Tigz's Debt Diary.......start work on the 23rd!

tigzem

Confession time..... I've just spent £210 on a new bike I've borrowed the money from DD's account and I'll pay it back. I've asked for money for my birthday to go towards it. I needed a new one as I intend cycling to work and I have to drop DD at nursery which is a fair way. My one is so old and it's hard work! The gears don't work properly and there isn't suspension on it.

We're off in a bit on the bus to the bike shop to collect it then we're meeting some friends at the park as the local church is putting on a fun day, free BBQ

We're out tonight, this is our once a month night out, we've both budgeted for it so that's ok. Yummy indian. There's 6 of us out tonight, 3 couples and we share a taxi back which costs £20 so makes it cheaper for all of us.

I need to add up my npower money, I've been stashing some away all week so will check that later on.

Enjoy the sunshine xx

tigzem

Eek not updated for a week...

Been struggling this week with a few things, I've often wondered if I suffer from depression as I get this dark feeling sometimes, I cut myself off from friends and I don't have any energy to do anything. I've been feeling quite angry this week, getting fed up with my situation and not being able to do a damn thing about it. Not just money/debt but with my relationship.

Anyway, enough bleating. Paid DCA £20 on Monday, I didn't cycle to work as I've had a sore throat and been feeling pants, but if it's not raining on Monday I'll be on the bike, I'm sure once I get regular exercise it will help me.

I keep picking fights with OH as although he can't change the situation on his own, he has more chance than me, so I take it out on him which is causing strain...

It's raining here today so a day of sorting out the house I think, if it brightens up later will take DD out on the bike.

benbenandme

Awww, sorry to hear how you're feeling, big hugs hun I know what you mean though, I have phases like that too Great news about getting the bike though, I'm vaguely thinking about getting one too :rolleyes: Fancy joining us on another ebay blitz tomorrow?

tigzem

Thanks BB... I'm not sure I have anything that is worth listing... I do however need to sort DD's toys etc out so may find a few bits worth listing but then I feel guilty if I keep the money... can't win!!

I have some extra clubcard points vouchers somewhere that can go on... how much are you aiming to raise? I may go for a small amount....

benbenandme

Hypno and I are aiming for 50.00 but I've no idea what I'm going to sell yet Are they your clubcard vouchers or money off coupons? If they're clubcard vouchers just double check on the other board as I think tesco changed the rules to stop people selling them on, I may be wrong but just double check first

tigzem

No they are the ones where you get extra points if buy certain products... normally sell on average for about £1... all helps..

My vouchers get saved for Xmas, but this year I may use them for deals as get more for your money.

Got DD's party to pay for soon.... eek!!

tigzem

** slides in hoping no-one notices **

It has been over 6 months since I updated my diary!!!

I haven't been good and I have added to the debt, but I'm not going to put it in my sig as it depresses me seeing it. Instead I am going focus on the positive and work on getting out of debt!

Aims for this month:-

Car tax to pay = £200 ~ Am going to ebay some bits and I have £68 coming from Quidco this month hopefully. I intend to pay for this in cash and not use c/c!!

I have cleared out some of DD's old toys, will go through them to see if any worth putting on ebay, the rest can go to a charity shop or freecycle.

I am doing the sealed pot challenge, although as yet I don't have a sealed pot, but I'm putting every £2 coin and 50p into a money box and anything under 50p goes into another tin, this will be for Xmas 09. I am already planning ahead to Xmas 09 and I have got a present box a la BB&me style.

Xmas 08 was good, didn't spend too much and none went onto credit!!

I am going to attempt MB, will print the bits off at work and see how I get on.... hmmmm

OH and I are moving in together in Sept, either into this house or a new one if one comes up that we both like. DD starts school in Sept so moving may not be a good idea, will see.

I am going to work hard on clearing my debt!!!!

asp746

awh, good to hear from you tigz - i bookmarked your page cos i liked your thread so was really suprised to hear from you again after soo long - can't believe it was June - where'd that go

glad to hear everythings going ok. you sound a bit like me - can go from one extreme to another - within reason of course!! i can be quite frugal and sensible for ages and then kind of lose the plot and have a blow out. never anything too extreme mind:rolleyes:

happy new year!!

tigzem

Happy new year to you too asp.... thanks for replying, it's good to know someone been looking out for me... lol

Hasn't the time gone so quick!!!

Yep, that's me, sensible etc then it just goes to pot!! We have been silly at times...but this year is going to see the end of it!!! lol

xxx

benbenandme

Yay, another one here glad to see your diary again Will fix a date to go over the matched betting stuff and get you going on it, soon have that debt cleared Happy new year!!