Tigz's Debt Diary.......start work on the 23rd!

slowlyfading

Yay, well done!!!
Nicola x

cheletastic

Well done Tigzem

Have just read your diary - very impressed with how far you've come so quickly :T

'Chele x

onedayiwill

:j :j :j FANTASTIC NEWS :j :j :j

I had a feeling you'd get it. Well done you! I'm so pleased for you.

sammy115

Tigz, well done, so chuffed for you. Its a good feeling isn' it. When do you start?

Just a quick aside from one of your earlier posts, you mentioned that you would save some money and offer it as a full and final settlement against one of your debts. Just a word of warning, I think (not 100% sure), that this will affect your credit rating as it will go down on your credit file as a settlement rather than settled.

tigzem

sammy115 wrote: »

Tigz, well done, so chuffed for you. Its a good feeling isn' it. When do you start?

Just a quick aside from one of your earlier posts, you mentioned that you would save some money and offer it as a full and final settlement against one of your debts. Just a word of warning, I think (not 100% sure), that this will affect your credit rating as it will go down on your credit file as a settlement rather than settled.

Hi - not sure when I'll start, need to find out from nursery how soon I can get DD started there.

My credit report is shot to bits anyway!! Thanks for the tip though. I have 2 CCJ's and they are due off 2010 & 2011. Will see when I save up the money.

Tigz xx

sammy115

LOL - oh well, mine is shot to bits too, but I have defaults, which seem to cause more problems than CCJ's!

Although having something registered against you now means that it wouldn't drop off until 2013!

immoral_angeluk

Awww tigz that's brilliant I'm so happy for you!!!!!

chevalier

Hi Tigz
Have just read through your thread. Well done on turning your life around.
And CONGRATULATIONS on your new job.
chev

chunkeylaydee

Hi Em

Just been reading through your diary and you seem to be doing so well. Keep up the good work hun.

Lxx

tigzem

Not much to report in the way of debt clearing, other than I am planning on throwing as much money as I can at my debt once I start work. It's hard not to think about the things I could spend the £2080 I'll get in the 1st year on. A holiday, new car etc etc....BUT it has to go on the debt. I may spend £80 of it on me... as I've not had anything nice for ages but we'll see.

The back to work bonus of £250 is looking like it will have to be used for the nursery deposit which is £250.... I will get it back when she leaves nursery but I begrudge them holding £250 of my money which could be used to clear debt....Grrrrr!!

As soon as I know my monthly incomings I will budget, budget, budget and set myself a target to become DF by.

Have a lovely Easter anyone who is reading this..... :easter: :icotbaske :easter_ba