Santander £100 cashback + £75 quidco cashback

macca160670

I was with lloyds for 25 years never used my overdraft so they took it off me, I really didnt want to change my current account but I just felt like the free overdraft facility going, left me with no reason to stay, that and the isa I had was paying peanuts.

Switched to santander and got £100, left lloyds bank open, left salary going in, I transfer money each month into santander and my direct debits moved across to santander, now every time I start a new direct debit I give them the bank details for lloyds so when I have two new direct debits I switch bank again, switched to Co Op and got £200, I'm now looking at having another current account with the halifax and getting another £100 and once I have that I will wait for a couple of new direct debits to be set up with the lloyds and get another current account with First direct and get another £100.

All I would say is that if you do this make sure your on the ball with your money and have online banking for them al,l otherwise all your gain is overdraft charges all over the place.

As for quidco I wish I had seen that offer, I look for everything I buy on quidco and if its a good offer I go through them, got £60 cash back in 12 months.