DMP & Mutual Support Thread - Part 8

Time_to_face_the_music

That's really out of order

What has happened previous years about emptying the tank? I would calculate the cost v your estimates and ask for the difference back.

Tigsmom

Time_to_face_the_music wrote: »

That's really out of order

What has happened previous years about emptying the tank? I would calculate the cost v your estimates and ask for the difference back.

Just exactly what I was thinking

callistris

Hi all:)

I'm just on the brink of starting a DMP through CCCs as I've become overwhelmed by my debts.

Before I send back my paperwork, I have a question if anyone can help please.

It asks me to send back proof of income, I take it that this is my wage slips, but how many do I send back?

Is 1 months enough or do I need to send more?

Growurown

Time_to_face_the_music wrote: »

That's really out of order

What has happened previous years about emptying the tank? I would calculate the cost v your estimates and ask for the difference back.

Well actually nothing. Our tank is huge and there are only two of us living here so it has never been emptied. It didn't need emptying as far as we could see but I think it is in our contract (which I will have to go and have a look at to check) to have it emptied. However if my landlord felt it was necessary to have the tank looked at then I feel it should be up to me to choose who did it and to get the best price, not for them to just present me with a bill with no consultation or prior notice. It is just plain rude.

Tigsmom

win123 wrote: »

I will ring payplan tomorrow they are due to ring me friday anyway but I will let them know - I rang paylan 3 wks ago had my hour consultation woth them last thurs they still havent sent the paperwork - I rang CCCS monday had the hour consultation with them there and then and paperwork arrived today- I am with the CCCS and they have been fantastic with me - Good luck with your plan how long is yours going to take to pay mine is 28 yrs lol god I may be dead and burried by then lol mums is 3yrs

Xmas 2017 (or longer if HSBC get their way!) However, you shouldn't take that too seriously as anything could happen in the future. Hopefully circumstances will improve and we will be able to clear it earlier.;)

Tigsmom

Growurown wrote: »

Evening everyone. Nice to see all the support and the polite disagreements!

I'm a bit peeved. My landlord, without my permission I hasten to add, sent someone to empty our septic tank and has sent me the bill of £125. Now I appreciate that the tank has to be emptied but having phoned around I could have got it done a lot cheaper. I have complained because for all they knew I could have had the tank emptied the week before, and they didn't give us any notice that someone would be entering our property which I thought they were obliged to do. I have rented from them for over 8 years now so am not happy to be treated with such indifference.

Just watched a programme that said you pee less if you drink milk rather than water. Might save you some money? :rotfl:

Tigsmom

callistris wrote: »

Hi all:)

I'm just on the brink of starting a DMP through CCCs as I've become overwhelmed by my debts.

Before I send back my paperwork, I have a question if anyone can help please.

It asks me to send back proof of income, I take it that this is my wage slips, but how many do I send back?

Is 1 months enough or do I need to send more?

I just sent photocopies of our latest 1.

Time_to_face_the_music

callistris wrote: »

Hi all:)

I'm just on the brink of starting a DMP through CCCs as I've become overwhelmed by my debts.

Before I send back my paperwork, I have a question if anyone can help please.

It asks me to send back proof of income, I take it that this is my wage slips, but how many do I send back?

Is 1 months enough or do I need to send more?

Hi callistris and welcome :hello:

I think we were asked for 3 months but CCCS seem to work out income on tax paid so it may vary per person. I would give them a quick call and ask.

Well done on starting out on your debt free journey :T

Growurown

Tigsmom wrote: »

Just watched a programme that said you pee less if you drink milk rather than water. Might save you some money? :rotfl:

Well it might:rotfl:

I am not intending to pay anything at the moment. I am arguing the point with them that if they are expecting me to pay for something then I get to decide who I pay and the price I pay. It would be like your mortgage provider deciding on who supplies your gas or electric and you don't get a say.

Hopelessly_Hopeful

win123 wrote: »

Hi Tigsmom

well I did as you suggested and rang the cccs this morning explaining that mum did not have £216 left a month only aroud 100 they lovely lady on the phone went through the figures and adjusted some things and we managed to get it down to 100 pound a month ypee hopefully we will be able to get a bit more sleep tonight one less worry - just hope they dont change their minds and say we have to pay the 216 which I doubt well hoping anyway - just the bit with the banking bit now and the overdraft we dont know how to manage this we are worried that when we change banks what if the money does not get transfered in time for the dd and we wont have enoug to pay the bills thanks for the advice

Brilliant news

HHx