📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

DMP & Mutual Support Thread - Part 8

1281282284286287506

Comments

  • It's a progress bar. I saw the idea on someone else's sig and thought it was much less depressing than staring at actual numbers ;)

    Each £1000 milestone will change a line on the bar a different colour (black, I'm thinking)

    Also, I already flaunt my geek credentials in the top line of my sig ;)

    I do love that binary joke :rotfl:


    Simply brilliant!

    HHx
  • bertman wrote: »
    So, got a crappy letter from Natwest on Friday about a business loan we have with them. They want immediate payment to bring the loan account up to date - all £500 of it!! I was a bit worried about this as its a small business loan and I didn't know if they dealt with this differently to normal personal loans. They asked for the business expenditure and turnover in the letter, but we closed our business down 3 years ago - which is why we are in this mess!!!
    I called them and explained that we were with CCCS and that they had in fact received a payment that was only £5 under the original amount! They claimed they didnt know anything about it even though I could see it on the internet banking page! But the lady told me to write in again and state that CCCS were now looking after my affairs and they wouldn't trouble me again!
    They say they haven't any record of the original CCCS letter, but they did say that as its a business loan the addresses are different to the personal account side.
    So - another one down. Just need to talk to HSBC who are whacking on £110 in interest each month while CCCS are paying them just £31... I am not that worried - you can't get blood out of a stone eh?
    Weather is looking good so - a day in the sun!
    Have a great day everyone!!!


    Way to go. Don't let them bully you

    HHx
  • dmb_2
    dmb_2 Posts: 330 Forumite
    Hi everyone,hope everyone enjoying the sunshine! A query - does anyone know of a free computer virus protection program that I can download.

    To renew my current one is £40 which I can ill afford this month.

    Had hoped to be able to renew my car insurance annually but will have to continue with monthly dd which costs more:(. Still struggling to build up a fund which can help pay for stuff like this. Still debt is slowly going down but would love a month free of DMP payment to give me some breathing space.

    Bye
    DeeBee
  • dmb wrote: »
    Hi everyone,hope everyone enjoying the sunshine! A query - does anyone know of a free computer virus protection program that I can download.

    To renew my current one is £40 which I can ill afford this month.

    Had hoped to be able to renew my car insurance annually but will have to continue with monthly dd which costs more:(. Still struggling to build up a fund which can help pay for stuff like this. Still debt is slowly going down but would love a month free of DMP payment to give me some breathing space.

    Bye

    Microsoft Security Essentials, assuming you're on a Windows PC.
  • Growurown
    Growurown Posts: 5,498 Forumite
    Debt-free and Proud!
    Can I join the DMP Geek club? I work with spreadsheets and have my own for the DmP but I also use them to plot out patterns for cross stitch! :D
    Quintuplets :j

    There are 10 types of people on this forum, those who understand binary and those who don't :D

    Am sure there is no need to guess which my smutty twin geek sister is :rotfl:
    Morning

    You are, of course, very welcome.

    Is that a pink binary code in your signature?

    HHx

    Evening fellow geeks, so nice not to be the only weird one:D
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
  • Tigsmom
    Tigsmom Posts: 290 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I got the binary joke. But I put it down to my age :D I know what feet, inches and miles are too :rotfl:
  • dmb wrote: »
    Hi everyone,hope everyone enjoying the sunshine! A query - does anyone know of a free computer virus protection program that I can download.

    To renew my current one is £40 which I can ill afford this month.



    Bye

    Try this one

    AVG Free

    They'll try to tempt you to upgrade to their paid version, but the free one is just as good for protecting you while surfing etc and you get the latest virus definition update files free too. Dont click on anything that says 'trial' as that's the paid version and will expire after 30 days
  • Morning everyone

    Hope you all had a good weekend. Very hot weekend in la la land - a bit too hot for my tastes, originating from cooler climes (its usually snowing in September....well, sometimes....)

    Welcome lizzy23 :wave:

    Whats going on with the spreadsheets?! Its like invasion of the body snatchers..... :)

    I overspent at the weekend. Silly boy that I am. There was a locla fair and we got a bit carried away with the kids on the rides. I kept thinking we should be enjoying life and not letting it pass us by and that we can't get these times back. Now I feel guilty cause we've overspent. Need some decent results from ebay this weekend! Its not a lot, just a little bit. Trying not to let it stress me out!!!

    Aaaargh, to win the lottery eh?
    Debt Sept 2007 (1st LBM) - £63,000 :embarasse
    Started DMP July 2012 (2nd LBM) - £34,000
    DFD (currently) - 12 years! :o
    "Failure is not falling down, but refusing to get up."
  • lizzy23 wrote: »
    good morning all, i joined you a few months ago and then went away as my OH wasn't ready to let go of his credit and one of my debts was joint, i'm pleased to report that he is now onboard and today i have started this scary journey by cancelling my direct debits to 3 of my creditors and letters will be sent later today, in total we owe £31000 to 8 creditors, it will take us a while to get Debt free, but we will get there

    Hi Lizzy :hello:

    Great to have you back onboard, and even better with your OH too :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • katy_ann
    katy_ann Posts: 1,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I spoke to CCCS on Friday and got all the paper work emailed through to me, I opened a co-op basic bank account and just waiting for that paper work to come through to me, getting all statements and bits ready to send back to CCCS so they can set up my DMP, Im so glad I made this decision :)
    Debt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£2025
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.