We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
HELP! Multiple credit searches from T Mobile caused by Tesco Web error-advice pls?!

DEBTMONKEY1A
Posts: 1,496 Forumite
in Mobiles
Hi all! Applied for the deal on here with 20000 club card Tesco points. Tesco System kept bringing up an 'error'. No e-mail to say application approved/declined. As my credit history/file/rating is pretty damn good I was confused. When onto my checkmyfile.com-found TWENTY hard searches on Equifax only!
Phoned Tescos 'application' team-they're aware there is a system error & said they'd contact T Mobile to remove.I did a manual application over the phone-DECLINED. Sent by 'signed for' ...a letter to T Mobiles credit referencing Team-asking for all but 1 search to be romoved. Have also lodged a dispute (I'm on the 1 month trial with Equifax) with Equifax. NO SEARCHES on Experian -credit score (I know these are not gospel!) 899. Credit score on Equifax-330 (!!!!).
Called T Mobles customer care team (they say no number for credit department-anyone know any different??-only letters accepted). very helpfull lady read my notes. To add insult to injury-a/c with T Moble APPROVED (overturned by underwriters) but a note on my file saying 'credit searches lodged properly-no error on our part-we will not remove them' (??!).
Has anyone got any idea of the best/quickest way to deal with this?? I think I've done the right thing(s)???!
To further annoy me-on calling Tesco Phone Shop back-one department says 'yes-we'll honour deal-call the Telesales team'. Call them-they say 'go to a tesco phone shop-they can overtide a credit decision-we need to do a FRESH credit search'...call original applications department who now say (this is after a previous manager in that department said it would be ok!) -'sorry-we can't help'-even though it's THEIR error!! Will probably try again this am when their telesales team are quieter...any idea good people??:(
(Have also posted in Credit rating Thread-sorry mods-not sure which would get more answers?)
Phoned Tescos 'application' team-they're aware there is a system error & said they'd contact T Mobile to remove.I did a manual application over the phone-DECLINED. Sent by 'signed for' ...a letter to T Mobiles credit referencing Team-asking for all but 1 search to be romoved. Have also lodged a dispute (I'm on the 1 month trial with Equifax) with Equifax. NO SEARCHES on Experian -credit score (I know these are not gospel!) 899. Credit score on Equifax-330 (!!!!).
Called T Mobles customer care team (they say no number for credit department-anyone know any different??-only letters accepted). very helpfull lady read my notes. To add insult to injury-a/c with T Moble APPROVED (overturned by underwriters) but a note on my file saying 'credit searches lodged properly-no error on our part-we will not remove them' (??!).
Has anyone got any idea of the best/quickest way to deal with this?? I think I've done the right thing(s)???!
To further annoy me-on calling Tesco Phone Shop back-one department says 'yes-we'll honour deal-call the Telesales team'. Call them-they say 'go to a tesco phone shop-they can overtide a credit decision-we need to do a FRESH credit search'...call original applications department who now say (this is after a previous manager in that department said it would be ok!) -'sorry-we can't help'-even though it's THEIR error!! Will probably try again this am when their telesales team are quieter...any idea good people??:(
(Have also posted in Credit rating Thread-sorry mods-not sure which would get more answers?)
0
Comments
-
Edit...e-mail through saying ACCEPTED. Called & was given a reference number. I'm lost for words after AGAIN being told this am it was impossible. 20000 club card points honoured!!!!! Now....just need to get searches taken off........!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 349.9K Banking & Borrowing
- 252.7K Reduce Debt & Boost Income
- 453.1K Spending & Discounts
- 242.9K Work, Benefits & Business
- 619.7K Mortgages, Homes & Bills
- 176.4K Life & Family
- 255.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 15.1K Coronavirus Support Boards