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LloydsTSB Save The Change Fun Loophole

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  • I have searched LLoyds website and cant find anything relating to the introduction of charges. As far as I am aware the Platinum Credit Card is still without annual fee. :confused:
    http://forums.moneysavingexpert.com/showthread.html?t=375148

    Seems that they're only charging a few people - those who don't use it very much.
    Conjugating the verb 'to be":
    -o I am humble -o You are attention seeking -o She is Nadine Dorries
  • Sounds like zooropa has two current accounts and his wife has only one. :D

    Hadn't realized it was possible to hold two current accounts in the same name with Lloyds.

    I have a business account and a current account both in my name but STC doesn't apply to business accounts.

    Oh well, will have to make do with £100.00!
  • thepearce
    thepearce Posts: 2,287 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just a warning for anyone using their debit card in a shop for the first time :

    I thought I'd forgotten my pin after my card got blocked at ASDA recently. It turns out you need to visit a LloydsTSB ATM and "unlock" your pin for use (in shops).

    Bizarre.
  • Think I will try this, although it means some serious money shifting as I keep my Lloyds account at a minimum balance!
  • Lola23
    Lola23 Posts: 1,650 Forumite
    Bake Off Boss!
    Just registered for this with TSB. We have current a/c and savings a/c with them. Applied on line for this and it says they will write to you......so not sure if I need to wait till letter comes in or if I can start now to get the savings.
    :hello: Never say Never :smileyhea
  • CHR15
    CHR15 Posts: 5,193 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I too already had both accounts going. Owt for Nowt!!!!

    Doubt I will go for the whole £100 if you have to make that many .01p purchases but will be worth a look!

    Thanks
  • reehsetin
    reehsetin Posts: 4,916 Forumite
    1,000 Posts Combo Breaker
    Bloke wrote:
    :mad: Registered last week for the scheme and heard nothing so just rang the customer services line who say there is no indication that it has been done and that they cant set it up over the phone and to just 'pop in to a branch' - not overly easy when you work 9 to 5 every day :mad:

    Just tried registering online again but not going to hold my breath. Those that registered online after the scheme had started, how many days did it take to show in the payments/transfers section?

    Paul.
    thanks to your post ive just checked up on it online and its not! on my account, i had registered online, on the phone now, because its new no one seems sure what to do so im going person to person:confused: fun night ahead planned for me then
    Yes Your Dukeiness :D
  • josie
    josie Posts: 3,107 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Question if anyone can help? Martin mentions transferring money from Lloyds into an Egg account, but will this work with any internet savings account? Not sure why he says Egg, unless for the ease of setting up?

    Bit worried too, that I registered online and have hit my card and it won't have registered properly, best nip in on my lunch hour tomorrow!
  • josie wrote:
    Question if anyone can help? Martin mentions transferring money from Lloyds into an Egg account, but will this work with any internet savings account? Not sure why he says Egg, unless for the ease of setting up?
    It mentions egg, because you can make payments from a debit card through eggs online account servicing to an egg savings account or egg card.

    This means you can charge exact amounts to your debit card at anytime (you could charge £1.01 to your lloyds card really easily... and you could do this many times over). This is unusual, and I dont know any other bank which allows you pay money into a savings account by charging them to your debit card.
  • reehsetin
    reehsetin Posts: 4,916 Forumite
    1,000 Posts Combo Breaker
    reehsetin wrote:
    thanks to your post ive just checked up on it online and its not! on my account, i had registered online, on the phone now, because its new no one seems sure what to do so im going person to person:confused: fun night ahead planned for me then
    after all the rubbish about speaking to the internet banking people it took CS (the ones who had heard of save the change) all of two mins to do it and it showed up on my IB straight away! thank god
    Yes Your Dukeiness :D
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