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LBM in 2003.. What have I been doing since??!

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 21 March 2017 at 8:07AM
    And guess what.. I had a white wine whilst catching up on latest episode of Broadchurch.. :) and then my tea... :) (I also microwave my stewed tea.. legacy of having children I think so me and David Tennant have one thing in common :rotfl:)

    Thanks PF. Good to know. Temperature sensitive colours sound fun too. Will check that out. How's it going for you at the moment - on a train platform somewhere? I have treated myself to a coffee and sitting by a window :):)

    Beautiful day. Feeling fairly positive. Fingers crossed it stays that way!!

    Have a great day all
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • doingitanyway
    doingitanyway Posts: 10,055 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    So pleased you are going to the wedding :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Chicken in the oven today!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Hi brizzle! I've been doing my own nails for years and it saves me a fortune! The brand you're using is ok, but I can recommend smart p*lish. More expensive but it's really hard wearing and doesn't need a top or bottom coat you just paint straight on. Be really careful removing any gel (100% gel is harder to remove than shellac as it's more hard wearing). I can send you strong step instructions on
    how to safely remove if you like? If you're not careful with the removal process you'll end up really damaging your nails.

    Best of luck with it!
    £1589.94 cc - DFD 31/12/22; £156,737.24 mortgage free target date 1/10/2026; £158,327.18 Total; Starting debt Jan 2019 £393,068; 60% cleared.
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    H brizzled, i know you are busy.I sent you a pm. Just in case you hadn't noticed.

    I am loving all the nail advice.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 26 March 2017 at 10:29AM
    Still steeling myself for the nails.. inflicted it on DD2 (obvs!) but planning on a big soak off and reapply tomorrow

    Big huge whopping spendy day today cos we bought our flights. So we are going!! No going back

    Ugh. Mainly on a 0% purchases BC tho.. could be worse and planning a 0% BT for the excess. Thanks :money:

    Have a great weekend folks
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • doingitanyway
    doingitanyway Posts: 10,055 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    brizzledfw wrote: »
    cos we bought our flights. So we are going!! No going back
    Good decision. :T
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great Mothers Day present :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Good day yesterday. Finally had a NSD.. they have been very hard to form by this month. Also did my invoices. Took ages but got there.

    Have a good day folks

    Brizzle x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • PurpleFairy26
    PurpleFairy26 Posts: 3,903 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Well done on invoices. One if those things that once you do, don't seem to take long - however, the thought of them takes ages :rotfl: hope they get paid quickly.
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