LBM in 2003.. What have I been doing since??!

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  • lucielle
    lucielle Posts: 10,755 Forumite
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    Great debt busting!!!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
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    You are doing so well! We both approached the £5ks at a similar time but you are racing ahead and will clear yours about a year before me! Give yourself a pat on the back! Well done B Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    First Anniversary First Post Combo Breaker
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    Well done on continued debt reduction, looking good Brizzle

    Granny x

    :j :j :j
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Aaw thanks guys. Not sure about the calcs PLMBL..but it is going well..just must make sure don't go too astray next week. A few treats coming up and I also did take kids out for a surprise, impulse dinner last night. Not too spendy but it was a rebellion against Use Ups...need to make sure that doesn't happen again until the debt is gone! I need to start some budget planning for the NY..don't want to start 2014 on the back foot.

    Bit better at work. Feeling calmer but still plotting. Not sure I can be doing this in 5-10 years time! Do you get that feeling??? Maybe it's hanging out on Mrs Tilly's diary but I need options to beckon! The downsizing to reach MFDom whilst kids are still teenagers is also being talked about with some new purpose..not just idle chat so we shall see. We do love where we live.

    The comedy was Live at the Apollo, kerri..some pretty good comedians on it I think. But then my kids adore Miranda so not sure we are very cerebral on this front! :rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    edited 20 December 2013 at 10:08PM
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    Not sure this was on the plan. But currently sitting on a train back to Brizzle swigging Chardonnay. (I am much more of a PG girl but hey...it's what they sell on FGW trains! :rotfl:) it's Friday and I DESERVE it!!

    Another week marked as complete. I do like my job but have organised a valuation with a view to downsizing in the new year. We shall see....
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,041 Forumite
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    Think I'll join you in that drink Brizzle :D

    Fortune x
    Mortgage: 86% paid Mortgage Neutral: 100% Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Please do FS...pity I wasn't travelling east rather than west :(. How are you?

    OH made a great chicken curry for tea. Yummy. Now starting to relax. Bring on the holiday, :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,041 Forumite
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    All the better now I've had a Hot Chocolate with Baileys :D

    Have a great weekend.

    Fortune x
    Mortgage: 86% paid Mortgage Neutral: 100% Emergency Fund: 100%
    A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
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    Aah. Hair of the dog. Just the thing, :D

    Have a good weekend too..take it easy
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
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    Hi Brizzle - wow! Exciting times re. potential downsizing and possible job changes :) Nice to have the unplanned treats and am sure you and your girls loved it but i know what you mean about keeping the focus and ensuring the treats don't have too much impact on the targets x

    Hope you have a lovely weekend :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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