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LBM in 2003.. What have I been doing since??!
Comments
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Yay go Brizzle
xx Diary: Getting back on track for 2013 and beyondDEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
Beautiful daughter born 11.1.14Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]0 -
:j:j:T:T:T Whoop whoop AMAZING!!!!
You are doing so well. 0 -
Thanks everyone.
No progress on ebay..OH too busy working in the evenings:( but did declutter DD1s room today. 3 bags' worth out the door.
I also spent £101 at the supermarket..including £40 on alcohol as we have friends coming round tomorrow..just adds up but I wasn't organised and didn't have a list. I also went for yellow stickered items as it were ( they are orange in the C@@p:D) and that is NOT always a saving if you buy something you don't really need, hmmm,..like chocolate tarts!
Anyway still spending less than usual. Much less and we do need to eat.
Solar panels earnt £4.10 today so definitely earning their keep. On the other hand the chooks are being abysmal. The heat perhaps? Very low egg collection rates :rotfl: think I need to check the garden thoroughly!
Just have seen that a sneaky SO has gone out to DD1s saving account :eek:Thought I had cancelled that months ago. Seems not and just shows that it's easy for a sneaky one to get away. Not a huge amount but its not the point. The books are meant to balance!! Deleted now thank goodness.
Think that's it. Hoping for a NSD tomorrow.:AMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Chuck me a wee chocolate tart
Yes, reduced items are not a bargain if I dont need them.
I also have to take into account often not weight friendly either.Sigh.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
They were yummy though Beanielou...and went very nicely with a coffee when a friend popped over:rotfl:
It's the alcohol.. It's not very MSE when you buy a few bottles of wine and some beers as a few people are coming over for drinks and nibbles... All adds up. Anyway...done now and it will be a lovely eve I am sure.
Still hoping can pay off another big chunk at end of month...counting the days!!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Glad you enjoyed them.
I'm sure you will have a lovely evening~enjoy.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
The chocolate tarts sound yummy. I bought orange stickered steak slices for the men yesterday in the co-op. They enjoyed the treat too. Sometimes you need a little extra treat.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Well done Brizzle, you will soon be in four figures!!
You deserve a wine treat, and my top tip is that one of Asda's 3 for £10 wines is VERY drinkable and tastes quite expensive - it's the Ponte Guglie Italian white. Excellent for £3.33!LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3320 -
Thanks HN..never go to A@da as too far away and as a general rule I hate supermarkets but that seems almost worth the trip!!
Today was a NSD!! Whoop whoop!:TMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Great eve last night and of course I overcatered so plenty of wine and nibbles left:D
Today had a few spends..
- £35 on fuel. Had to be done tho as on fumes, luckily well below budget this month on fuel. Avoided the service station on the motorway, just, saving me an incredible 15p per litre..why anyone uses service stations I simply do not know. I used to if it saved me time but now it's such a big difference I go out of my way to find something cheaper.
-£3.75 for a drink for me and my dad at the pub..nice to have a chat so definitely worth it!
Scores on the doors scheduled for tomorrow
That's it. So still feeling good!
Hope everyone has a great weekend xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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