Payday loan fraud

richardvc

How much is involved here ?

27col

If something sounds too good to be true, then it probably is. Let's hope she learns a hard lesson from this.

pwharman

chalkie99 wrote: »

But it is your daughter who is guilty of fraud by when banks expressly forbid you to give away those things.

Why do you think the loan company should just because her attempt at easy cash failed?

She is incredibly gullible, but not guilty of fraud. She may be considered negligent as it's plain as day that this guy was up to no good but he has at the end of the day committed the offence.

pwharman

Emmzi wrote: »

If you ever want her to have a bank account again I'd let it lie. Right now she's a bit poorer. She doesn't want a "party to fraud" marker on her credit file as well!

You make a very good point here.

pwharman

XXSCOTSLASSXX wrote: »

Do u actually know who this 'conman' is, have a name etc and are u not able to confront him re this and hear his side??

This is why we wanted to involve the police. The bank have said that they will have photohgraphic evidence of him using the cash machine and so forth. At the end of the day it does just boil down to his word against hers...but it all depends on how the loan company see it. He has defrauded them by using someone elses personal details.

pwharman

richardvc wrote: »

How much is involved here ?

Just 100s of pounds but that is alot to an 18 year old.

XXSCOTSLASSXX

pwharman wrote: »

but it all depends on how the loan company see it. He has defrauded them by using someone elses personal details.

Wish you luck re this reading other posts on here they dont tend to have a sympathetic ear when it comes to "writing anything off" many have tried with valid reasons. which company is it? has she contacted them yet?

it may well be better for her to count her losses here and request a payment plan with them, at least then theyd freeze the charges and interest, leaving it ongoing is allowing them to add extra charges meaning she will already face hundreds more owed... I know this isnt what you would want to hear however she is in some way responsible... giving out all her account info and personal details, plus it was paid into and withdrawn from her bank account... as far as the loan company will be concerned they have paid out the funds in good faith with all the required information

barbarawright

XXSCOTSLASSXX wrote: »

Wish you luck re this reading other posts on here they dont tend to have a sympathetic ear when it comes to "writing anything off" many have tried with valid reasons. which company is it? has she contacted them yet?

it may well be better for her to count her losses here and request a payment plan with them, at least then theyd freeze the charges and interest, leaving it ongoing is allowing them to add extra charges meaning she will already face hundreds more owed... I know this isnt what you would want to hear however she is in some way responsible... giving out all her account info and personal details, plus it was paid into and withdrawn from her bank account... as far as the loan company will be concerned they have paid out the funds in good faith with all the required information

Good point. Presumably the money was paid into her account and the 'conman' was only able to get it because she had given him her card and pincode. What exactly did she think he was going to do with the card?

wacko911

Good evening madam, I can get you the monies back as I work for a big highstreet bank, which one? Your bank!

I just need your bank account number and sort code....

George

pwharman

XXSCOTSLASSXX wrote: »

Wish you luck re this reading other posts on here they dont tend to have a sympathetic ear when it comes to "writing anything off" many have tried with valid reasons. which company is it? has she contacted them yet?

it may well be better for her to count her losses here and request a payment plan with them, at least then theyd freeze the charges and interest, leaving it ongoing is allowing them to add extra charges meaning she will already face hundreds more owed... I know this isnt what you would want to hear however she is in some way responsible... giving out all her account info and personal details, plus it was paid into and withdrawn from her bank account... as far as the loan company will be concerned they have paid out the funds in good faith with all the required information

The company is Wonga. We conctacted them as soon as we found out about it of course, and I gather that they have suspended the account while they are conducting an internal investigation.