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TallGirl seeks new financial freedom & hope to loose a few pounds on the way.
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ATT I know it's boredom working from home but as you said I can beat it.
Originalmics welcome on board you lend out in chunks of £10 so might need a bit more than £1. Mine keeps changing as the money is being offered out and people are approaved. You can also choose the risk categories mine seems to be going mainly on the Y category but nothing has been actually lend yet.
Just off for the MS so hungry but DH is watching Eggheads so have to wait a bit longer. I'm so hungry.....Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
MS was actually a really nice one got served quickly and the restaurant wasn't that busy. Spent £2 more than the allowance and £.2.90 on parking. A lot of money for the meal if I had had to pay for all of it myself. One point I would make is that I chose the low cal spag Bol a bit cheaper then the full fat version and my god it was a tiny portion you could hardly see the meat. I would have felt so cheated if I had paid £7.25 for that. Mind you dh had a pizza so had some of that. Did not eat that many dough balls and did not eat all of the pudding best of all no alcohol did not even feel like it.
Going out for lunch today but will try to be good maybe just have the soup or something light.
Ref Zopa.still not all confirmed but looks like £60 of it will go to young people under 25. Quite fun to follow the progress online and read the blogs.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
Hi TG
Well done on your weekly alcohol and exercise scores! It sounds like your MS meal went well, you do seem to score some good MS's and it's nice that your OH goes along too. I know you spend a lot of time in hotels like me and it's not always the best eating alone is it especially as a womanMFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
Original Mortgage o/s £187,643 / £71,904 (-115,739)
Repay o/s £92,661 / now £55,900 (-36,761)
Int Only o/s £94,982, now £16,004 (-78,978)
Total daily interest £1 [a) £0.77 b)£0.23
Total OP's:2018 target £TBC YTD £1,9950 -
You are totally ATT right eating alone is really not nice today we had another one and DH did go but had 2 drinks and no food. I had a burger but did not eath the chips and no alcohol just a J2O. Did have two beers last night but that's 4 for this week which is very good.
Been listing on Ebay like a made woman using Turbo lister but now the last 4 items will not load says I have used my allowance of that type of listing. Never come across that before they are some Lancome products many samples and it refuses to let me list them. I have 1 Lancome item listed so feel like adding the other to that one but thats a shame as I have done the other 4 individually. Maybe try next month I guess can wait that long. Still got 11 things on there mainly freebies so not too bad.
Was planning to go to Makro but will do that tomorrow now will wait I think only stuff we need is actually loo roll. BIL may come down later on so cannot be asked to go out now.
Zopa Update lent out £10, £90 awaiting processing so they have charged me 1p for the £10 loan.
Got a MS tomorrow as well near where inlaws in so can visit them at the same time. Also found one for next week in a restaurant we have not done before although I frequently eat there when I'm staying away. Also noticed a lot of opticians on MS could have saved that £20 I paid last week.
Going to have a look for cheaper catfood Encore is now back to full price and at 85p a can that to too much. Awplaus should be the same so a bit of shopping around is in order. Hope you are all enjoying your Saturday.
Edit make it 13 items now found two more books.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
I've found the hi-life tuna products cheapest, and have also started getting natures menu pouches so the puddies have some non-fishy stuff in their menu.
They are expensive crittersbut fingers crossed I've avoided the diabetes for the moment.
Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)
Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)0 -
Thanks Sepa74 I looked at that and its stacks up pretty well agains Encore.
Just been to Zumba so that completes my goal for 3 times in the gym a week. Also only had 5 drinks this week so 3 left which I doubt I shall have today. Look forward to see if the scales show any difference tomorrow morning.
Off MS in a bit 3rd one this week new pub opened up near the inlaws so nice to go somewhere different but not sure I really want to eat lunch right now but DH wants to get back for the Manchester Derby.
Got 3 bids on Ebay and some watchers wish I could have got the last few bits on there now have to wait a whole month still its all written up so Im sure I can wait that long. Nice to have more room in the bathroom for stuff, hate seeing things get old and horrid especially if its unopened. No need really just shouldn't buy them in the first place.
Well better get dressed and sort my hair out guessing we are leaving in about 10 min.
Have a nice Sunday.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
Morning TG
Congrats, sounds like you've had a good week all round :j
I can't believe you've exercised already this morning, it's as much as I could do to make a cup of coffee this morning. For some reason I woke up at 4am this morning and was still awake at 6am. I did think about getting up at 5.45 and wished I had of now as I'm used to early mornings so it would have been fine but now I just feel sluggish and out of sorts.
I think I was awake with work things on my mind for the coming weekMFW Start Date 1.4.08. Updated 23.1.18. MFW date 1.8.18
Original Mortgage o/s £187,643 / £71,904 (-115,739)
Repay o/s £92,661 / now £55,900 (-36,761)
Int Only o/s £94,982, now £16,004 (-78,978)
Total daily interest £1 [a) £0.77 b)£0.23
Total OP's:2018 target £TBC YTD £1,9950 -
Monday morning and lets reflect on the last week.
Weight 85.7 thats almost a pound lost this week happy day.
Gym 3/3
Alcohol 5/8 althought I did try some white wine last night but I really have gone off it so gave it to DH.
Workwise I need to get my !!! in gear get a conference call this morning and I achieved nothing last week. Ups.
Got bids on 4 out of my 14 items on Ebay and quite a few watchers so will hopefully sell.
Still only £10 lend out on Zopa but hopefully some of the other loans will sort themselves out. Might try different categories next time have £70 in the under 25 category at the moment. You read the little notes on those loans like 23 year old 10,000 consolodation loan, not sure I like the sound of that.
Off to an appointment today, then gym, Dinner with inlaws its FIL birthday tomorrow, then MS Weds, and Friday will try to be good and not eat too much.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
I did spend some money yesterday bought a white shirt for work in Mango, £39 original price then down to £19.90 when I got to the till there was another 20% off so got it for under £17. Did find a dress but put it back not right however a white shirt is always usefull so very happy with that.
Also bought a coffe in Nero as I had a full freebie stamp card. I thought you just got a small coffe but Oh you can have any large coffee plus flavouring so had a nice cinamon Latte very nice and felt good not claiming on expenses.
Went straight to the gym when I got home for about 45 min then BIL and GF came down but I only had J2o and tea felt very good. Tonight is FIL bithday in the nice pub we had the superb Sunday lunch in so look forward to that. Will defo have a drink though.
Working from home this morning then this afternoon going into Pompey. Need to get some leather cream for my Ipad cover and forgot to get that yesterday dispite being in John Lewis and Lakeland Plastics (didn't buy anything in those shop either).
DH just called he cannot take Thomas to the vet tomorrow neither can I so will see if they will swap it for Friday. His lips look so much better still pink on two small spots where the blisters where but they are healing for sure.
Still no money from the insurance getting a bit fed up now but won't chase until next week.
Ebay doing quite well quite up to £8.95, 5 bids on 5 items.
Need to get dressed to take care and have a nice day.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0 -
Cheque in from PetPlan, £250 very happy about that already banked. Also sold an Iphone cover my friend bought me which turned out to be the wrong size I will give the money to her she can then do what she likes with it. Need to get it posted today.
Stuff from Halifax in so need to sign that and send it back also need to decide if I want the account as my current account and then let my Santander account before a joint one or apple for it to be a joint one. DH really wants a Halifax account too.
Got my leather cream for the Ipad cover yesterday but spend nothing else dispite being in Pompey town centre.
FIl dinner was really nice I did have a small glass of bubble and 1 small glass of wine so will count that as two. Had fishpie and a small mouse type pudding very nice it was. Tonight is gym then Mystery Shopping at our local pub where the service and food as gone down hill so we shall see.
Going to Tonbridge today nice town and a nice Sunny day for it.Save £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest0
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