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A Payment A Day - The 2012 Challenge!

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  • Sammy246
    Sammy246 Posts: 162 Forumite
    Igamogam wrote: »
    £274.75 please. Thats M&S CC dead and buried :j :j

    That's fantastic well done!!
    Cleared £5k debt in 2015 (SO FAR)
    Clear remaining balances on 2 credit cards in 2016
    1st credit card @ £599
    2nd credit card @ £1,100
    SAVINGS 2015/2016 - £65.00/£1,000
    Read the books I have before buying more
  • Sammy246
    Sammy246 Posts: 162 Forumite
    £6.00 for me today...!!
    Going to both my credit cards....it is surprising how much of a difference it makes paying of small amounts everyday, it's certainly noticing on the statements and end of month balance...woohoo!!
    Cleared £5k debt in 2015 (SO FAR)
    Clear remaining balances on 2 credit cards in 2016
    1st credit card @ £599
    2nd credit card @ £1,100
    SAVINGS 2015/2016 - £65.00/£1,000
    Read the books I have before buying more
  • saorsie
    saorsie Posts: 1,905 Forumite
    Igamogam wrote: »
    £274.75 please. Thats M&S CC dead and buried :j :j

    Yippppeeee ~ well done you :T
    £149 to the dreaded loan for me today please.

    Am sick and tired of being in debt. Why did i try and live beyond my means?????????????

    Dreamer

    Try not to get too down, at least you have seen the light, are tackling it and the figures are moving in the right direction ~ you could still be living beyond your means and racking even more up :(

    Keep plodding

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • £25.09 for me, got a refund from student loans - saved most of it but rounded it down before saving so a bit extra for the PAD!
    DFW Nerd #131
  • £3.00 PAD for me today please.
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all:j

    Popping in to PAD £94.73 off the M&S CC plz thevinternet thankyou!!

    Well done to Igamogem - :T:T:T:T:T:T
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Igamogam
    Igamogam Posts: 6,028 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Combo Breaker
    :o Oooooh thanks for all the thanks - feeling a little embarrassed as I still have some huge debts to tackle - but I am determined to get there so thanks again :D
    Be the change you want to see -with apologies to Gandhi :o
    In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
    'On the internet no one knows you are a cat' :) ;)
  • rsdiscos
    rsdiscos Posts: 816 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all

    A slightly healthier PAD of £4.02 today!

    Feeling really inspired by all the successes people are having!

    I've had a few NSDs this week - as I lost my wallet and have been waiting for cards to arrive - now they're here, I'm not going to take them out with me - it's quite liberating not having the means to pay for things!

    Ps: after cancelling my cards and informing the police I'd lost or had my wallet stolen, I found it - it had fallen of a work surface and into a mop bucket!:rotfl:
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £5 to my VSP please :D
  • Hopeful1 wrote: »
    Can the company not provide the slips? Or can your OH set up a basic account to use for this purpose?

    they wont provide slips, so i think another basic account is needed.

    thanks for replying :D
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
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