A Payment A Day - The 2012 Challenge!

mooomin

*The principles of PADding*

Emily Hallett started a fantastic thread called 'a payment a day' which you can find here:

Thread 1

:T The thread was a huge success and was continued in 'A Payment a Day Parts 2-11'. Those threads can be found here:

Thread 2 Thread 3 Thread 4 Thread 5 Thread 6 Thread 7 Thread 8 Thread 9 Thread 10 Thread 11

:T The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why the 2012 challengehas now been started.

The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

Best wishes to everyone :beer:

*The numbers*

To show how well we all do, the collective amount paid to each debt, per month, will be logged here. Look how amazing the totals are


In 2011 the People of PAD repaid towards their debts/savings a massive:

:j:j:j:j:j:j:j:j:j:j:j:j:j:j
:j£440,536.74 :j
:j:j:j:j:j:j:j:j:j:j:j:j:j:j

2012 Totals:

January: £51,890.82
February: £27,651.56
March: £41,266.31

April: £27,687.84
May: £42,887.71

*The Rules*

1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
2) Once you join, you cannot leave

mooomin

Happy New Year PADders

mooomin

My first PAD of 2012 will be a small but perfectly formed £1

skaps

Once the page loads up I will make my first pad of the year of £24.13

girlatplay

Couldn't let you be a [STRIKE]SADder[/STRIKE] PADder on your own Fresian!!

£2 for my first PAD of 2012 please (sorry, can't remember who is counter-upper this month) to my £5k in 2012 goal.

Thank you Hopeful for being counter-upper for December and can't wait to see the total later

Happy new year everyone!!

girlatplay

And another £2 because apparently it is me that is the saddest MSE wannabe

loumac

Howdy! Not joined in before but now seems as good a time as any, seeing as it's 1.30am and I'm still up and thinking about all my goals for the coming year. Will check bills and make a payment in more sociable hours. Thanks! xx

never_too_old

Thanks Hopeful for being counter upper ,Thanks FF for shiny new thread.
Good luck to the new counter upper.
May all your dreams and wishes come true.For me may January wizz by as i find it a depressing month.

My pad this morning is £54

Raspberrysauce

£3.00 for me thanks:)

Siouxsie32

Yay, shiny new thread!!! Nice work everyone and thanks to all involved in the previous thread.

Reporting for duty with a £1.89 PAD today please

DorsetGirl_2

Happy New Year - I hope this is the year I will be debt free.

Kicking the year off with a £31.00 payment to Virgin please.