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A Payment A Day - The 2012 Challenge!

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  • 90p to CC1 please :)
    A journey of a thousand miles begins with a single step. Started 15/03/2011.
    CC1 -
    [STRIKE]6380[/STRIKE] 5800 CC2 - [STRIKE]2673[/STRIKE] 2238 Loan - [STRIKE]12172[/STRIKE] 10731 Total - [STRIKE]21225[/STRIKE] 18769 11.5% (£2456) paid :T

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all,

    Cleared my loan yesterday using my interest-free overdraft, so £2 today to the overdraft :D
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    jet9cat wrote: »
    Beccie - thanks for the reply. Your situation sounds awful and I hope it gets resolved soon in your favour. I'm now praying that my problems can get resolved long before that stage as I was stressed out enough this weekend trying to sort this out. can'tunderstand why it would be so much higher when we aren't do anything significantly diffrently and are supposed to be on a price freeze. Made notes of my conversation with the customer advisor person yesterday so I'm hoping that doesn't become the start of a large file!!! Why do these huge corporations have to make life so difficult?:(

    I'm sure yours won't get to the stage ours did (it would really worry me if they could be that incompetent twice!), sorry didn't mean to worry you :o Just wanting to make sure you didn't get bullied like we did :( We didn't use heating all winter we were so worried :(

    Anyway, I do hope it comes good for you, do keep us updated :) I found online chat useful if you are wanting to keep an exact record of what was said as well. I'm glad I did, I have one amusing conversation with one of the employees whining at me that the electric company *only* makes 5% profit a year. Boohoo. As I said to him, 5% of millions is still quite a lot.

    Fingers crossed for you Jetcat xx

    Sorry off-topic :o£20 to the CC for me please :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Siouxsie32
    Siouxsie32 Posts: 1,987 Forumite
    Part of the Furniture 1,000 Posts Cashback Cashier
    Good morning :) A nice chunky PAD from me today of £94.31 please Allie :)
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all,

    Cleared my loan yesterday using my interest-free overdraft, so £2 today to the overdraft :D

    Well done FF that took you no time at all:j

    Sorry, manners/

    Good morning all from a very wet part of the world:(
    My pad today is £32 please.my debts have broken through another barrier and are now below the £7000 mark:j
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • penelopedee_2
    penelopedee_2 Posts: 2,698 Forumite
    £25 for me today please.
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
  • £2.00 PAD for me for yesterday, as I never got a chance to get online to post.

    Not sure as yet what todays PAD will be.:p
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    edited 25 April 2012 at 11:55AM
    Hi folks

    Its payday so I am making a big pad of £665 to the ISA / emergency fund and a tiny bit to the mortgage before I can spend any cash earmarked for savings.
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    jet9cat wrote: »
    Energy company wants to change my DD for combined gas and electric from £58 per month to £82:eek: and even worse reckons I'm over £360 in arrears and they want to take it all at once in May :eek::eek::eek: - it's more than my mortgage! Cue distressed phone call tonight - not sorted but have to take meter readings every day for a week and then call back:(
    beccie wrote: »
    Also, if it appears that it's going to turn into a bit of a lengthy complaint then start taking notes now as it gets hard to remember details such as who you spoke to on what date etc

    I one hundred per cent agree with beccie, take notes, definitely starting them now. If things work out in another couple of phone calls then you can just bin the notes but if things escalate then you will have details from day one. It is amazing what you can forget when your head is full of all the nonsense they are telling you. I have had problems with the power company, the tax credit office and the city council (:mad:). The tax credit office was the one I didn't keep notes for and I should have. It got sorted out in the end but they denied all knowledge of what I was talking about :mad::mad:

    Internet back up and running at work so my PADs for Tuesday and Wednesday add up to £13.06 please Allie :)
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • £5 for me today please.
    I was a DFW, now I'm a MFW :T
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