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A Payment A Day - The 2012 Challenge!

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1254255257259260343

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  • £2.00 PAD for me today please.
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    £25 for me to Virgin cc, plse Allie.


    I hate April - too many things going up but wages going down. Energy company wants to change my DD for combined gas and electric from £58 per month to £82:eek: and even worse reckons I'm over £360 in arrears and they want to take it all at once in May :eek::eek::eek: - it's more than my mortgage! Cue distressed phone call tonight - not sorted but have to take meter readings every day for a week and then call back:(

    On the plus side this made me do something I'd been meaning to do for a while and ring Sky to get a better deal - which I have, paying less per month but adding in phone calls so will save by not paying my current phone provider as well. Already have internet with them and apparently pay more for that if not also taking their phone package. Sounds good so I hope it works in practice.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Hello :)48p to CC1 please!
    A journey of a thousand miles begins with a single step. Started 15/03/2011.
    CC1 -
    [STRIKE]6380[/STRIKE] 5800 CC2 - [STRIKE]2673[/STRIKE] 2238 Loan - [STRIKE]12172[/STRIKE] 10731 Total - [STRIKE]21225[/STRIKE] 18769 11.5% (£2456) paid :T

  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all:j

    Popping in to PAD - £100 to M&S cc plz Allie - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £1 for me today please ;)
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning all

    £3 for me this morning,will be back later with another (have to wait until i actually get the money in my hand)
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • penelopedee_2
    penelopedee_2 Posts: 2,698 Forumite
    Morning all.

    £10 for me today please.
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    £85 to the CC for me please :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    jet9cat wrote: »
    £25 for me to Virgin cc, plse Allie.


    I hate April - too many things going up but wages going down. Energy company wants to change my DD for combined gas and electric from £58 per month to £82:eek: and even worse reckons I'm over £360 in arrears and they want to take it all at once in May :eek::eek::eek: - it's more than my mortgage! Cue distressed phone call tonight - not sorted but have to take meter readings every day for a week and then call back:(

    Really feel for you Jetcat :( We had this with our electricity - they wanted to change our DD from £50 to £300 a month! :eek: They then told us we were in arrears of approx £1300 :eek: We'd only lived there for 9 months at this point. Don't want to worry you but that kicked off with us in June 2011 and after their massive incompetence we finally procured a deadlock letter in March 2012 and our complaint is with the Ombudsman at the moment. I'm sure yours won't come to that at all but my advice would be stick with what you can afford and stay strong on that as they will try and bully you but that they cannot take what you don't have. We agreed to pay arrears off at £10 a month. Also, if it appears that it's going to turn into a bit of a lengthy complaint then start taking notes now as it gets hard to remember details such as who you spoke to on what date etc

    Sorry for the long reply but as you can probably guess our electric company are not my favourite people :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • lynnsey30
    lynnsey30 Posts: 466 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    £6.67 today :D
    vanquis £630/£3019 Robinson way £1207.41/1682.41
    hsbc £11749
    Declutter 2021 6/52
    Pad 2021 £1318.00
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