lilmissmup - 2012 - return of the debt free diary

wendz86

Not good about having to pay the money out but is something you have to do.

Well done on swagbucks, i have just redeemed for a £5 amazon but has taken me about a month!

lilmissmup

Wendz I am properly addicted right now and got daily target everyday this month so going to get at least 400 extra swagbucks just for doing that

Trying to have a productive 2 weeks while we have no kids :j.

Simon finally sold his drum kit today, guy came from Stourbridge to collect, sold for £500, he had to buy a smaller one to fit in his car which cost him £300 so has £200 extra.

He is currently smashing up the concrete path in the back garden and I have just cleaned out guinea pigs, need to give them a bath too, they are really greasy since going outside. Bit confused why....

Need to go to Wickes or somewhere to buy some stuff for the bathroom, Simon still doesn't seem overly keen on doing it.....guess after 6 years of having a just functioning bathroom he is used to it but I have had enough and just wanna get house done up to sell! :cool:

Listed some more stuff to sell on our local Facebook group including a camcorder which I got for free when taking out pet insurance and someone has enquired about it, looking to sell for £30 as need all the money I can get at the moment, selling off the kids stuff they no longer use too.

Going to keep their money for something for them though.

lilmissmup

How is it Sunday already??? 5.5 day week again for me next week although I am on a course Tuesday in Daventry so no real work!

Looking forward to August Bank Holiday weekend again, not got any time off until the wedding end of September now!

I think I am getting overly addicted to the local Facebook selling group, got a guy coming over to collect a free camcorder I got with Izzys pet insurance last year, getting £30 for it.

Did a ladbrokes TCB offer last night which I should make £20 profit from, its tracked but at £0 so far.

Would have been £30 profit but I waged an extra £10.....I am not very good with gambling offers....Try to steer clear as I just end up playing more!

Although I am better on Bingo sites than I used to be! :cool:

Not feeling Swagbucks much this weekend, small daily target goals at moment luckily so just letting my SBTV app do the work for me.

Managed to hit target 21 days in a row so getting at least 371 bonus swagbucks beginning of August Will be over 500 extra bucks if I manage whole month target.

My Nectar canvess project should start tomorrow, really hoping I can get the max on that too as might need to spend those points in Homebase on house bits.

Simon's plastering bathroom at moment whilst I try not to sell everything we own!

lilmissmup

Payday tomorrow!!! :j

I have £25 left in my purse from the camcorder selling, spent £5 of it on a book for my Dad's birthday which is Thursday, need to make sure I get him a card and something else tomorrow.

So NSD today and yesterday.

My diet has been a bit lapse last week or so.

I put 1/2lb back on last week so only lost 3lbs so far and not been using my Slendertone everyday so really need to get back on that *am using it now *

Did a Tesco order today with some salady bits on but I had a large lunch on my course today.

I do drink quite a lot of cider as well which I am sure doesn't help but esp today with it being sunny its just what is needed!

So total weight now stands at 9stones and I still want to loose 7lbs before September......I am having another dress fitting soon though so hoping Slendertone works to tighten all the wobbly bits at least.

I finished my course at 3 today so came home thinking wooohooo but then work rang me and asked me to take the car I had back.:cool:

I also managed to scuff another car whilst there with my own car so that was annoying, not really any damage though I can see, might need a bit of T-Cut though tomorrow before they collect.

But apart from that I had an ok day, slacking on Swagbucks but luckily goals were low yesterday and today so I am still on target for 300 extra.

Can't wait until tomorrow to clear some more debt and get some more savings and then be skint again for another 30 days! :rotfl:

lilmissmup

28/28 days of hitting swagbucks target this month :j So well on track to get approx 550 extra bucks at beginning of next month :beer:

Got paid on Wednesday and monies have gone as follows

Wages £1429
Money back from mortgage £361

Paid £74 to my Tesco credit card and £62 to my HSBC to clear both those statements.

Put £650 in savings until its required to pay into my regular saver and to be stored to pay off the Virgin Credit Card.

£580 to Simon for bills.

£68.50 in Direct Debits to go out this month.

£120 on car tax for a year.

Which left me with £235 to last the month as spending money which is not bad.

I had to put an extra £120 on my HSBC credit card to book the hotel for the hen night but I got £140 back from friends today for booking some gig tickets so I used £120 from that to pay off the hotel before next statement arrives.

I have worked out that I need to find another £200 this month though as have £600 on Virgin Card which needs clearing before the 0% runs out on August 2nd and I had only budgeted needing £400.... thats as I booked the gig tickets on that....

I could take it out of savings but I don't want too so I will have to try earn it.

Spent £22 in town today on clothes and £3 on parking.

Me and Simon need to go into the Barclays to get them to put our mortgage on the internet banking, tried to do it over phone but apparantly thats not possible. :cool:

Am sure that I will have plenty of spending money for the month as no events planned, just want to work on the house and earn cash not spend it.

1 more week of kids being away, we got our £300 cashback from Barclays for the mortgage too but thats going to be spent on buying a new bath, toilet and sink!

Simon wants to buy a better suite but I dont see the point if we will move.....hes still not overly enthusiatic about moving but he hasn't said no so thats good enough for me!

Not staying in a one road village forever no matter how cheap the house is!

lilmissmup

So expensive day today as I ordered our new bathroom suite from Next.

I haven't actually paid for it yet as its gone onto my next account but will need paying when statement comes through.

Used a 10% off code and got 10% cashback from TCB too which has tracked already meaning its only cost £335 which is not bad as it looks quite nice.

Only issue is it would only let me pick 31st December as the delivery date even though this morning it said we could have delivered next Friday!

Will ring them tomorrow to sort it as shut today, if we can get it delivered next Friday then we might need to stay at local travelodge for a night to use a loo and shower but we will see.

Think kids will be here next Sunday and then its 4 weeks of them being here a lot so need to try get it down before then but getting pushed for time.

Prob should have ordered a suite last week!

Up to 29/29 days on Swagbucks challenge only 2 more days to go to get maximum bonus bucks! :T

Planning a low spend week this week too.

My gum appears to be infected though from where he cleaned it last week so got a dentist appointment Tuesday at 4.20pm if I get out of work without a fight though.....

They dont like me leaving early as customers come into collect but I will ask tomorrow will have to see what he says.

Have got to go sometime this week though!

lilmissmup

30/30 days on Swagbucks! 1 more day to go and I will swimming in swag bucks ha ha ha.



In other good news I got to work today and I had won the lottery bonus ball at work and won £123!!!

And he gave me £6 of it in £2 coins! So £6 has gone in the pot, spent £5 in Tesco so got £112 left to go towards the virgin credit card bill, just need to find another £88 now!

Not sure when we will be getting our bathroom now, the bath taps I wanted are discontinued so I have had to pick a new (uglier) set which is going to cost £70 more!

So looks like I am going to have to see if they will comprimise or cancel the whole order..... which is a tad annoying as the cashback has already tracked!

lilmissmup

Well managed to smash the July target on Swagbucks so should get my bonus bucks tomorrow.

Aiming to do it again this month. Hit target everyday again so far.

Not sure if I am going to claim paypal or Amazon so all my bucks still sat in my account.

I paid off £650 to the Virgin card today so debt has dropped but so have savings.

Next 0% offer runs out in April so minimum payments until then again.

But debt will be back under £3k next month which will be nice.

Still trying to decide how to pay for next years college course, I need to ring them to see how much extra it will cost to pay by DD.

Bit relunctant to take another £700 out of savings at the moment.

I need to do a list of things to do today as kids are back here tomorrow *after 2 blissful weeks*.

I am having a bit of a aunty flow issue ATM, my period has been on and off for nearly a week now. If it continues next week I am going to have to go to the doctors, did take a test just incase and was negative but might have to test again if its still happening in few days.

We might start trying for a baby beginning of next year anyway but would rather not be pregnant right now.....:o

wendz86

Well done on swagbucks!

Hope everything is ok, best go to the doctors if it carries on though. Exciting you might start trying for a baby soon though!

lilmissmup

Yeah last time I posted about having a baby my ex left soon after....

Hoping not to repeat that!