lilmissmup - 2012 - return of the debt free diary

lilmissmup

lilmissmup wrote: »

So only 2 days of holiday left....lots to do!!!!

• [STRIKE]Ring guide dogs for the blind as I have sponsered a puppy for Cara and they think her name is Carla....
• Ring Animal Friends Insurance and get them to re-send my documents as I have deleted the email with them on and I need to chase my TCB claim as its tracked at 1p. (Yes I should have done these two before the holiday) [/STRIKE]
• Move guinea pigs into the hutch outside (been living inside since October)
• Amend [STRIKE]2[/STRIKE] 1 essay for college for remarking
• Write [STRIKE]5[/STRIKE] 4 new essays for college :eek:

.

List amended.

Bit of college work done.....eating a healthy lunch. Then plowing on with more college work, want to try do another 2 essays today at least then have 3 more to do tomorrow and I will be up to date!

Put on about 2lbs on holiday. I am going to do an "official" weight tomorrow and put a weight loss goal in the signature.

Only 3 months until I am bridesmaid so do want to lose at least 7lbs

lilmissmup

lilmissmup wrote: »

So only 2 days of holiday left....lots to do!!!!

• [STRIKE]Ring guide dogs for the blind as I have sponsered a puppy for Cara and they think her name is Carla....
• [/STRIKE][STRIKE]Ring Animal Friends Insurance and get them to re-send my documents as I have deleted the email with them on and I need to chase my TCB claim as its tracked at 1p. (Yes I should have done these two before the holiday)[/STRIKE]
• Move guinea pigs into the hutch outside (been living inside since October)
• Amend [STRIKE]2[/STRIKE] 1 essays for college for remarking
• Write [STRIKE]5[/STRIKE] [STRIKE] 4[/STRIKE] 3 new essays for college :eek:

List amended again.

I could have done more college work today to be fair but some is better than none.

Means I defo have to do the 3 new essays tomorrow though as then I will be all up to date for one teacher, can then hand the other one in before end of term to other teacher.

lilmissmup

List for today.....

• Send euros to ACE FX
• Move guinea pigs into the hutch outside (been living inside since October)
• Amend [STRIKE]2[/STRIKE] 1 essays for college for remarking
• Write [STRIKE]5[/STRIKE] [STRIKE] 4[/STRIKE][STRIKE] 3[/STRIKE] 2 new essays for college

Trying to decide whether to pop out now to see my Dad for a hour or so and post the money or do some more work now then go out.

Think I am going to go with the first as one of the essays I need to discuss with my tutor tonight as its a criteria that seems to repeat itself.

Will take laptop to college so can then start that in lesson as these last 2 weeks are catch up lessons anyway.

Planning to do the other essay today though and need to do some more research on goat handling as have to do that practical this week or next week to get up to date with other tutor.

lilmissmup

Went back to work today, was proper knackering so I am knocking back the cider now to de-stress!

Managed that other essay yesterday so handed a load of work in and now only 1.5 pieces of work to do before next week then I will have passed this year with top marks and 3 months break!!! :j:beer:

Got the funds back from our holiday money today, £134 each so put £100 in my savings and have £72 left in the bank but do need to pay my virgin credit card by Monday at latest and thats £35, do have hygienist tomorrow too thinking that might be £40-50 but think thats going on a card until payday as won't cost me any interest to do so.

Hoping the holiday cashback of £109 arrives soon as want to chuck that in savings too.

Need to pay off about £450 on Virgin card by 2nd August when the 0% for purchases runs out then next 0% offer runs out April 13 and the last one runs out June 13 so another year to save as much dosh as possible!

lilmissmup

So another expensive day as hygienist cost me £60....also hurt a bit and reminds me of all my gum woes.....:o

On the plus side I got home at 4.20pm, have had a bath and am now eating Maltesers on the sofa

The £60 went on the HSBC credit card as just got my statement for that one so that won't need paying off until end of July now.

Nothing has gone on the Tesco card this month so won't be any payment for that this coming payday.

Wages will be normal this month at least and its my birthday in 24 days :eek: but that should mean £200 spending monies which will prob end up in my savings.

Hoping savings will be £5000 by end of July!

Might be heading out to see friends later but not sure.

Things are a bit !!!! with me and Simon at the moment, me getting fed up of him being an unemotional muppet and him bumbling along happy to live in this house forever.....

I am learning to deal with the kids being here a lot more and the holiday was a nice bonding time with them but sometimes I still want to scream the house down and run away to a rich man with no baggage.

:cool:

lilmissmup

Just a quick post to say I have completed my first year of college!!!!

:j:beer::j

Well I lie as I have one small piece of work to do and thats it!

But 3 months off now to start my summer money making/house refurbing/losing weight master plan!!!!



Oh and maybe make some life decisions along the way....

lilmissmup

Payday again.....the day where I am rich for 5 mins then poor again!

I got paid £1219 today. Had £10 left in bank.

Had to pay off £170.80 to my HSBC card and £57 to my Tesco cards....

Gave Simon £525 towards bills, (I put a tank of petrol in my car on way home which was £55 and he takes this out of our food etc budget).

Put £250 in Savings.

DD's to go out come to £85.50 this month thanks to O2 charging me internet usage abroad and me forgetting to turn it off one night when I went to sleep.

So after that I have £86 to last me £30 days!!!! :eek:

Luckily its my birthday in 2 weeks so should get £200 spending money and am really hoping that my £110 from Expedia comes through in next couple of weeks too!!!

Savings total is looking nice, debt savings need to go down though!

Main aim for month is to not use my credit cards although I do have to book the hotel for my friends hen night next week, the people that have already paid me's cash is in my savings keeping it safe until I need to pay it off.

wendz86

Well done on completing your first week of college!

Oh no about being charged for internet on holiday, not the kind of thing you want to have to pay for.

Good luck with the money for the month.

lilmissmup

Some better news on the money front my expedia cash became payable so should have £110 in my account tomorrow from that and I got a letter from Jackpotjoy to say I had £20 in my account and I went online thinking it would be a bonus but it was withdrawable!

So thats an extra £130 to help me through the month and I have also managed 3 NSDs in a row!

I do have to see the Periodontist tomorrow though which will both depress me and cost me £50!

Its on my lunchbreak too and I have to drive 30 miles there and back past my house to go too! :cool:

But wooohoooo for more cash. I might survive the month!

lilmissmup

Its Saturday afternoon and sunny and I am out in the garden with the laptop on my sun lounger! :j

Periodontist cost me £60 yesterday but he gave me some good news, my gums have improved by about 40%.

He wants me to go back for another deep clean but only on the areas that are still quite bad so thats another £250.

I am getting £250 bonus approx after tax next month so guess what that will now be spent on! Tad annoying as I wanted to use that to pay off the £400 on my Virgin Card that need to be cleared before August but I will just have to work some other way to do that!

In other MSE news today my hair cut lightening moment has hit.

I rang the hairdresser today to see if they could bring forward my hair appointment to one evening this week but they can't and I wanted nice hair for my night out on Friday for my birthday so I went to Boots and brought some £4 hair dye and dyed it myself.

Do need to make an appointment to get it trimmed though.

I did end up spending £58 in Boots though on perfume, makeup and other stuff but I had a 750 points voucher to use so now have over £25 on my Boots Advantage Card to use.

So the TCB money has now all been spent and I spent £10 of the £20 extra I found on lottery for work for next 5 weeks and £2 on lunch yesterday but I haven't actually eaten into any of this months budget yet.

I have been trying to eat healthily this week, downloaded a tracker app to track my foods although had dinner round my friends last night *slimming world though* and a sausage and bacon bap at work today but my weight was 9st 2lb last Sunday so will weigh in tomorrow.

Still debating whether to get a slendertone type belt for my stomach, not sure I can justify rejoining gym as it will cost me nearly £200 just for 4 months and I know with college again in September I will just have to quit so might get a belt, some weights and my old exercise bike back off my Dad and try a new workout dvd or free workout apps.