📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

Options
1459460462464465508

Comments

  • Everything At new place, no idea where we're going to put it at all.

    Annoyed as OH changed his shift so we could move today and when he turned up to work (should've started about now) they said because the computers had been down all day they had no way to tell his shift had been changed and as such has missed his shift and to go home. His work infuriate me. Ah well, we finally have a home together even if it is an utter mess right now :P
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Congrats Fallen! I wish you health and happiness in your new home :) xxx
    Life is too short not to love what you do.
  • PedroMatias
    PedroMatias Posts: 259 Forumite
    Part of the Furniture 100 Posts
    edited 20 March 2012 at 6:40PM
    Hey guys. I have been in denial and have so far ignored my DFS sofa payments as part of my total debt. I've decided to face up to it... I've worked out how much I owed at the start of the challenge and added it to the total owed, and also added the payments I made between then and now to my total paid. All in all, I'm pretty sure I now accurately know my exact debt figure.

    Also, payday today (including some overtime!), some more real payments made.

    So I have a completely new set of figures for March, which are as follows...

    #57 £6,710.43/£17,227.93 (38.95%)
  • MFWannabe
    MFWannabe Posts: 2,458 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Afternoon All

    Another £100 payment for me please; new figure is:

    #191 £1400/£4000

    I need to be paying £500 per month to have it paid off by the time the 0% runs out; so instead of paying it off once every month i break it down into £100 payments throughout the month. Makes me feel better than having to wait the whole month before i can make another payment :)


    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Come on everyone, we're almost at £300k paid off!!!!!
    :j:j:j
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    :snow_laug Only 280 days until we are DEBT FREE!!!! :snow_laug
    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    mf0u1098 wrote: »
    Come on everyone, we're almost at £300k paid off!!!!!
    :j:j:j
    That's a posh house! Amazing amount :) Well done everyone :j:j:j
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    D'oh! I redeemed my SP points for a rainforest voucher for $.....I wonder how I can spend it if I only use the .co.uk site. Silly me.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • nctmum
    nctmum Posts: 128 Forumite
    MBNA LOAN GONE - WHOOHOO!! "Ex debt" paid off, and its never coming back

    Just got back online after moving house, I'll be updating my amount this weekend.

    Well done everyone, you're doing fab xx
    :xmastree:POMDB Xmas 2013 Board - Paid off £12k in 2012 :j:j :xmastree:


  • Kerri - is there any way you can change it?

    Canucksfan - I'm so happy for you - that's an amazing amount off your debt :j.

    Pedro - welcome back - I was wondering where you were!

    Psychobabble - :mad: to those so-called friends who have left you out. *Hugs* to you.
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.