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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Better get moving then, I'm after you! :A

    Well if you have £1 soup for the next 300 days then you might just beat me! :rotfl:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098 wrote: »
    Well if you have £1 soup for the next 300 days then you might just beat me! :rotfl:

    Haha! The carrots were 57p in the end, and I paid for them in coppers. The self-serve at Sainsbury's opposite me has a coin counter... I didn't realise how slow it was though. Mildly embarassing :o
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Right, I've been a good little mf0u and have updated the first page with a list of the kerri's weekly challenges kindly compiled by Kerfuffle and also a list of our lovely new saving members!!!

    I've just eaten the last of my chocolate in preparation for my "no eating chocolate in March"... I am going to miss it...

    xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098 wrote: »
    :j:j:j I've been paid and my balance is now................

    #001 £6,202.19 / £16,386.45 37.85%!!!!

    I've only got £10,184.26 to go.... soooooo close to 4 figures :D

    Damnit!!!

    Well done though :)
    I was a DFW, now I'm a MFW :T
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    I've been reading the "7 dinners and £10, can it be done?" thread and I feel truly humbled. :o I spend a ridiculous amount of money on food each month and waste soooo much. I can make all sorts of excuses as to why but the fact is that if things got incredibly bad then I could live on next to nothing. What I am doing is spending on wants and not needs. Why do I view food as any different to non-food items??? I would never dream of buying £100's of carp each month and not use it so why is food any different!!! I really need to get to grips on this as I am 1 person so my food bill should be about £150 a month MAX but it's probably AT LEAST double this...

    I need to make sure I don't go too mad though as many of the frugal recipes involve a lot of stodge and I love my fruit and veggies. I just need to make sure that whatever I buy I eat and MEAL PLAN!!! I am sooooo rubbish at this and tend to just eat whatever I feel like rather than use things up.

    I've given myself a proper kick up the bum tonight :o
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Ooh *looks up* I see flirting!!! ;)

    My AF order arrives tomorrow :D No debt-busting update from me today, although I have £768 in savings :eek: and I cancelled my Lloyds OD this morning before I went to work, I'd had that since I was 18yo (8 years!) and have never been in the black since I got it.

    The savings aren't proper savings, they're my annual pot (£200) plus my second purse for bargain shopping (£67) plus £500 towards my F&F, but at least they look the bank accounts look lovely and healthy :D

    Does anyone have a good falafel wrap recipe? I've got falafels and matzah (sp?) ball mixes arriving tomorrow and have no idea how to make them or what to do with them.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Damnit!!!

    Well done though :)

    Don't worry, we're only 3.5months in so there's plenty of time to catch up. Plus you've had some big unexpected spends this month so you're doing brilliantly despite that :A xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098 wrote: »
    I've been reading the "7 dinners and £10, can it be done?" thread and I feel truly humbled. :o I spend a ridiculous amount of money on food each month and waste soooo much. I can make all sorts of excuses as to why but the fact is that if things got incredibly bad then I could live on next to nothing. What I am doing is spending on wants and not needs. Why do I view food as any different to non-food items??? I would never dream of buying £100's of carp each month and not use it so why is food any different!!! I really need to get to grips on this as I am 1 person so my food bill should be about £150 a month MAX but it's probably AT LEAST double this...

    I need to make sure I don't go too mad though as many of the frugal recipes involve a lot of stodge and I love my fruit and veggies. I just need to make sure that whatever I buy I eat and MEAL PLAN!!! I am sooooo rubbish at this and tend to just eat whatever I feel like rather than use things up.

    I've given myself a proper kick up the bum tonight :o

    Nope, you definitely need to spend much more on food. In fact, why not double it? ;)
  • Little payment to NR loan today so that makes
    No. 069 £2908 / £7719
    Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j
    £2 SC no.70 £140/£350
    SPC no.73 SPC9 £248 SPC10 target £250
    DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/12
    2013 mfw No.4 MORTGAGE FREE 5/8/13
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    Tired and not really much to say tonight except an update. Sorry :(

    #135 is £1189.40/ 1786.19 (66.58%)
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
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