The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

recurrent-ostrich

I've had a very spendy and non-diet week so far, two lunches out and everything in the restaurant was very mayonnaisey or creamy. :mad: Tomorrow am determined to be a good ostrich.

loubie_lou

i'm trying to stay off the bread and cheese! :mad:

psychopathbabble

Sorry R-O and anyone else It's easy to get carried away and not think about the consequences!

No debt paying for me at the moment... had to shell out £70 for the doctor yesterday plus £11 on more pills. Eurgh. Now it looks like my ear might ruin a girls holiday we been planning to book for 6 months as we are due to go somewhere on 26th feb but if my ear is still playing up then I'm restricted to the UK instead of a nice hot beach!

rdchick

Net flix has tracked yay! My tracked total is £38 now Can't wait for it to come out!xxx

mrsyallop

I still haven't managed to do meal planning yet and have been going to the shops to get just what I need which has been working ok as I have an aldi right by me. I should do a big shop though as I have a £5 voucher from last weeks Sun so maybe I should bite the bullet and combine challenges. Lists at the ready!

MFWannabe

Evening

Finally it's Statement day so i get to pay another £100 off my card and reach the £1,000 paid off mark :j

#191 £1000/£4000

Malmol09

Hi all...

Hope you're all well??

A little update for me please on the old figures....

#063 979.22 / 17630.02

Slowly getting there:T I won't be able to pay much more off now til my next pay day.... and I fear the car may cost me a fair bit as it's playing up. Will see how things go!

Malmol09

mf0u1098 wrote: »

I'm off out for tea every night this week until Monday! I'm also off work on Thursday until next Wednesday and I'm soooooo excited!!! I have a limit though so don't worry, I'm not going to risk my total! I won't have to pay for any of the meals though as it's my birthday weekend...! xxx

Ohhh have a fabulous birthday....yippeee for birthdays!! xx:j

January20

Just a quick update. I am planning to pay off an extra £250 before the end of this month but I am finding it really difficult to pay off this amount in one go (I've already paid £250 this month) so I'm staggering it over a couple of weeks. £50 today:

#135 is £606.63/ 1786.19 (33.96%)

And as I have privately challenged myself to be DFD by Easter, I'm better pull my socks up and put my skates on really!

HelenPie

recurrent-ostrich wrote: »

Can I be a real bah humbug on here please, and sorry in advance! I'm finding all this bingo/gambling chat really difficult to read, lots of people on this forum have run up huge debts gambling, and whilst I know you are all being sensible, I think that it's a really dangerous thing for some debt-free wannabes to read about. I believe there is a separate section on the forum for matched betting and free gambling..........I know I'm probably a little over-sensitive, but a friend of mine killed himself after running up gambling debts and I know how insidious an addiction it is.

R-O goes back and hides in her corner........

Sorry R-O (and others). You're right. I was feeling bad about being off thread but hadn't thought about how others may feel about the subject in general. :grouphug:
:silenced::silenced::silenced:

I seem to be going backwards with debt payments this week. After the car repairs, OH's 'unautorised withdrawal' :mad:, and the new taps for the bathroom, my outgoings are more than my debt payments

Also i've been consciously making the obvious mistake of having debt and building a savings pot for the wedding. I did this for the comfort of knowing I have the money to pay for it, and also for the ease of tracking my debt repayments (if I clear the cc with savings, it's going to look great but then deteriorate as I have to make payments). But with my monthly interest at about £95, I'm going to have to get my head around a way of monitoring the two separate pots (debt/savings) whilst combining them for the interest savings. Think I'm going to imagine it like a mini offset mortgage, if that makes sense....

The other tough part will be knowing that I can't cut my credit card then, and I will have to trust myself not to spend on anything but the wedding/essentials