The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

mf0u1098

kc26 wrote: »

I am looking for advice though, I have included all my debt including my OD but I do tend to go the bank and be tempted to use up to the limit. I have decided that I will budget to leave some money in the bank to start clearing this, my question is will the bank reduce this monthly for me? Or should I keep it there incase of emergencies?

It all depends on how strict you think you'll be and to be honest about this. I always maxxed out any credit limit I had whether c/c or o/d. I finally took the plunge though and lowered my o/d each month by ringing up the bank. I knew I had credit available on my c/c for emergencies but since it was a high apr then I knew it had to be emergencies only that had to be paid off by the next payday...

Natterjack88

I just remembered that I forgot to report weight lost after WI on Monday so:

Number 180 weight loss (total): 5/100

Debt paid off (total): £1702.01/£10000


Hoping to get to 20% by the end of the month, I have been using a credit card that I don't have online banking for (oops!) and have no idea of the amount, so need to pay that off before I can add anymore to the total.

dizzybee

not had a chance to post but have been chipping away at the debt,

£145/£9,917.55

PedroMatias

mf0u1098 wrote: »

Ooooh how did you meet? I've been single for sooooo long and one of my resolutions for this year is to meet someone but have no idea where to start as all my friends are married with kids already (I'm only 30!) and don't go out, or if we do then everyone are always in couples... Wow I feel like Bridget Jones when she sits at that table surrounded by smug happy couples asking why she's still single! People ask me this and I either respond with "the good ones are either taken, gay or dead" or "I'm too picky". The real truth is that it's hard to meet someone when you are a recovering workaholic and have been hurt in the past! I've now got all this spare time and no idea where to start with getting more of a social life. Any ideas peeps? xxx

Oh and can't cost too much money!

Hands up! Single, eligible, and 29 here

DorsetGirl_2

PedroMatias wrote: »

Hands up! Single, eligible, and 29 here

Ooh - it could be our DFBX love match :rotfl::kisses::lovethoug:happyhear

DorsetGirl_2

We do have a lot of love smilies!

mf0u1098

PedroMatias wrote: »

Hands up! Single, eligible, and 29 here

Younger man eh...?! Sounds fun! :rotfl:

So when is the Chester half marathon then? We'll have to see who's chasing who!

mf0u1098

DorsetGirl wrote: »

Ooh - it could be our DFBX love match :rotfl::kisses::lovethoug:happyhear

Burst out laughing at this! :rotfl: Are you Cilla Black?!

rjh35

mf0u1098 wrote: »

You guys really made me chuckle. :rotfl::rotfl::rotfl:

DorstGirl, Unfortunately I am one of two who are the youngest on site by at least 15 years, the majority are married (and these seem to be flirty ones!!!) and the other person my age is a lesbian! We're great friends and go out for tea every sunday for a good gossip about work but I'm not that way inclined... We had 3 contractors on site and 2 of them were interested in me (according to my lil friend who told me on the Sunday) but then found out that they were both married! My boss was sending me text messages in the middle of the night for over 2 years but stopped about 12 months ago thankfully as I'm not interested and I just always ignored it. Well he's married too!!! Oh and there is another guy who is lovely but guess what....? HE'S MARRIED!!! Honestly, it doesn't help my mistrust of men when they carry on like this and then go on about their wives as their "ball and chains!". Are there actually nice men out there???!!!

Antonia, don't read the above!, I am genuinely really pleased for you hun, wish I had a lovely big grin on my face, it's so exciting (if I can remember that far back!) feeling all those butterflies of whether it will work and anticipation of seeing them again. Fingers, toes and everything crossed for you both. p.s. any spare jobs going...? :rotfl: xxx

rjh35, loving the idea! Maybe one of my posts on page 1 should be like a Lonely Hearts ad.:rotfl:

Loubie_lou, ARE WE TWINS?????!!!!!!

Canucksfan, thanks hun but I promise I'm feeling loads better now. Just had a couple of days where my tummy was protesting to the lovely spicy food... (I'm normally fine with them but not at the moment it seems!)

Jemma xxx

Haha I am up for a lonely hearts section... 28, most definitely single as well!

kerri_dfw

rjh35 wrote: »

Haha I am up for a lonely hearts section... 28, most definitely single as well!

I have no idea who is male or female with half these usernames...although I'm not single so just being nosey really *sniggers*