Missy Moo's motivated mutterings of her and Roo's fantastic adventure to debtfreeness

missymoo81

Thought I would start a new diary with the new year.

For those of you that have been spared my other diaries, I'm 30 been married 18 months and have a 6 week old bubba, who we affectionally call Roo. I am on maternity leave at the moment so I'm only on SMP which is not a lot

In the new year I am looking at making lots of big changes, I want to start my own business in the hope that I don't have to go back to my normal job, I'm due back in September, but I really can't bear to leave Roo, so starting my own business and working from home is the answer. But I need money to set it up, and I need to pay off my credit card and overdraft too

So I am going to set myself some new years resolutions and some goals to help me get there, which I'll post up soon

Id appreciate any help, advice or encouragement you can give me, it's going to be tough and I'm going to need all the help I can get!

x

missymoo81

Reserved for my Resolutions and goals

work in progress

Goals
1. To be debt free, that means out of my OD
2. To have started up my business and actually be making some money so I don't have to go back to work.
3. To lose 20lbs,
4. To have an organised, tidy home I'm proud of
5. To make some mummy friends as as yet I don't really have any
6. To get shopping down to £100 a month
7. be the best mum in the world
8. have some savings
9. To start and finish another OU assignment, and get a level 2 on it

Resolutions

1. to live a lot more frugally
2. to not put things off, like ebaying
3. to take opportunities instead of being frightened by them
4. workout 4 times a week
5. to stop buying clothes that aren't needed
6. to be more patient and kind and to smile more
7. eat a healthy diet
8. to keep on top of my finances
9. to look through my recipe books and try a new recipe once a week
10. to do things NOW and not put them off
11. be a yummy mummy not one of the slummy variety lol
12. To actually do something productive every day and not to spend all day in my jarmies doing nothing
13. to compare prices of shopping on the bits I can't get in aldi
14. Join atleast 2 mummy and baby classes (there I've written it I have to do it!)
15. Have some me time once a week

ways in which I will achieve all of the above:
1. join the £100 crazy clothes challenge
2. join grocery challenge, start doing the whole weekly shop in aldi
3. ebay stuff atleast once a month
4. keep a spending diary
5. Set a meal plan and stick to it
6. write a to do list every day

Chocolatedrinker

Happy New Diary! *subscribes*

missymoo81

hey chocolatedrinker, love your name! thanks for reading.

missymoo81

arrrgggghhhhh in between thinking of my goals and resolutions, I thought I'd nip to tescos as have very little milk and I'm a right tea monster, and...... the bl00dy car wont start!!!!!! OH has just gone away for 2 weeks, and something always goes wrong!!!!! Have no idea whats wrong with the car, sounds like the battery is flat when I try and turn it over but I have lights and radio etc!!!! God knows, I know nothing about cars! Really hope its not something expensive, think we've got aa cover, have just emailed OH to see if he can ring me, but I don't think he'll pick his emails up for a few hours!!!! Well i guess it saves me the money i would have spent in tesco!

Choc-addict

missymoo81 wrote: »

arrrgggghhhhh in between thinking of my goals and resolutions, I thought I'd nip to tescos as have very little milk and I'm a right tea monster, and...... the bl00dy car wont start!!!!!! OH has just gone away for 2 weeks, and something always goes wrong!!!!! Have no idea whats wrong with the car, sounds like the battery is flat when I try and turn it over but I have lights and radio etc!!!! God knows, I know nothing about cars! Really hope its not something expensive, think we've got aa cover, have just emailed OH to see if he can ring me, but I don't think he'll pick his emails up for a few hours!!!! Well i guess it saves me the money i would have spent in tesco!

Just popping in to say good luck! Have subscribed :-)

My car did similar thing, i.e. sounds like battery but lights were still working etc.....eventually we tried to push start it and it went. Gave it a little distance pushing it and then turned the key keeping car in 1st...it started after a couple of gos and then I had to take it for a good 15-20 drive to give it a boost....hope this helps????

mandz1

Happy new diary subscribing and following from your last diary. wish you well and all the best in your venture of setting up your own business. I have always wanted to do this but never acted on it.
Hope roo is ok too

loumac

*subscribed*

Hi again missy!

I'm loving that we both had diaries during pregnancy and turning 30 and now new diaries for the start of 2012 with new bubbas!

Any news on the car? They really are a cash drain! :mad: But as you say, stopped you spending in Tesco! Problem for me is that I can walk to a huge Tesco, worst thing about maternity is I can pop over on a daily basis!

So, how's the resolution thinking come along? What's the plan for the business? I'd love not to go back to work, especially as nursery fees are over £600 a month. Sigh.

How is Roo doing? Is he sleeping through yet? Eating well? (And all the other questions people ask me all the time! :rotfl:)

Anyway, good luck for 2012, happy to be along for the journey again!

xx

missymoo81

hey chocaddict nice to see ya hun, thanks for that, i know i could prob get it started but i think it must need a new battery, OH managed to phone so going to ring the aa tomorrow, just another expense we could do without and im without a car!!!

Thanks mandz starting a business is something ive wanted to do for ages, rather scary though!

Hey fellow new mummy loumac am working on the resolutions, but Roo keeps whinging, so typing lots one handed is a problem at the minute, hes currently consoling his tummy ache with sucking his fist, bless him. He's doing really well, not even close to sleeping throught the night, he feeds about every 2.5-3 hrs in the night. I think hes eating well, seems to be eating a lot at the moment, HV is coming next week so she will weigh him. How's your little one?

Gosh Im glad I dont live that close to tesco Id be in there every day!

Right must get on with writing my resolutions...... erm think I need to change a nappy first!!!!!

ScarlettOHara_2

good luck missymoo. What sort of business are you wanting to set up?

missymoo81

hey scarlett, i bake cakes and want to start selling them, OH has a friend who is going to help me set it up with a website etc.