Saving small amounts in 2012 thread.

atush

A spending diary is a very good idea. Write down EVERY penny you spend. You'll find some waste, so cut it out and save more ;-)

MoneySaverLog

opinions4u wrote: »

I make it £1,830.

Yes, it's a leap year next year :T

cleggie

Thanks everyone for your support!
I think that i would like to aim small and start with a savings target of £5000.

SpendlessKaren

I will join you too. Just saving a few pounds a month would be great

cleggie

Do you have any particular amount you are aiming for Karen?

Derivative

I see some people are aiming for thousands of pounds a year on other threads but thats just out of my league... £5 a day is really alot for me but it's an 'aim'.

£5 a day is £1825 in a year. So, not far off the 'thousands'.
If you save £5 every other day you're there. Can't be too difficult unless you have high interest debts.

freezspirit

I think some people are forgetting 2012 is a leap year 366 * £5 = £1830

cleggie

Just added my target to my signature.
I only have 2 debt left, both 0%, am clearing one off on Jan 9th, and half of the other, so thats £50p.m i'll be saving. Not sure if i am going to save that or use it...i'll see how it goes.

newlywed

I find it hard to even save £1 by the end of the month.
That's because if I've got £2 in my purse I get the bus instead of walk Or I go round the shop and buy chocolate.

This month will be tricky as I have overspent a bit but will still aim to save something - need to keep the £100 I have to pay for our weekend away later this month (we don't go away for more than 1 night a year at the moment due to lack of work for OH!).

Our dishwasher broke several months ago and we don't have the money for a repair or a replacement, and the washing machine is the same age - 9 years old - so is quite possibly going to go the same way.

cleggie

newlywed- i am in a similar situation, my tumble dryer is making a very funny sound and is taking forever to dry stuff, so is on its way out. But without savings i cant afford to replace it if/when it goes wrong. i just have to hope that it doesnt go wrong before i have saved up a little.