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A ginormous jump into 2012 with the January NSD challenge
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Frodobaggins wrote: »Another spendy day for me but I will get a NSD tomorrow I will, I will, I will.......
I was hoping for another NSD today, but that's not going to happen now.
Well done on all the NSDs that are being clocked up. This challenge is not an easy one and it's surprising how little things do crop up but, personally, I'm determined to reach target for my first ever month.Dear Lord, I am calling upon you today for your divine guidance and help. I am in crisis and need a supporting hand to keep me on the right and just path. My mind is troubled but I will strive to keep it set on you, as your infinite wisdom will show me the way to a just and right resolution. Amen.0 -
Allie_Ballie_Bee wrote: »I have been a PAD-der for a year now so time to up the challenge me thinks.
What's a PAD-der please, Allie Ballie Bee?Dear Lord, I am calling upon you today for your divine guidance and help. I am in crisis and need a supporting hand to keep me on the right and just path. My mind is troubled but I will strive to keep it set on you, as your infinite wisdom will show me the way to a just and right resolution. Amen.0 -
Hi all NSD no 6 today. Not going anywhere today so safe to declare. Worked out my finances yesterday and really wished i hadn't put in what we had to pay out for nursery and childminder over the year and i am going to short 700 by the end of june:eek::eek:. Don't know how we can cope with this everything is streched to it's limit already have now got more than my fingers crossed that DD2 gets a nursery place at school which is free but then i will still have to get childcare for the other half a day. Just wondered how much other people pay for nursery DD2 currently goes full week full days and a day costs 33.94 a day or 169.70 a week#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
NSD #4 yesterday as the only small spend was on food which I'm not counting as it's budgeted separately. Got nice cheap milk though and eight muffins for 30p - they've gone straight in the freezer for the next time Mr Fresian complains we've got no snacks in the house
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Today is going to be NSD #7 as I'm not going anywhere and I won't be online as taking kids for a bike ride. Have to go into town tomorrow to transfer money and grab sme fruit and veg, but I have £6 in Tesco vouchers so hoping to be strict and not spend anything above that! We will see...NSDs 7/20
Make £10 a day £403.74/£3100 -
Morning
Declaring NSD #4 for today.
*potters off to plan ways of getting Freeby to spend*
Nora.x0 -
NSD 4 for me yesterday
Spent the day studying and then went to my Mum and Dads for the evening as it was Dads birthday on Friday. We had a lovely evening - I tried some of Dads home made sloe gin, first time he had tried making it, and it was lovely.......may have slightly overindulged without realising how strong it was 
:o:o:o hee hee hee! Be the change you want to see in the world - Gandhi
OU - DD100 (P), DSE141 (D :j), DSE212 (P ), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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Good morning everyone! :wave:
Pooping to report that I caught NSD number 7 and I'm past my Hall of Fame target with 7 NSDs in-a-row! :j
The cupboards are looking bare now, so either today or tomorrow will be a spend day!
Have a good rest of the weekend everyone!
:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
What's a PAD-der please, Allie Ballie Bee?
A Payment a Day
https://forums.moneysavingexpert.com/discussion/3702521
A very friendly place PAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/80 -
NSD no 3 for me please. Not planning on leaving the house......not sure whether to count yesterday as it was shopping day and budgeted for....** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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