A ginormous jump into 2012 with the January NSD challenge

Delilahh

Bad Delilahh!! Very bad Delilahh!!

As I'm a contractor/temp, I didn't get paid for the bank holidays, so this week I've been doing 10 hour days to try and make up the hours I'd have missed Monday so I don't lose any money.

Yesterday I got a taxi back from the railway station (I commute) as it was raining! Today, I just felt really lazy - and ended up getting a cab again! That's £10 gone already in 2 days!

So a spend day for me sadly.

greenanne

working all day today then it was far to cold to go out so

nsd 5 for me please.
thankyou.

Frodobaggins

rising_from_the_ashes wrote: »

Thanks Frodo I remember when you lost your old girl I'm sure it was just before Ben had to leave too....

Fingers crossed you find your new companion when you've had your lovely hols:) - I know certainly on my local Gumtree there's an awful lot of young GSDs looking for homes:( so it may be worth a look.....

Jinty thanks for the pic hun, it did make me smile:) and :T to the weight loss ...... (sorry if I've missed anyone since my "thanks" last night - so many pages to catch up on I'd forgotten by the time I got to the end:o).


Unfortunately, a spendy day to me as had nothing left for lunch ...... popped and got a sandwich and some rolls for tomorrow ..... honestly, I rarely use cash for anything and the last 2 times, I've had to break £10 note and had all the change back in £2 coins - great for the shed fund, but I really can't afford for a coffee / rolls etc to effectively cost me a tenner:)

Yes it was just before you lost Ben that we lost Milly. Thanks for the Gumtree lead I will remember to look it up when we get back. Best not to look before in case I'm tempted to get one now.

ModestyB

butdoineedit? wrote: »

To all the regulars, apologies in advance, as i'm sure you thought you had heard the last of this topic (so did i to be fair!!), but i'm just going to have a little rant.....

Had a phone call today re: rented house (for which incidentally the council has still not paid up any housing benefit )
Apparently the high winds have ripped off the UPVC cladding affixed to the house for insulation purposes, which has taken with it half of the outer layer of the back wall :mad::mad::mad:
Tenant in pieces over damage to the house, me in pieces over the £150 excess on the insurance payable to get it fixed!!!

Oh & that's not to mention the fact that she's been turned down for free loft insulation, as apparently it's full of asbestos :eek::eek: even though it wasn't mentioned in the survey, or by all the various tradesmen that have been in that loft over the years!! There's another £100 gone for a report to (hopefully) prove that's is either a) not asbestos or b) safe to not remove, in order to quell her (somewhat understandable) hysterics
I'm not even thinking about what will happen if the report says it's dangerous & needs removing..... bankruptcy anyone????

Still on the bright side, at least it is number 3 today, every cloud has a silver lining & all that!!

You rant as much as you like BDINI, we all hoped you'd have better luck with your house after what happened last year. You haven't been upsetting a witch doctor by any chance?
As for nobody mentioning the asbestos, you don't think that your last tenants ... ahem ... exotic plants have addled their brains do you?
I hope that everything turns out well for you. You've had more than your share of bad luck imho.

LittleMissHappy_2

I'm nicking spoons idea for the following posts as other wise I will get lost


A big welcome to all the newbies joining us, it’s great to have you on board. If you’re not sure about anything please ask, we’re very friendly and there’s usually someone around to help. Feel free to join in with the chat and general nonsense on here, we’re fairly tame (well, most of the time, if you humour us). Good luck with your first NSD challenge - keep posting, that’s the secret to success here.

Sammy_Squirrel - of course you may join, you’re very welcome. Spoon will sign you up for 18 when she does the next update, you can do it! Well done for your first 3 NSD’s :j:j:j
mfmaybe - of course you may join, you’re very welcome. Spoon will sign you up for 10 when she does the next update, you can do it! Well done for your first 2 NSD’s :j:j:j

And hello to the returners :wave: It's nice to see you back

ebayqueen - well done for NSD 2 :j:j:j spoon will sign you up for 12 on the first post when she does her next update Nice to ‘see’ you again

blindtoast - well done for NSD 1 & 2 :j:j:j spoon will update the first post with your target (12), great to see you

LittleMissHappy_2

Loads of NSDs rolling in again today, well done everyone:

Purplemumof2 - well done for NSD 2 :j:j:j great start, keep it up
mytimetoshine2012 - well done for NSD 3 :j:j:j and 2 in a row :beer: ohhhhhh, I love my kindle It definitely keeps the old fingers busy when they want to be clicking away on all the ‘buy’ buttons online
JustDave - well done for NSD 1 :j:j:j great start, keep it up
chris81418 - well done for NSD 4 :j:j:j you always do so well Good luck on your ‘chocolate’ roll, I’ll keep my fingers crossed for you!
hollysmum22 - well done for NSD 3 :j:j:j that is good going, keep it up
Suzi1962 - well done for NSD 3 :j:j:j it’s been really windy and rainy here too but I think the worst of it is behind us now (please, please, please!)
SeduLOUs - well done for NSD 1 :j:j:j well done for your restraint, hoping you are back here declaring number 2 later
wannbehermit - well done for NSD 2 & 3 :j:j:j yay for the reduced price, way to go, that is MSE style
pinkfluffybabe - well done for NSD 3 :j:j:j hope you enjoyed your day at home and spent at least some of it pampering yourself (a requirement of spending the day at home, surely )
BigMummaF - well done for NSD 2 :j:j:j :wave: good to see you
Redouble - well done for NSD 4 :j:j:j just to add to what others have said I would also not count this as a spend as it is an essential Glad that you are hanging out with us
iwanttogoonholiday - well done for NSD 3 :j:j:j great going, keep it up
donna dynamo - well done for NSD 4 :j:j:j fingers crossed for DD2’s potty training
HiddenIdentity - well done for NSD 5 :j:j:j no spends this year still Good going!
slowlyfading - well done for NSD 3 :j:j:j keep it going, you’re doing great
SpagBol - well done for NSD 3 :j:j:j what a lovely mum you have and a lovely treat too!
ab.da54 - well done for NSD 3 :j:j:j I love Amazon too, we can be Amazon avoiders together
Keiss 21 - well done for NSD 3 :j:j:j fingers crossed for your NSD tomorrow
beemuzed - well done for NSD 3 :j:j:j great avoidance tactics And of course you can do tomorrow, you did it today didn’t you?
his missus - well done for NSD 5 :j:j:j and 5 in a row :beer: good luck sorting out your bro-in-laws pressie :undecided
Butti - well done for NSD 3 :j:j:j only a few more days until the 10th x
zafiro - well done for NSD 2 :j:j:j you have to be careful but you can do it! Keep it up
leikela - well done for NSD 3 :j:j:j and 2 in a row :beer: keep it up
beanie - well done for NSD 4 :j:j:j hope your house gets sorted soon x
QueenB. - well done for NSD 3 :j:j:j don’t go to the shops if you don’t need anything! Resist, resist, resist!
Kittikins - well done for NSD 4 :j:j:j so you resisted the groupon hair voucher then?! Well done for not caving when you wanted to spend!
miss_t - well done for NSD 4 :j:j:j good idea combing the petrol with the shopping, you are thinking like an NSD’er

fedupandskint - well done for NSD 3 :j:j:j great going, keep it up
marmiterulesok - well done for NSD 4 :j:j:j I love the idea of converting people to the MSE way of thinking, I have been trying with some of my extended family but only with limited success so far
arrowlil - well done for NSD 4 :j:j:j and 3 in a row :beer: this NSDing is very addictive:)
ModestyB - well done for NSD 4 :j:j:j how are your pups getting along They are doing well keeping you out of the shops
BDINI - well done for NSD 3 :j:j:j - what rubbish news about your house, sending lots of hugs
dumpy - well done for NSD 3 :j:j:j it is quite hard as you forget your little spends, but that is what the challenge is all about
JES_F1 - well done for NSD 4 :j:j:j hope you are feeling ok and the paracetamol was not for anything too bad
flying_fresian - well done for NSD 3 :j:j:j re the pastry, I would be doing it like BDINI suggested, I love pastry pizzas
debbiedebt - well done for NSD 4 :j:j:j and 3 in a row :beer: great going!
wit40iwtwan - well done for NSD 3 :j:j:j I can tell you are happy about it too :D:D
bottleofred - well done for NSD 4 :j:j:j great going, keep it up
toottifrootti - well done for NSD 3 :j:j:j great going, keep it up
greenanne - well done for NSD 5 :j:j:j it is freezing, I have had my hot water bottle out and refilled all day :cheesy:

LittleMissHappy_2

And hello to:

freebyfiftty - phew! Big spendy day today then but at least youy can nab some more NSD’s now it’s out of the way
jinty - great that you were out the door on time Your work leaves a lot to be desired if this is how they treat hard working employees :mad: Great weight loss as well, well done
Frodo - you are very welcome
chrissie57 - no it is not just you, I also avoid, avoid, avoid when it comes to online banking
leikela - bad times when little one is poorly but yay! for the possible NSD as a result, did you get it?!
shezam - :wave: hello, glad you are sounding motivated after your sw meeting, fingers crossed for Saturdays NSD
oldtractor - hope your car passed it’s MOT and you got the seeds you wanted, I share an allotment with my sister but haven’t got any seeds this year yet.
catslovelycats - fridge repair man would probably be a essential spend for me as obviously this is important.
rising - I echo everyone else’s comments, your dog and you will meet when you are both ready x
salkunh - hope you are feeling lots better, NSD’s are worth losing to make sure you get well After ‘seeing’ your pose I am confident you will get your first one tomorrow
AlyBaly - hope you got something nice in your shopping, fingers crossed for tomorrow
silvasava - yay for getting your tiles reduced so much! Good luck with your mystery shop tomorrow and nice and convenient that you can do both at the same time
Nargle - agree with you there, someones head should roll :
cw18 - hope the fencing gets sorted without the getting you involved, I agree in that I don’t think you should be paying half for them, they are not your responsibility after all x
stardrops42 - that is what this challenge is about, you have hit the nail on the head with that! Even if you spend every day and manage no NSD’s at least you will know none of it has been unnecessary as you now stop and think before you buy
Spendaholic Chick - poor you There is lots of time left so don’t let it get you down x
wanna_be_in_credit - gosh, petrol is soooo expensive now :eek: not so long ago I filled my car up (I hardly use her) and nearly fainted on the forecourt at the cost :eek:
Delilahh - you are not bad you can’t control the weather, there is lots of time to nab those NSD’s

No NSd for me as I had to do a top up shop today Lots of whoopsies were had though, so not too bad, hardly spent anything this year food wise, I'm making everyone eat what we have in :rotfl::cool:

Libretia*

Nsd day 4 today.

LittleMissHappy_2

Just wondering if anyone knows where if is? Missing her funny pictures

Knitting_Nora

*offers BDINI a whole chocolate bar* *hug*

Rising - *hug* Your woofer is out there, keep the faith. *breaks into a startling rendition of "Somewhere Out There", and scares the car* In the meantime, have you considered fostering to give you the company?

And Spoon *bows* you are amazing with your updates etc. thank you so much!

On to business. Spendy day for me today as had to buy unbudgeted for train ticket (not an emergency, just poor planning).

But this month my secret weapon (shhh, don't tell Freeby) is my 'pocket money' pot which is a little money I've budgeted for each week to cover sillies like coffees etc. As someone else said earlier, I've a terrible habit of thinking "well, bought that, so there goes my NSD, may as well do more...".

But with the 'pocket money' once it's gone, there's no top-up without counting it as a spendy day. Seems to be working too...came back from a day in London, having lunch with a friend and a wander round the sales, and not only was the train ticket the only unbudgeted spend, but I still have half of this week's pocket money left!

I'm turning into a complete miser - how fab is that!

Nora.x