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A ginormous jump into 2012 with the January NSD challenge
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So NSD no 22 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Finally!!
12!!!
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Think that's going to be it for me this month. Was hoping for one today but ran out of tampons (which is kind of fundamental!)
Won't have one tomorrow, going to Glasgow on Sunday, interview on Monday, back on Tuesday. Doesn't look good for an NSD does it!
Still [STRIKE]if[/STRIKE] when I get the job will be okay. Going to snow but I hope not much cos I'll be in my shoes rather than woolly boots!
B xDebt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
solventsoon wrote: »Well you have another one today, rising, Eeyore is all yours:j:j:j
You have no idea how much I wanted Eeyore- everytime I was tempted, I thought about him... I just :heartpuls Eeyore *sigh* (I used to have donkeys.....)
solventsoon wrote: »I seem to be in chatty mode tonight, sorry for all the posts:o:o
Please don't apologise - I love reading posts ...:)
Well, popped to A*ldi on the way home - £13.62 spent on lunch stuff for the next 2 weeks & toiletries for a month so I was quite pleased with that!
Also renewed the breakdown cover (thanks Cheryl:) for the reminder).... unfortunately will need liquid gold tomorrow (and better remember to take the can to refill it) so not sure when the next one will be.
I've been paid today (usually last working day) so wondering if I should do all the money transfers etc tonight/tomorrow and then try for another 3 NSD from Sun - Tues.... what do you think?:)Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Today is NSD 15 which means I've reached my target :j :jBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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NSD no 13 for me please.
Have been quiet but watch this space.....** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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I have been directed here by beanielou as I really need to stop spending. Today for example I decided I had nothing spare except for very necessary food like milk and someone phoned me and sold me advertising that I can't afford, don't need!
So I really need to join in with you, please, even if it is almost the end of the month.
I am going to try to use cuboard/freezer food for the next 7 days and will attempt 7 NSDs.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
No Direct Debits out today (I suspect the last 2 are both going to hit on Monday), and can't see any reason for needing any food for the weekend (chap's taking me out for a belated birthday Italian tomorrow, after I declined last weekend due to needing to be attached to my phone for DD's call)
Might still have been tempted to mooch around the discount stores by the gym (not done it for a few weeks, and starting to get withdrawal symptoms), but the arrival of GD3 knocked this weeks running schedule to pot - and the first of 4 didn't get done until yesterday. So I got run 2 in by running up to the gym (3.65 miles), did the hour of leg strengthening exercises with my trainer, walked around the corner to bank a cheque (birthday pressie from my parents), and then got run 3 over and done with by covering 3.55 miles back home !!!! This meant there was no way I could go shopping, as I couldn't have carried it home
I've not been out of the house since I got back (and haven't done any on-line shopping, although I very nearly did and then realised what I was doing - and as it wasn't for something I had to have immediately it can wait until my next spend day), so that means I've hit target number 3 with NSD #16 :T :T :T
I'm not going to set another target though - I'll just take any more that I manage as an added bonusCheryl0 -
Glad that you found us poohbear
If nothing else it helps you think about what you are spending.
You will find everyone really lovely here & the lovely spoony & LittleMissHappy & BNDI helps us all keep on trackI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NSD no 13 for me please.
Have been quiet but watch this space.....
ooh.. elfen.. I'm not quite sure what to make of that .. have you bought a set of drums:Dpoohbear59 wrote: »I have been directed here by beanielou as I really need to stop spending. Today for example I decided I had nothing spare except for very necessary food like milk and someone phoned me and sold me advertising that I can't afford, don't need!
So I really need to join in with you, please, even if it is almost the end of the month.
:hello:Hi poohbear59 and welcome to the NSD challenge, you're in good company here as, no doubt, beanie has already told you.
Do you want me to add you to the front page for the rest of the month or just join in and be inspired by all of us:rotfl::rotfl: (don't read Kerri's posts though or she'll lead you astray with all her tales of bargains;)).
Feel free to join in with the chat and general frivolity/lunacy here.. there are only two rules:
1. We do not "fail".. ever...
2. Err.. can't remember this one...:D
Have a look at the post If puts up at the top of each page, that'll give you some ideas and ask away if you need to know anything else.
spoon xxThe time you enjoy wasting is not wasted time
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