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A ginormous jump into 2012 with the January NSD challenge
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Just popping in quickly again to declare NSD 14 and 15 which is my target met and another 3 in a row for me. Am not going to increase my target this time, I am going to take every additional NSD as a bonus!0
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Managed NSD No 11 today - only one more for my target. I must admit I've found it more difficult than I'd imagined. Fingers crossed to get to target this month. I'm going to have a cunning plan for February :idea:Small victories - sometimes they are all you can hope for but sometimes they are all you need - be kinder than necessary, for everyone you meet is fighting some kind of battle0
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#16 for me today. Think I'll be spending tomorrow mind you, some of the kids at school are doing enterprise stuff and washing cars for £3. Might as well...Ninja Saving Turtle0
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NSD 13 - no pennies left at all and won't be many after payday on Friday either. Money is mega tight at the moment and I'll have to knuckle down even more thanI have done so far
Tomorrow is a NSD and I'm aiming to hit my target which I might just makefinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
February NSD challenge 5/150
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Donna~thanks for sharing the crisps offer.
Did the shop begin with I?
I love it when people share the offersI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Broomstick wrote: »I've discovered the downside to being really organised, only shopping one day a week, doing all my shopping and fuel buying in cash taken out at the start of the month etc. It's that I've now forgotten my wretched pin number for the cash point. :eek:
I tried it last Wednesday evening when I wanted to top up the mobile and my guess failed twice. Fortunately, the mobile has held out for another week, and I thought I'd remembered the number. However, I tried it at the supermarket cash point twice this afternoon and I'm still remembering it wrong. :rotfl:
So, Broomstick's helpful tip #1 is that, if you decide to go 'cash only' for a long period of time but want to keep your card as back-up for emergencies and the occasional payment like mobile top-up, find some really safe way of recording your pin.
If I haven't remembered it by next Wednesday I think I'm going to be going to get cash for next month over the counter at the bank...
B x
Broomstick - i worried about this when i stopped using my credit cards, (pity it didn't last :mad:) so i made up names of imaginary friends for them, & then entered them in my mobile phone contacts with the pin as the last 4 digits of a made up number, i figured a card thief would have to be super clever to guess what i'd done & even more clever to work out which of my friends were the imaginary ones!!February NSD challenge 5/150 -
& after all that waffling, tiny spend today, took some money for milk out of the pot (so wouldn't have counted as a spend), but couldn't resist when i found some whoopsied chocolate honeycomb cheesecake in Mr S, decided that as it was voluntary work night & therefore a very long day i would treat myself & very yummy it was too!!February NSD challenge 5/150
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The payment for my car breakdown still hasn't been taken, so I decided the milk can last until at least tomorrow (didn't get any yesterday as it would have been at least 24 hours before I opened it, and I don't use it before the 'date' even if I open it the day I buy it).
But that means today was NSD #15 :T
I'm actually a bit concerned that the payment hasn't gone yet, as I'm sure it's been debited on the 'we will take payment on or shortly after' date in previous years !! If it's not gone by the time I check my account on Friday morning I'll have to phone them to try and find out what's going on..... last thing I want is to have a problem with the car away from home and find that I'm not covered for some reason :eek:Cheryl0 -
Snaffled two more taking me to 17 - and might have a neck injuryDo not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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