A ginormous jump into 2012 with the January NSD challenge

bottleofred

NSD15 for me today please:beer:

beanielou

BDNI~Sorry about the insurance claim.
(Hope they dont decline mine :eek:)
Well done on resisting the fags, wine & chocolate though :j

JES_F1

Another NSD today so that's #12!

:j:j

dumpy

Woo hoo unexpectedly

NSD #10

Half way there!!!

Pink_Giraffe

Yey, NSD #10 for me today please! Double figures how proud am I!
Seconding the votes of thanks to those who keep the thread up to date and give us encouragement!
Night all
Pink x

solventsoon

butdoineedit? wrote: »

Awww it's no trouble at all!! I think i can probably speak for Spoon & LMH too, when i say that we enjoy doing them!!

Broomstick wrote: »

And thanks to Spoon & LMH too. I'm glad it's not a chore!

B x

Yep, you're right there BDINI, it's a great way to catch up with what everyone's been up to and it's not a chore at all.

Thank you Broomstick, it's lovely that everyone's so appreciative:D


No need for the soggy paintbrush BDINI, you can keep it in reserve for the end of the month when Kerri's been on a spending spree again:D:D

zafiro1984

[STRIKE]Another NSD for me yesterday, that makes 11 this month[/STRIKE].

I did go to the post office and post some eBay things but I'm not counting that as in theory they paid for the postage

I must have been having a senior moment, cancel the NO 11 NSD as I ordered oil from Boiler Juice - its a very good price at the moment if anyone is interested

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Evening all :hello:

Spoony, BDINI, LMH Up to 12 NSD's thank you xxx :A:A:A

solventsoon

Hi lovely gang:A

Lots of us are going through the January blues at the moment ((((hugs)))) to everyone and if you need to rant/moan/complain please feel free, there is loads of support available here xx


Loads of NSDs rolling in again today, well done everyone:

:j:j:jAllie Ballie Bee - no 4 in the bag and halfway now. Keep going, you can do it!
Sorry about the lack of work today, that’s not good, fingers crossed for the rest of the week x

:j:j:jarrowlili - no 12 in the bag and nearly there now. Keep going, you can do it!
No worries, it’s good to see you anytime x

:j:j:jblindtoast - 8 in the bag and over halfway now. Keep going, you can do it!
How exciting about the new skates, hope the trial on Saturday goes well and there are no injuries
Good luck with 4 in a row... you can do it!

:j:j:jRed - no 15 and your target nabbed now, that’s brilliant!:j:j:j Your prize is headed your way now, hope you like it.
Would you like to try for another target?

:j:j:jBDINI - no 10 in the bag and yay to double figures. Keep going, you can do it!
Well done for not giving in to temptation today, you’d be forgiven for doing so with news like that. Fingers crossed for the complaint, that is seriously not on!!!!

:j:j:jCheryl - no 10 and your target nabbed now, that’s brilliant! :j:j:j Your prize is headed your way now, hope you like it.
Increasing your target to 14 now, good luck with getting there
Fingers crossed GD3 arrives on your birthday, what a lovely present that would be
Love the loo roll calculations, I’m impressed!!

:j:j:jdonna dynamo - no 14 in the bag and target no 2 is within sight. Keep going, you can do it!

:j:j:jdumpy - no 10 in the bag and halfway now. Keep going, you can do it!

:j:j:jelfen - no 10 in the bag and nearly there now. Keep going, you can do it!

:j:j:jfedupandskint - no 8 in the bag now and nearly halfway. Keep going, you can do it!
Well done for resisting the afternoon treat, that’s some willpower

:j:j:jfreebyfifty - no 14 in the bag and your target is within sight. Keep going, you can do it!
((hugs)) hun, the January blues are horrible xx

:j:j:jFrodo - nos 10 and 11 in the bag and your target is within sight. Keep going, you can do it!
Yay to 3 in a row, one more and you’ve made your target, stay strong

:j:j:jgreenanne - nos 9 and 10 in the bag and over halfway. Keep going, you can do it!

:j:j:jIf - no 12 in the bag and your target is within sight. Keep going, you can do it!

:j:j:jJCG - no 9 in the bag and halfway now. Keep going, you can do it!
Glad you enjoyed your two days off, you sound very busy

:j:j:jJazee - no 7 in the bag and over halfway now. Keep going, you can do it!

:j:j:jJES-F1 - no 12 in the bag and your target is within sight. Keep going, you can do it!

:j:j:jJustDave - no 3 in the bag now and nearly halfway. Keep going, you can do it!

:j:j:jNora - no 8 in the bag and over halfway now. Keep going, you can do it!
That was a bit of a dig at freeby about Citizen Smith, I’m sure you remember him really

:j:j:jmavvysmum - up to now 9 now, woohoo indeed. Keep going, you can do it!

:j:j:jmfmaybe - no 8 in the bag and nearly there now. Keep going, you can do it! Yay to 4 in a row, that’s brilliant!
Good news about your O/D, well done

:j:j:jModestyB - no 11 in the bag and nearly there now now. Keep going, you can do it!
Oh dear, sorry about the bread yesterday, I find it’s very good policy to ignore OH when he says we need something

:j:j:jmumsiemum - nos 8 and 9 in the bag and over halfway now. Keep going, you can do it!

:j:j:jPink_Giraffe - no 10 and yay to double figures, that’s brilliant! Keep going, you can do it!
Thank you, it’s a pleasure really x

:j:j:jQueenB. - nos 10 and 11 in the bag and nearly there now. Keep going, you can do it - including your 4 in a row, keeping everything crossed for you

:j:j:jshezam - no 4 in the bag and halfway there now. I like your enthusiasm, you can do it!

:j:j:jSillyBlondie - no 11 in the bag and your target is within sight. Keep going, you can do it!

:j:j:jsirish1797 - no 9 in the bag and over halfway now. Keep going, you can do it!
Hope DH is feeling better?

:j:j:jstardrops42 - no 10 in the bag and and nearly there now. Keep going, you can do it!

:j:j:jSuziQ - no 10 in the bag and halfway there now. I like your enthusiasm, you can do it!

:j:j:jwannabee_in_credit - no 11 in the bag and one more to get now. Keep going, you can do it!
Yay to 3 in a row, that’s fab!!!


And hello to:

TwelveStopsThenHome - new target of 15 added for you now. Good luck with getting there, you can do it!
Hope you feel better soon x
Well done for sorting out the loans, yay!!:T

thrifty fifty - well I think we can forgive you the massive spend of £1 - as long as you don’t eat all 5 choccie bars at once of course!!:D

iwanttogoonholiday - hope today wasn’t too spendy. Any sign of the arrival yet?:)

Kittikins - you’ll cope once you move, it’s surprising what we can do in extreme circumstances. Fleabay is a life saver for a lot of people.
Good bargains today by the sounds of it, yay!:T

marmite - ooh.. a book sale, that is my idea of heaven, hope you get some good ones - and you did, yay!!
Fingers crossed for your 4 in a row this week:)

jinty - I like the sound of your day (well, apart from the ironing). Hope it was a good one:)

Igamogam - I feel your pain at the cost of the tyres, eek indeed!:eek:

LMH - well an orchid is well worth losing an NSD for, they are lovely. Hope you managed to get the picture as well x:)

rising - good news on the FF bargains.
I’d love to come to the meet up but it would be a very expensive cup of coffee for me:)

beanie - sorry about the freezing weather today, fingers crossed for no snow:)

Kerri - more spends... the kippers are pretty rank now I don’t think you’d really appreciate it if I threw them your way.. Great bargains though:T

Broomstick - wow... 6 in a row again, that definitely deserves a prizelet!!:T


I have been a seriously bad Spoony today:o:o but promise I will do much better tomorrow.

'night everyone

spoon xx