A ginormous jump into 2012 with the January NSD challenge

[Deleted User]

Morning,

Yesterday was a NSD taking me up to 5

Today won't be though x

iwanttogoonholiday

hoping for another nsd today but will deffo need to spend 2mor due to lack of loo paper lol

blindtoast

Hi everyone

Sorry I've not been here for a few days. I can declare NSD #6 from Friday and #7 from Sunday though! That might be my 1st ever weekend NSD (Christmas not included)! :j

That takes me to over half my target . Today and tomorrow should be NSDs as well and as I've already bought petrol this week hopefully the rest of the week might be as well! We will see

Hope everyone is doing well

WelshDreamer_2

Well after a shockingly long 16 hour shift i can definetely claim that 1 as a nsd 9/16 for me x

Catslovelycats

I can safely declare NSD 10 for yesterday. I had to wait 2 hours past the set time for engineer to come by which time I'd lost the will to live, yet alone go out to get a McD.

Today will be a spendy as I need to pop out for a few bits.
('Need' or 'want'....? Well....)

julytex

Hi claiming NSD's 7,8 and 9 today for Saturday, Sunday and Monday!!!

will have to work really hard to make the 20 though!

lotti379

Number 8 trotted placidly in yesterday, I did a free course at a local place, free 'cause it was being put on for publicity (countryfile mag, dontcha know!). This meant no gym yesterday, boo hiss, so must go today...

There is a long list for today! Best keep on with it... :cool:

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

mf0u1098

I wasn't well last night so couldn't go to T3sco so can declare NSD #11 and 7 in a row!!! (I didn't actually think this was possible...) :rotfl:

Thinking of upping my target as I've got 15 days to get another 5...

IF

Good morning all :hello:

This made me smile