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Pammy's 5 Year MF Challenge - New Year New Target
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Pammy, I read it as DS' 92nd B/D :rotfl:Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0
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Pammy, I read it as DS' 92nd B/D :rotfl:
A 92yr old son and she STILL hasn't paid off her mortgage
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
What ya like, must be tired, although I had to quickly check myself then!MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
I OP'd £300 at the end of Jan and then had another £150 that I could OP, but when typing up my bumph in earlier post which gave the total then of £450 OP for the month I then went and OP'd £450 instead of the £150! (if that makes sense!) So I op'd £300 more than I wanted to. I am so stupid and really need to take more care. If I didnt have the savings back up I would be so stuck.
SOooo I have knocked another month off my term and another brick off my house graphics lol.
grrrMPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
haha accidental mortgage free... I like it.0
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OOps!!! At least you had the savings back up I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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Similar to Brodiebobs I'm expecting an update from you one day stating you accidentally paid your mortgage off!June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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I do seem to be accidently OPin lately. Think my brain is trying to tell me I am not OPing enough!!!MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0 -
*subscribing* look forward to following your progressMFW2020 #5 £2,000/2,000 MFW2021 #5 £1,850/3,500MFW2022 #5 £3.001/3,000Sep'12 £233,750 Jan'15 £222,329 Dec’21 £139,584 MFiT T4 #24 £48k/£34k MFiT T5 #24 £22,186/£41k MFiT T6 #24 £4,700/£29k0
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Hi PammyJ - it's lovely to read your diary. Your situation is SO like mine. I too am working on this alone and trying my very best to get my mortage paid off before DD leaves school. My mortgage is now just under £45,000 and I am aiming to get rid of it in 6 years and two months - can't wait. My house needs things doing to it like new windows but we are plodding on in it as it is with the no mortgage aim taking priorty. My first OP nearly two years ago was £67.20. Gradually I have eeked it up by adding a bit more each month so now my OPs are going up to £240 in March. Keep telling myself each new £10 addition is getting me closer to the goal and more important than buying a couple of cakes! I wish you loads of luck with your ventures and will look forward to reading how you are getting on. Being mortage free is going to be so great. DD and I are planning our end of mortgage party already!MFW - number 11
OP Target for 2014 £1500 Mortgage now £437450
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