The 'extra payment every week' challenge

inamin

Ok I have decided to update my signature to include all the debts we have as a couple rather than just my personal ones. Unfortunately one of them is going to go up in the next few days as I need to pay my car tax and also £120 to my neighbour to fix the damage caused to his car when my little boy fell off his bike!!!! I have no choice but to put these on credit card as I otherwise cannot pay for them. However, after that I am hoping that there will be no further borrowing this year. I am determined to pay off as much debt as possible before Christmas but am setting a realistic target of an additional £100 above and beyond my minimum payments to everything. Wish me luck!!!

lancashirelassie

Morning Peeps,
Yes Betty, Mavvy & Brit Off shore you are definately right about the Group Hug look!!thanks cccake we in it together for the ride
but hey its made us all smile..
Its all about perception, like our debts, we now see it, and now we deal with it.
We are all managing to put some good numbers in at the mo well done:)
Me and OH ok it was OH said we having too many eat outs...geesh when we added them up it is rediculous. Well over 100 pounds a month thats a holiday if we wanted it really badly and at least a good chunk off a card. Need to do some writing down of spends and see where our "no money" is actually going. In reality I could save pounds and loose them at the same time with little effort.... mmm that sounds doable;)
I must admit at the mo I am putting our pennies and finds away for the 2 grand children, I know its not mega bucks but when I take the change bags in I try not to feel guilty that its my contribution I make it out to be theirs:o (is that wrong of me?)
Welcome back into your thread Inamin.
I was so glad I tumbled upon this, it has and is making a manageable difference :A
Free listing on ebay all week gotta go - got some work to do !!!

For things to change - you have to change:)

rumblytum

Well, I'm not really managing a payment each week, but this thread makes me view every possibility as a potential transfer :j

Just transferred £14.98 from my Paypal thing to my overdraft - combination of cashback and Ebay sales :T

Onwards and downwards!

rumbly x

inamin

My first additional payment for a long time. Its tiny but feels like a huge step forward for me.

£0.67 to my Capital one.

please-let-me-be-lucky

Welcome back inamin, hope things settle for you soon.

I missed making a payment at the end of last week as DH was rushed into hospital . I've just made an overpayment of £20.72 and hopefully will be able to make another at the end of the week for this week also Xx

mavvymoo

inamin wrote: »

My first additional payment for a long time. Its tiny but feels like a huge step forward for me.

£0.67 to my Capital one.

Welcome back Inamin snd sorry to hear you are having a hard time at the moment Absolutely crazy that you have upped your hours yet are worse off by losing your tax credits where is the bl**dy sense in that !
Anyway onwards and upwards (sound like my dear old mum) and as you have always said to us it all helps no matter how small and we all know how fast it adds up
Well done Betty it is good to see we have started the brainwashed society :rotfl:And well done to everyone else on your fantastic payments:T
Nothing for me as still on the 100 day challenge and still have a bit to go to complete in time.:D Mav x

BritAbroad

Made an extra payment today - £50 to the CC. Itching to do more this month!

Betty_Crumble

well done everyone and welcome back inamin, love your thread.

76p in my tin :-)

mavvymoo

Hi Everyone
A bit of luck for me sold some old Gold and Silver jewellery that has been sitting in my garage for 11 years since I moved here.

And it made £1535 :eek: I cannot believe it and I am totally gobsmacked. So I have paid £1,000 to my other challenge and have completed it with time to spare. and the £535 I have paid to this challenge. See Betty BRAINWASHED haha. Think I may treat myself at some point if I can decide what I want.
Well done to everyone and I hope my bit of luck rubs off on you all

Betty_Crumble

mavvymoo wrote: »

Hi Everyone
A bit of luck for me sold some old Gold and Silver jewellery that has been sitting in my garage for 11 years since I moved here.

And it made £1535 :eek: I cannot believe it and I am totally gobsmacked. So I have paid £1,000 to my other challenge and have completed it with time to spare. and the £535 I have paid to this challenge. See Betty BRAINWASHED haha. Think I may treat myself at some point if I can decide what I want.
Well done to everyone and I hope my bit of luck rubs off on you all

wow! thats amazing mavvy, i'm so chuffed for you, bloody brilliant :T:T