The 'extra payment every week' challenge

ToniLiz

Hi Guys,
Just done second bank account skim of the week. Sent £10.56 as didn't feel I could just send 56p to round it down!
Keep going and hope you all enjoy the Jubilee bank holiday - but where's the sun gone...?

lancashirelassie

Oh I have been missing from calling into here anddoing my updates..... head is jangled at the mo with life..stress what stress??
Its good news week sons gf bank account is sooo under control thanks to me spotting ambiguities in it and her and her mum persuing guess what PPI no less. So this weeks in put is by means of pay back of £581.66:rotfl::rotfl:.
Yep the balance outstanding now is £109.:D
I am saving the 1.01 all ready to put in till next week now;).
We cancelled the insurance which was not as they sold it and got £5 back.
We now got some items on ebay so fingers crossed she really is getting on board to tackle the rest and then the next!!:o
I am at a loss for words of thanks to you all in here for keeping me going and helping me stay focused. It just shows how small things really do make a big difference. Persistance does pay off..
Good news also on my Nationwide CC it too has gone. It was cleared in time as anticipated & planned.:TThats 2 CC's so far this year. Now am working on Richards lol. Target July 2012 £875.
Keep tipping it all in guys you are doing so well

mavvymoo

Made a call yesterday went along these lines.....Hello Mr Santander please can you remove my overdraft as I have paid it off and its clear Oh no you are better to keep it there incase you need it in the future ......No I would like to cancel it please ......Well you know in these times of credit hard to come by you are better to keep it :mad: No I want it cancelled ....Can I ask why ? .....Because I want to look at my account and know I am not looking at £2,000 of your money that is now costing me over 18% interest ...... Ok let me cancel that for you :T So its gone but will never be forgotten we have been together 9 years !!!!! WOO HOO Thanks everyone for keeping me on track and well done to everyone keep going :beer:

Midnight_Shopper

Hi,

I've made an extra payment of £19.00 today. Yippee!

Happy Saving Sunday everybody!

purplegrape

Great work Mavvy Moo! I had a similar conversation with them a few months ago. It was quite amusing

mavvymoo

Well done Purplegrape.I found it quite amusing too.They really don't want to lose their overdraft customers.But I found myself thinking are they right should I keep this and just let this sit here.So how many customers just leave it there and find themselves in it again ? It was hard to be parted with it as it makes you feel you don't have that lifeline if needed.:eek: Oh well something else for me to worry about I suppose

ChocolateCupcake

I've had an expensive bank holiday weekend away, so no extra payments for me last week or this. Might be car booting at the weekend, so should manage some extra next week.

MOGGYMALONE

Hi all, think i could join you guys? you are inspirational! just goes to show how every little payment can make a big dent in the debts! I am trying to clear two credit cards. Actually, i had a similar experience to that above regards closing an old credit card account - they didn't want me to - but I don't like having a card account with no balance on it cuz the temptation is always there to use it!

Going to do my sums and see if i can round down anything for this week - have listed some stuff on ebay but nothing moving yet. Forever optimistic though good luck all and thanks for reading moggy

MOGGYMALONE

Hello again! have figured i can spare £29.67 off one of my cards (the one with higher interest rate) so have paid that for this week..won't be able to pay that much extra every week but trying to force myself to cut back a bit now because if i leave it to the end of the month i will have nowt left for sure. Going to start saving pound coins n £2 coins etc and see if that will help.
Good luck & best wishes, Moggy

Angel_Rachie

Hey there, can i join in please? I have various debts and its going to take me over 5 years to pay back at this rate doing min payments. Hoping this challenge will reduce this time frame.