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The 'extra payment every week' challenge

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  • A direct debit I pay monthly for £60.59 ended last month, but I'd still budgeted for it this month, so I went to pay it from credit card 1. Realised the balance on it is now £670 so rounded the payment up to £70 to make it a flat £600 owed. Think I must have number OCD or something though, as I then couldn't help myself & paid £6.21 to credit card 2 also, so that my bank account had a nice round balance too!
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • I've paid £4 off my overdraft today by rounding down my bank account! Thanks again for the thread, off to update my siggy!
    Nov NSD: 8/7 Dec NSD: 1/10
    Sealed pot member #1443 2011: £106. 2012: £171
    Ninjakat challenge: Aim to clear two debts by April 2013
    100 day challenge: No toiletries or magazines 19/100 (3 x fails :()
    Extra payment a week challenge: Total to date: £2355.53
  • I did my extra payment yesterday £2.35 towards one of my cards. Going to be a long day today been sorting stuff out for a - Ebay / Preloved and b- charity shop (things I think wont sell on ebay) just having a cuppa before I nip down to drop them off and come back to take some piccies and start listing things on Ebay / Preloved hopefully they will sell as there is some nice things. Everything sold will go towards my extra payment the following week.
  • Nickynoo1
    Nickynoo1 Posts: 392 Forumite
    Part of the Furniture Combo Breaker
    edited 21 January 2012 at 8:40PM
    3 weeks in and I'm still remembering yay!!! £7.84 this week

    oh just remembered, paid an extra £20 off another card too, to stop me spending the money that was in the bank, lol
    16/06/16 £11446 30/12/16 £9661.49
    01/08/17 £7643.69
  • Nessa56
    Nessa56 Posts: 946 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper
    Hi all

    Just paid another £3.65 off my CC

    Gotta keep trying to remember to do this (only just did) been a frantic week though

    Good luck all
    v
    x
    SEALED POT CHALLENGE 6 - MEMBER NUMBER 086 Special Star from Sue :staradmin :T:T
  • mavvymoo
    mavvymoo Posts: 2,152 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud! Mortgage-free Glee!
    Just phoned and paid another £20.00 from my Ebay sales. I am OCD the other way from most members and have to round up what I pay off my CC :T
    Transfered the £20 from paypal so £ 70 so far woohoo

    Thank you for this thread as it is really helping me

    Debt free and Mortgage free thank you to all for your encouragement and advice
    :j
    Crazy Clothes challenge £300/£48 and 5 months /0 without spending :T


  • Oops, sorry. Have added my extra payments onto my signature now.

    Looking forward to the 30th, when I get paid as am blasting 1/2 of whatever is left over in my checking accounts off my credit card!

    Now if only I didn't have to pay the dentist £35 tomorrow I would be over the moon!
  • Rounded down my current account on friday, sorry heavy weekend so didn't get round to posting.

    £8.76 to add to my total...

    and a 0% from a cc so may have to transfer money back to just the one card!

    Gx
    Mortgage at 08/10/10: 110k:eek:
    Current Mortgage:... £109,200 :eek:
    OPs 2011: 100.50/4000
    Current MFD: 02/10/45 :shocked: (will be 63!!!)

    Make a payment a week challenge TW 100/123.79
  • I've made an extra payment this week (hope thats ok!) i've paid £40 off hubby's credit card to help get it down, keep it up everyone xx
    Nov NSD: 8/7 Dec NSD: 1/10
    Sealed pot member #1443 2011: £106. 2012: £171
    Ninjakat challenge: Aim to clear two debts by April 2013
    100 day challenge: No toiletries or magazines 19/100 (3 x fails :()
    Extra payment a week challenge: Total to date: £2355.53
  • Just a few days before payday so a small extra payment this week of 30p- it all counts though. Have a good week everyone
    Jan 2015- credit card debt £6970.63/ Loan - £7865
    Total- £14835.63 :eek:
    debt free by christmas 2015 #116: £0/ £6970.63
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