Unable to travel due to illness - Hospitalised - Where do I stand?

luci

Tojo_Ralph wrote: »

To be fair to the OP, they have stated (rightly or wrongly) that adequate travel insurance was/is not available in their parents country of residence.

It is possible that companies such as https://www.worldnomads.com or https://www.worldwideinsure.com could have provided cover.

However many people seem to think they don't need travel insurance unless they are going on a package holiday.

tomjonesrules

namiku wrote: »

Just an update, the very nice lady who I spoke to at BA called and said she received the letter from my in-laws and is processing the complaint. She'll be in touch after the new year to resolve this matter.

The resolution will be an acknowledgement of your complaint and no credit offered - illness is probably the most common reason for cancelled travel, so certainly not unusual or unforeseeable.

namiku

ian41 wrote: »

Sadly most of us will have read your thread before replying.

I am sure that we all wish you well with your claim but if you read other posts on the forum, you will see that everyone here is merely trying to dampen your expectations.

Your blatant rudeness is both unnecessary and uncalled for.

If you read the whole thread, then you would understand that travel insurance wasn't an available option. If you've read it and again decided to call it 'cutting to many corners' by not buying it then I'm sorry if you're offended, but I do think that's an ignorant comment.

Tojo_Ralph wrote: »

As Cyndi Lauper once sang.... "true colours"..... And in displayed them you speak volumes.

Even if the primary purpose of MSE was to identify loopholes in T's and C's to permit consumers to wriggle out of their obligations, at no point have you asked for assistance in exposing loopholes and or short comings in BA's T's and C's. Rather you asked for opinions and experiences, only to then set about arguing the toss when nobody responded in the manner that you hoped they would.

Good luck in your quest.

It's not that nobody is responding in the manner that I hoped, It's that people are giving uninformed and unrelated responses.

Thanks.

luci

If your FIL had suffered his appendicitis once he arrived in the UK, how would you have funded his medical treatment without travel insurance?

dzug1

namiku wrote: »

Also, those websites posted for World Insurance Cover quote ridiculous fees of over $450 for a 30 day trips within 12 months, while the other doesn't even have Albania in its coverage.

.

What's 'ridiculous' about that price? A fair reflection of the not inconsiderable risk.

And you'd have saved yourself a whole lot of aggro if you'd posted full facts (ie mentioned lack of insurance and why) in the first place rather than a convenient subset of them

namiku

luci wrote: »

If your FIL had suffered his appendicitis once he arrived in the UK, how would you have funded his medical treatment without travel insurance?

Exactly the same way that it was done in Albania. Cash.

dzug1 wrote: »

What's 'ridiculous' about that price? A fair reflection of the not inconsiderable risk.

And you'd have saved yourself a whole lot of aggro if you'd posted full facts (ie mentioned lack of insurance and why) in the first place rather than a convenient subset of them

I didn't and still don't think travel insurance is relevant to my case, that's why I did not mention it. Regardless of this, people should read all the facts before making comments.

Secondly, that price is much more than what a yearly policy of private healthcare insurance would cost. Not to mention difficulties that you'd have to come across to get any sort of payout for Albanian citizens from that company.

Thirdly, despite everything it is still irrelevant to the case in hand. Using the T&C loophole is easier.

ian41

namiku wrote: »

I wondered if someone can shed any light on whether my case is appropriate.

Your thread title included "Where do I stand?" You are asking for help in your thread title and original post so why not listen?

I suspect that 99.999% of travellers reading your opening post would have thought that Travel Insurance was the solution - and told you so.

From your opening post, how on earth are members supposed to gain the knowledge that not only is your father-in-law resident in Albania but that travel insurance is apparently impractical there - we are not psychic. Generally speaking there will be very few people on a UK board who will have detailed knowledge of Albanian travel practices.

dzug1 has informed you that your original post was too brief and therefore misleading. Surely you can see that? Your response (again) is to be aggressive and rude.

It seems that you want people to either agree with you or not post. The real solution is for you to either learn the etiquette of this forum and post the necessary details so that members can offer to help you or for you to take your problems elsewhere.

Isn't it silly for you to antagonise members because they do not agree with you - respond to them the way you would like to be treated. You came for advice and got it - accept or reject it but don't insinuate that the only reason that we fail to agree with you is because we have not read the thread in its entirety. Sadly that is untrue.

Despite the above, everyone will continue to wish you the best of luck in your battle with BA.

namiku

stoneman wrote: »

I think that FIL had a grumble in his side and didn't quite make it over here in time to get the free care

Your petty comments are almost laughable.

ian41 wrote: »

Your thread title included "Where do I stand?" You are asking for help in your thread title and original post so why not listen?

I suspect that 99.999% of travellers reading your opening post would have thought that Travel Insurance was the solution - and told you so.

From your opening post, how on earth are members supposed to gain the knowledge that not only is your father-in-law resident in Albania but that travel insurance is apparently impractical there - we are not psychic. Generally speaking there will be very few people on a UK board who will have detailed knowledge of Albanian travel practices.

dzug1 has informed you that your original post was too brief and therefore misleading. Surely you can see that? Your response (again) is to be aggressive and rude.

It seems that you want people to either agree with you or not post. The real solution is for you to either learn the etiquette of this forum and post the necessary details so that members can offer to help you or for you to take your problems elsewhere.

Isn't it silly for you to antagonise members because they do not agree with you - respond to them the way you would like to be treated. You came for advice and got it - accept or reject it but don't insinuate that the only reason that we fail to agree with you is because we have not read the thread in its entirety. Sadly that is untrue.

Despite the above, everyone will continue to wish you the best of luck in your battle with BA.

Again, comments like 'Why do so many people choose not to buy travel insurance' and 'Again, someone who didn't buy travel insurance and then blames the airline' which were made after I explained that no adequate cover was available, shows that posters have not read the entire thread before posting. By reading just the OP you're giving a half arsed opinion which is not constructive, irrelevant and by default silly.

I did not think to include any travel insurance details in my OP as my direction in handling this issue was of a different manner. If i had insurance I would not bother to take this route. Telling me to get insurance when it's already been established that not only is it not possible to buy it, but also explained even in the OP that I intend to take a different approach to getting my money back, is in fact stupid. It is absolutely irrelevant to the case in hand and it does not help to solve it in any way.

I was not rude to anyone that offered help, especially dzug1. You failed to read the thread yourself and that's why you're defending everyone else who did the same.

I don't need anyone to agree with me. It won't make a difference either way. I'm calling on people that have experience in this matter to share theirs so I can know what to expect. If yours, or anyone elses experience is with Travel Insurance then save it for relevant threads.

ian41

namiku wrote: »

By reading just the OP you're giving a half arsed opinion which is not constructive, irrelevant and by default silly.

I am entitled to my opinion and you are to yours. This forum allows members to express opinions without them being described as "half arsed". Very sadly I did take the time to read the whole thread before replying as most other posters will have done. I also suggested that you had the option of buying a fully refundable ticket. To repeat, your opening post should have been more explicit at the time, as others have observed and you have now partially admitted this with your belated (but very welcome) edit today.

namiku wrote: »

I was not rude to anyone that offered help, especially dzug1.

So the Mods decided to delete your post for what reason? (And no I did not complain or report your post) On an open forum, you cannot use inappropriate language like that in any circumstances. To seek to justify it because you have decided that those posters failed to offer the help that you expected reflects badly on you. Please just say "I disagree" - it's common courtesy.

namiku wrote: »

You failed to read the thread yourself and that's why you're defending everyone else who did the same.

See above.

Incapuppy

namiku wrote: »

By reading just the OP you're giving a half arsed opinion which is not constructive, irrelevant and by default silly.

It could be said that your OP without the benefit of today's edit is also half arsed