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  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi Mrs h, it is great to see you back. I understand fully. I do the same, I have to have a break for my sanity, otherwise all I can think of is money related.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Great to see you back Mrs H. The wanderer returns!
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Honey_Bear
    Honey_Bear Posts: 7,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good to see you back, and glad your MSE habits are doing the work for you.
    Better is good enough.
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Morning Happy, this will sound really weird but I was thinking about you before I went to sleep last night.
    :rotfl::rotfl:Ha ha ha, that's brilliant Tilly! It does sound slightly weird, but I love it and it is the perfect welcome back! :rotfl::rotfl:
    chevalier wrote: »
    Could you remind me again why a DMP wasn't a good idea for you?
    chev
    Hi Chev :) We weren't suitable for a DMP because we have an asset in the form of a house that we own and rent out. We bought it (as an investment - one of those 'good idea at the time' things :D) by re-mortgaging the house we live in, so we actually own the rental one outright. It's probably worth about £75,000 but I don't want to sell it because prices are so low up here at the moment, and the rent on it goes a long way towards paying the mortgage. If we can sit tight it will hopefully go back up in value one day.



    Nice to see you back :)


    Thanks SF - it's nice to be back :). Though TMobile have let me down again and I've not been able to get on the site for a couple of days. We live in a very (and I mean VERY!) rural location and we can only get mobile broadband here, none of this fancy BT line stuff! Seems to be working again now though so fingers crossed xx
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Mrs Happy how lovely to see you !

    Totally understand where you are coming from, I also needed to disappear for a bit and concentrate on other things. It didnt take long to feel the need to tackle everything again head on and get back on the diaries. Maybe it was the time of year or that we all started at a similar time and were a bit drained by it all.

    Anyway many of us are back and I am so glad to see you.

    Keep plodding, signature looking good x :D
    Hi PG, I have just started re-stalking your diary but there is so much to catch up on it might take me a while! I'm reading it backwards and I haven't got to the bit where you disappeared yet. Your signature figures look VERY impressive!
    poohbear59 wrote: »
    Hi Mrs h, it is great to see you back. I understand fully. I do the same, I have to have a break for my sanity, otherwise all I can think of is money related.
    Hello Pooh, lovely to hear from you and I will be updating myself on all your goings-on very soon. Hope you're all fully insulated and heated now with another winter approaching.
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Nice to see you Mrs Happy.
    Thank you Fortune, it's lovely to be back. I MISSED my diary, it just took me a while to realise!
    Piquant wrote: »
    Great to see you back Mrs H. The wanderer returns!
    Hey Piq, the wanderer has indeed returned :). Stalk you soon!
    Honey_Bear wrote: »
    Good to see you back, and glad your MSE habits are doing the work for you.
    Hello HB :). Well the habits did some of the work but I think the rest is going to be down to me! I'm full of enthusiasm again though which is a good re-starting point :)
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • Hey Mrs H, Im not sure I would worry trying to catch up on my diary, backwards or not. You know how much I burble on and it could take you forever. I cant remember when I disappeared, October time I think !

    Its great though to have you back, you and your stalking were missed !! x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Welcome back Mrs H.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Can't stop because I'm really supposed to be working, but I wanted to record that I've just made £89 on Ebay. It's going to be put towards Christmas pressies. My aim this year is to get through the holiday without increasing the debts at all, even if I can't reduce them. If I manage that, it will be the first time in about ten years!

    Both myself and Mr Happy have decided not to bother with our works Xmas parties which always cost a fortune and aren't that brilliant anyway.

    I've picked up some 'bitsy' pressies for the kids over the last couple of months as I've come across bargains and I'm going to work out a strict Xmas budget which I will stick to. That's my job for this weekend.
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
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