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Keeping up appearances.......

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  • jvr
    jvr Posts: 427 Forumite
    Eighth Anniversary
    Oooo yes definitely want to join in!
    1. Wash make up off every night... I am terrible at the moment leaving it on
    2. Start cycling to work again
    3. Log calories again (best way I find of keeping me on track.
    4. Exercise 3 days a week
    5. Stick to my new budget
    6. Work on learning Afrikaans at least once a week
    7. Do more fun things and stop obsessing about friendships gone wrong

    Quite a lot but taking advantage of my optimistic mood at the moment!
    Debt: £14,000 now £2169
    Emergency Fund: 1000/ £1000
    :j
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Honey_Bear wrote: »
    I hope the veggie casserole cooking went well and you're all ready for tomorrow.

    I, on the other hand, don't start my scoffing abstemiousness aim for Jolly Jape January until the 8th because it's OH's 70th on the 6th, and we're having a bit of a party for him on the 7th. After that I'm with you, but in the meantime these are what I'm going with:
    • five fruit and veg a day
    • lights out by 11.30pm
    • make 100 sales cold calls by 31.1.17
    • One random act of kindness or public service a day
    • record something lovely that happens every day so that at the end of the year when I empty the jar I'll remember all the good things that happened
    • after 7th January cut out sugar until 1st February.
    Erm, veggie casserole has been re-scheduled for tomorrow due to acute laziness. I found some Tesco ready-made mash in the fridge past its use-by date, so it was much more MSE to eat that and then sit in a chair drinking coffee.
    Your OH's birthday is the day after mine, although a different year. I will raise my small glass to him :)
    I'm intriqued to hear your random acts of kindness/public service. Good one.
    chevalier wrote: »
    good targets maybe i can think of some.......
    Go for it. I've never actually managed 100% in any month yet, but even partial success IS success.
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Dolphin1 wrote: »
    Happy New Year HappyNow et al!

    Good luck with your targets HappyNow and Honey Bear (and anyone else who decides to join in).

    I'm cheering you on!

    desismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gif

    I might join in when I find my motivation, I know it's around here somewhere <hastily scurries off to search the house>.
    Happy New Year to you too! I bet Honey will help you find your motivation as a random act of kindness :D
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    jvr wrote: »
    Oooo yes definitely want to join in!
    1. Wash make up off every night... I am terrible at the moment leaving it on
    2. Start cycling to work again
    3. Log calories again (best way I find of keeping me on track.
    4. Exercise 3 days a week
    5. Stick to my new budget
    6. Work on learning Afrikaans at least once a week
    7. Do more fun things and stop obsessing about friendships gone wrong

    Quite a lot but taking advantage of my optimistic mood at the moment!
    Ambitious but achievable I think. And wowza at learning Afrikaans, although I read on your diary that your OH is African so it's obviously not as random as it first sounds :D. I'm another one that's shocking for going to bed without taking make-up off. Why is that so HARD???
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Update for today and it's pretty impressive, like you'd expect for Day One!
    • Money. No spending at all and just a small amount of petrol used. My YNAB doesn't balance, but I suspect it's due to all the bank holidays and Mr H forgetting to tell me he's used his card again. I hope it sorts itself out on Wednesday.
    • Healthy eating - Home-made smoothie with apple juice and frozen fruit. Macaroni cheese with Tesco mash and half a huge red pepper. Apple crumble and custard. Tomato soup and two slices of bread. Fresh orange juice. Cheese and biscuits. Small glass of red wine. Three after eight mints. Hmm, that's two sweet treats but I think the healthy apple neutralises the crumble, yes?
    • Deal with today's admin - it's Sunday, none came in.
    • Catch up with backlog of paperwork - yep, done one outstanding item.
    • Phone or visit parents Rang them, all is well.
    • Keep house tidy By my standards, it's not too bad
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • Honey_Bear
    Honey_Bear Posts: 7,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thank you for rounding up the rah rahs Dolphin! Saves me having to go hunting when they're needed, so you've already carried out a random act of kindness. Much appreciated as it saved me time.
    HappyNow wrote: »
    Update for today and it's pretty impressive, like you'd expect for Day One!
    • Money. No spending at all and just a small amount of petrol used. My YNAB doesn't balance, but I suspect it's due to all the bank holidays and Mr H forgetting to tell me he's used his card again. I hope it sorts itself out on Wednesday.
    Well done on the No Spend days, and fingers crossed for Wednesday.

    • Healthy eating - Home-made smoothie with apple juice and frozen fruit. Macaroni cheese with Tesco mash and half a huge red pepper. Apple crumble and custard. Tomato soup and two slices of bread. Fresh orange juice. Cheese and biscuits. Small glass of red wine. Three after eight mints. Hmm, that's two sweet treats but I think the healthy apple neutralises the crumble, yes?
    Of course it does. And I'll bet that the apple crumble and custard were finishing up leftovers so very MSE, too.

    • Deal with today's admin - it's Sunday, none came in.
    • Catch up with backlog of paperwork - yep, done one outstanding item.
    Lowering the stack makes it a lot less daunting, so Sundays are particularly useful.

    • Phone or visit parents Rang them, all is well.
    • Keep house tidy By my standards, it's not too bad

    desismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gifdesismileys_2722.gifcheerleader.gifsmileys-cheerleading-755332.gif

    See how useful your RAK was, Dolphin? Marvellous.
    Better is good enough.
  • Honey_Bear
    Honey_Bear Posts: 7,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    • Five fruit and veg a day: Grapefruit, avocado on toast, veggie curry with cucumber raita, tangerine.
    • Lights out by 11.30pm Tick, instant payback. Awake by 5.45.
    • Make 100 sales cold calls by 31.1.17 Must do the research for this, although it's too early to be making the calls themselves *phew*
    • One random act of kindness or public service a day Wrote two letters that I didn't need to write, but knew doing so would be a good thing to do. I'm trying to convince myself that only counts as one RAK but I know at some point in the month I'm going to snurgle the second letter in on a day that I don't do something.
    • Record something lovely that happens every day so that at the end of the year when I empty the jar I'll remember all the good things that happened Tick. Hmm, though, because I had to think hard about what had happened that qualified as Lovely, as opposed to experiencing a perfectly happy day all day which was surprising.
    • After 7th January cut out sugar until 1st February. Off the hook on this one which explains the vast amount of chocolate I scoffed. Finishing it up, you understand.
    Better is good enough.
  • joeyjimbles
    joeyjimbles Posts: 2,251 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 2 January 2017 at 7:31PM
    Goodness, I'm always late to the party aren't I? Not even because of hangovers - just general busy-ness. NYE was nice, spent at home with the family, home made tapas, wine, board games and family game on the consoles, then a glass or two of fizz watching Robbie Williams and then the fireworks on TV.

    So I started 2017 with good intentions but have managed to drink wine, eat cake, cheese and even a couple of pieces of fudge so far. That's not good is it? Perhaps New Year can start properly for me when the boys go back to school later this week...or next week. Or I can just cut myself some slack and try to do better. I actually managed to lose 5lbs over December so I can't have been that bad. Still have about another stone or more to go - will see how it looks when I get the next half stone off, and keep going accordingly.
    LD 12.25 £1600.00/£0700.00             Fn £274.00  LTFn £525  LLTFn £300     
    Renewal 25 £500.00/£500.00            InsH 12.25 £600/£600.00   InsP 03.26 £150/£150.00
    NPt 12.25 £150.00/£051.50               Ins/TC 02.26 £550/£470.00
    YX25 £1500/£0750                             FD £3600/£0600
    PX25 £1500/£0625                             P6m £1200/£0800  PEa £100/£060          
  • Happy New Year, Happy!
    Glad to heaar things are going well and you're getting your mojo back. I'm sure this is teaching my granny to suck eggs but, given how much you've paid off, have you checked for any balance transfer offers lately? There's usually some deals at this time of year.
    I'm impressed by all your targets. I'll need to come up with some and join you. I like the sound of Joyful January.
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    NYE was nice, spent at home with the family, home made tapas, wine, board games and family game on the consoles, then a glass or two of fizz watching Robbie Williams and then the fireworks on TV.

    So I started 2017 with good intentions but have managed to drink wine, eat cake, cheese and even a couple of pieces of fudge so far. That's not good is it? Perhaps New Year can start properly for me when the boys go back to school later this week...or next week. Or I can just cut myself some slack and try to do better. I actually managed to lose 5lbs over December so I can't have been that bad. Still have about another stone or more to go - will see how it looks when I get the next half stone off, and keep going accordingly.
    Your NYE sounds idyllic. We'd also intended to watch Robbie and the fireworks, but earlier we downloaded the 1st box set of Broadchurch, got totally sucked into that and before we knew what had happened it was 3am and we'd missed everything!
    You LOST weight in December!? Wish I had........
    Happy New Year, Happy!
    Glad to heaar things are going well and you're getting your mojo back. I'm sure this is teaching my granny to suck eggs but, given how much you've paid off, have you checked for any balance transfer offers lately? There's usually some deals at this time of year.
    I'm impressed by all your targets. I'll need to come up with some and join you. I like the sound of Joyful January.
    Hi FF, Happy New Year to you too :) Our interest rates are good at the moment - £4K is on 4.9% life of balance and the other £16K is on 0% until October. I've got everything crossed that there's another 0% offer on when it ends or we'll be stuffed. Always good to have a reminder though and thanks for the thought. Looking forward to hearing your targets if you come up with some - personally I struggled to keep it down to eight
    :D
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
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