Some people just seem to have unlimited money

ZARA

Spidergirl76 wrote: »

Why are some of you trying to see the worst in my post and making out that I had some nasty hidden agenda behind asking? I asked a question, in a lighthearted way, and have had snipey replies from ZARA and cbrown.

when you post on a forum you have to accept the viewpoint of others, that's the whole point of posting, if i have something my mates want then i would expect them to ask me how i obtained it knowing that i would genuinely point them in the right direction, not come on some forum chatting my business, im sorry but i dont like jealous people

cbrown372

well I'm baffled that people can go into friend's houses and mentally count up what they are spending on their kitchen, car, clothes and Christmas presents I wouldn't like to think anyone was coming into my house and doing similar and call themselves a friend.

GobbledyGook

Spidergirl76 wrote: »

Thank you everyone.

The thing is, the people that I know don't seem to be the type at all that would save money/compromise on anything. I think that's why I'm quite baffled.

I probably wouldn't seem the type to do that, but I always have been.

I don't like to talk about money and things with friends as my ex's friends tended to get very competative about it all and I hated that. They'd be gobsmacked if they knew I used things like my supermarket as they wouldn't see me as that 'type' and also wouldn't see the need for it.

dirtysexymonkey

if you buy good quality things they will last longer and stay looking good, and are easily dressed up with different accessories. some people can decorate a room on a dfs budget but make it look like something out of house and home magazine. some people are just better at making their money stretch further. or they might just be saying whatever they want because they dont want you to know how much money they have. after all its none of your business.

Bluemeanie_2

I suspect it is on credit, or they are using all their income and not saving or OP etc. All a question of priorities I suppose.

A colleague of mine and his partner appeared to have this kind of lifestyle, then he went for an IVA, it transpired they owed his Mum £30k etc. They still haven't learned. Where as I earn a decent wage for my age/area, only drive an 03 plate, have a cheap house etc and poor every penny into my mortgage as I do not rate materialistic things so much at the minute. We had even cut back to not going on holiday, but changed that one. Decided we go to work all year we deserve a break. I currently op £511 a month and save £100 a month. I could easily start buying better clothes, get my kitchen done up etc.

My Wedding cost £3k all told (luckily I have lovely parents who paid) but that is the most I would have paid myself. I was even going to have a dress out of Debenhams, except Husband's Mum made it for me, where as another couple I know, once had to keep their kid in a dirty nappy all day as they "had no money", yet she has all designer stuff, brand new cars, £10k on a wedding that they had to get a loan out for.

Yes some of the suggestions above are possible, but I would guess 9 times out of 10 it is either debt or they are using every penny on spending.

Spidergirl76

ZARA wrote: »

when you post on a forum you have to accept the viewpoint of others, that's the whole point of posting, if i have something my mates want then i would expect them to ask me how i obtained it knowing that i would genuinely point them in the right direction, not come on some forum chatting my business, im sorry but i dont like jealous people

Had you bothered to read my post properly, you would see that I said that I am not jealous. Is it not allowed to post a question without someone assuming you're jealous?

And to correct what you said earlier, if we are going to be pedantic towards each other, a jealous person is known to be green eyed, not red eyed.

Yes, viewpoints are fair enough but you've been downright rude and misinterpreted my post, whether you are of low intelligence or just mean I don't know, but I shan't be posting on here again.

Bluemeanie_2

p.s. do not think there is any need for the hostile replies. This is a forum for discussion after all. Opinion yes, but remember first forum rule is to be nice.

ZARA

i havent been rude if you cant handle the viewpoint of others then i suggest you do one, you go into your mates house summing up everything they got & constantly thinking how did they get that to me that's pure red eye, just because you havent got what they have, so what? its only material things, be happy with what you have got & low intelligence?? Lol, maybe if you used your intelligence budgeting your finances better you wouldnt have the time to see what your friends have that you havent

claire16c

victory wrote: »

On one of the money saving shows recently on the TV, a pensioner lived with her OH, went on hol 5 times a year, her pension was no more than the next, it wasthe way she saved on her food shop by making her own/growing her own, making home made gifts, recycling, buying her coat in the summer and her summer clothes in winter that type of thing, googling for best bargainsl always using coupons and free cycle all that so that the money she did have got spent where she wanted it to on hols:D

Thats pretty much what I do although I dont really make homemade stuff. But all my spare money goes on holidays. I have a basic nokia phone with the cheapest contract I can find, and try not to spend much money on food. I buy tons of xmas stuff in the January sales, always use ebay to buy stuff etc. I hardly ever pay full price for anything.

I have friends who complain they cant go on as many holidays as me, and I point out to them that they are spending £40 a month on Iphone contracts - which works out to £960 over two years - or £1920 for a couple! I can buy 2 flights to Hawaii for that even once youve taken off the £10 a month for two years that me and DH each spend.

I also have a friend who lives 5 mins away from a supermarket, yet spends £60 a week on food shopping and pays the £3-4 delivery charge without a thought. She also buys really expensive wrapping paper etc, whereas I buy mine from the pound shop.

My car is 10 years old but I wont replace it unless I really had to. Some people I know want to upgrade them all the time.


Also the people you see like others posters have said, might have the whole lot on a credit card.

My DHs boss had a really expensive looking sportscar - and I was thinking wow how much is he getting paid - but turns out he got the car on finance. So he doesnt actually own it at all.

One thing that never fails to amaze me though is the amount of people i see on property shows, who arent much older than me, maybe early 30s, who have budgets of around 400k! I certainly dont know where that money comes from!

Pee

I agree that it does puzzle me sometimes. Since my boyfriend has had less work, we have had to tighten our belts a lot and whilst I am fully aware of how lucky we are with low overheads and the fact I earn quite well, I do see other people with more disposable income despite the fact I know that they have higher overheads than me.

One of my friends dresses really nicely, but she does do it all on a budget and often gets her boyfriend some great brand named stuff. She is not really into brand names herself. If she gets a takeaway or goes out for a meal, it's a big treat and mentioned. Sometimes they don't have the heating on because the oil is getting low, he eats at his parents etc. It's just naturally they don't mention this.

I think we all budget in different ways and to a greater or lesser degree and as a rule of thumb if someone isn't budgeting in some way, they are either earning brilliant money, have an inheritance or money from the sale of a house or have credit cards starting to spiral out of control.

I was just talking to an elderly relative who always has delicious high quality food at her house. She makes great use of her freezer and buys mainly meat exceptionally cheaply. Her eyes lit up telling me about the bargains. I think it's more fun getting a bargain and having a treat than having what you like when you want it.