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A New Year and fresh start for this mummy!!

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Comments

  • Hi Cuppy and debt free dani :) Thanks for poping buy and nice to know more people are reading!! So I know I have to be good otherwise ill have to tell you all lol.

    Hi Chevalier, I do my own SOA all the time and know what money goes where but I havent posted it on here for a long while. Not sure I really want to as I know people will say all the places I can strip it down - but to be honest I am happy with how it is and not willing to cut it anymore as still want to be able to get kiddies the odd clothes when they need (Have £50 a mth for this but some times gets saved over to mths which are more expensive) and also prob spend more then some on entertainment a mth as I would rather it take a little longer and still do the odd thing with the kiddies (Not that we do loads but they do swimming lessons which I know I could save on) If I can pay off the £9000 this year I will be soo happy and if any more its a nice bonus :)

    We had a lovely day!! Kids loved it, we met my dad there and he paid for the kiddies to get in and brought them a cake after so was a less spend day then I thought. Just the £25 on the dog!!
    But DH has brought a couple last bits for xmas and knowing him he will have got a few more then on the list!!! So will have to see what damage he has done :cool:

    Pay day today!! Which im so relieved with!! I hate only have bare minimum in the bank. So now we have lots, but it has to last till end of Jan and we have DD2s birthday in the begining of Jan.......atleast can get her a couple of bits in the sale! Will see what she says she didnt get for xmas and then hunt for some bargains :p

    Right best go get these little monkeys in bed as so far only DS2 is in bed!!!
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Hi Mummy, awww im glad youve had a nice day with the kiddies :D.

    My DD2's birthday in January too and she wants a barbie bike with the ride along thing! We found you can buy the barbie ride on thing seperately for £12 so think she will be getting that along with a cheaper bike!

    Good luck with your challenge, you can do it!! x
    Mummytogirls x

  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Mummy did you go to Earls Barton? My Mums going to try and take Pip tomorrow whilst Im at work, gutted because I want to see them!!! So glad you had a lovely day x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Hi Mummy,
    sounds like you're off to a positive start. Best of luck **subscribes**
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • Pips mum, No I didnt go their. Might have to look into it. As they had a good day today, want somewhere to go maybe on Friday as DH has the day off?? Not sure yet though....

    mtg good that you found a cheaper way off getting the bike :D always good to find a bargain :):)

    Hello Floozie welcome and thanks for subscribing x
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh where did you go to? Nearby?
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • Hi m2mg, sounds like you had a lovely day yesterday, oh dear to OH buying extra bits,.
  • Pinky15
    Pinky15 Posts: 916 Forumite
    Happy New diary mummy! Hope you and the kids have a fab Christmas! x
    :j
    Nov 2012 - Loan £1200, CC1 £1450
    CC2 £1300, CC3 £100
    Next £200

    I will get rid!!!!
  • Yep DH was bad and spent to much money!!!!!!

    Have been paid for Jan so starting my payments towards the £9000. Have paid 2 things today which add upto £156 so off to a good start..... Cant wait to keep adding it up and seeing how much we have paid :)

    Well today im going to blitz the house so that we dont have to worry about doing housework on xmas eve and can just get all christmasy. Still need to get DD3 a stocking as she hasnt got one and also get some food.

    Right best get off and do somw washing :) x
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
  • Thanks Pinky :) Glad you have popped by xx
    GC: Nov: £60.22/£450 Oct: £338.48/£450, July: £363.05/£450, June £447.98/£500
    £2 savers No68: £104/£100 :j
    :jmummy to: 8yr, 5yr, 3yr, 2yr, 1yr. No6 Due Mar 2013 My world.:j
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