Weekly Spend Challenge w/c 18th Dec 2011

elsiepac

Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - overbudget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good luck everyone.

W/C 11th Dec Challengers / Pledges /Total Spent
pointypenguin £100
elsiepac £30 / £34.27
laisbojar83 £90 / £93.20
freebyfifty £18 / £7
wannabee_in_credit £60 / £61.91
saorsie £150 / £151.90
ruby_eskimo £120
EC12345 £10
suzitiger £40
Frogletina £50 / £63.40
chris81418 £0

link to last week's challenge

W/C 18th Dec Challengers / Pledges /Total Spent
pointypenguin £60
elsiepac £80 / £62.89
laisbojar83 £110
hr_money £50
Munchin £45 / £42.26
freebyfifty £15 / £14
wannabee_in_credit £50
CuppyCake £50
Karen71 £60
Frogletina £100
chris81418 £60

elsiepac

Hi all :santa2:

We're nearly there!!! :snow_grin :j:j:j:j:j:j:j:rudolf::xmassmile

:xmastree:Here's my plan for the week:

Planned - Sun 18 Dec: NSD
Planned - Mon 19 Dec: NSD for challenge (not true NSD as milk from food budget and postage of a present to Scotland)
Planned - Tue 20 Dec: 20 cigs £6.80
Planned - Wed 21 Dec: NSD...
Planned - Thu 22 Dec: £6.50 to lady in work for fab Christmas pudding, £50 budget set for work night out
Planned - Fri 23 Dec: Cigs etc £9

Total so far: £0/£80

Have a fantastic week all!!!

LC :xmassign:

freebyfifty

Thanks for a new thread for a new week LC :T

This week I would like to pledge £15. I don't have anything planned apart from a cheap lunch on Wednesday but £15 should keep me on the straight and narrow:)

Sunday - NSD

= £15/£0

So far, so good

elsiepac

Hi all:santa2:

First post updated freebyfifty, very quiet today isn't it!!!

I have acheived my NSD today, yay! Basically, haven't been out! Hahaha :rotfl:

Also, Gremlins is on at 8pm! :j One of my favourite Christmas films! This year I've so far watched Christmas with the Kranks, Elf (have them on DVD) and earlier a little bit of Jack Frost as it was on tv while I was wrapping the last of the presents...that one's quite sad though, I think, so I had to switch over at the end!!!

Updated:

Sun 18 Dec: NSD
Planned - Mon 19 Dec: NSD for challenge (not true NSD as milk from food budget and postage of a present to Scotland)
Planned - Tue 20 Dec: 20 cigs £6.80
Planned - Wed 21 Dec: NSD...
Planned - Thu 22 Dec: £6.50 to lady in work for fab Christmas pudding, £50 budget set for work night out
Planned - Fri 23 Dec: Cigs etc £9

Total so far: £0/£80

:xmastree:

LC

:xmassign:

wannabee_in_credit

Hey
I'm off work this week and I nearly always spend a fortune when I'm off work. But hoping that this challenge will keep me on the straight and narrow. I shouldn't need to spend money - I have everything sorted out for Christmas now and just a couple of last minute things (posting cards and parcels).
I almost did it last week, almost....
I think I'll pledge £50 for this week. Not sure if I can manage that or not - honestly. It's my second week so still very new. I've already spent £3.20 today on drinks at a kids party - I keep falling for that one don't I?

pointypenguin

Evening all

Apologies LC for not keeping on top of the thread last week. I haven't really been at home other than to sleep since Tuesday. I have just been home for the weekend to do the pre-Xmas visit. Thanks for the new thread

I was definitely red last week as I managed to spend quite a lot of cash at Xmas night out on Thursday. I still have a few xmas things to sort out this week (mainly food and stuff) but no nights out planned. Payday is early (Wed) so I am pledging £60 for this week.

Enjoy your week everyone.

CuppyCake

I think this is something I need to do- my impulse buying is something I need to curb.

I'm pledging £50. I need to do some shopping on Wednesday for last minute xmas gifts but I won't be going crazy in the shopping centre *repeats mantra*

Karen71_2

Can i please join in this week to be honest I havent got a clue where to start this week with work, xmas and my son off from school NSD would be nice along the way tho, I think I will aim for £60 as ive finished xmas shopping etc and have a grocery budget for food etc.... good luck all..

elsiepac

Hi all:santa2:

Really is quiet on here isn't it!!!

Well, i posted my package to Scotland, luckily it was light as was quite big, but £3.05 for first class isn't too bad. Anyway, that was from my surplus pot, not my spending money. Also got some clementines (really fancied them!) and some milk from my food budget. So nothing so far today from challenge money and plan to keep it that way!

Updated:

Sun 18 Dec: NSD
Mon 19 Dec: NSD for challenge (not true NSD as milk and clementines from food budget and postage of a present to Scotland)
Planned - Tue 20 Dec: 20 cigs £6.80
Planned - Wed 21 Dec: NSD...
Planned - Thu 22 Dec: £6.50 to lady in work for fab Christmas pudding, £50 budget set for work night out
Planned - Fri 23 Dec: Cigs etc £9

Total so far: £0/£80

:xmastree:

LC

:xmassign:

freebyfifty

Hey LC,

It is very, very quiet both today and yesterday......

...where is everyone????

Frogletina

elsiepac wrote: »

Really is quiet on here isn't it!!!

LC

freebyfifty wrote: »

Hey LC,

It is very, very quiet both today and yesterday......

...where is everyone????

Hi

I think everyone is out shopping!

I have no idea what I will be spending this week, so haven't given a budget. I'm not going out today though as it is pouring with rain.

My weekend spending was high, still not bought all presents and have a lot of food even though I am not having Christmas dinner here (although 10 on boxing day)