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  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ebayqueen wrote: »
    Thanks Jwil
    Take care of yourself and keep going. You are doing so well. Weather was superb whilst it lasted so no complaints really. Heading to England next week for Easter and hope the weather picks up again :):):)

    Take care of yourself and enjoy the weekend:)

    Hope you have a lovely break ebayqueen :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £600 is fab.Well done jwil. Keep feeling positive, its a good achievement.

    PBS

    Thanks PBS :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Well done jwil..that's a great achievement

    Have just potted out some geranium plugs..will look nice on my window sills in a few weeks!

    Weather is definitely cooler and cloudier but still £3.77 on my panels yesterday so am still pretty happy!!

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • jwil wrote: »
    I have paid that £600 :eek: and some other bits so £744. It's going to be an incredibly tight month _pale_ but hey I'm £600 less in debt and I can't add that on again :T

    Well done, Jwil, great to notch up such a fabulous amount in one month. :T
  • jwil
    jwil Posts: 21,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I managed to persuade DH to get the unpleasant task done this morning, so that's all sorted and we can now relax for the weekend. :j

    Hope everyone is having a good day :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    yes thanks..gardening and now trying to learn crotchet..its all happening here!!:rotfl:
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    Thats brilliant Jwil. :):):)
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    I think Wilkinsons and places like that do el-cheapo seeds as well. And keep an eye out for freebies - someday it'll be your turn to get the good luck. :)



    Thank you. But you haven't seen the balances of the other two credit cards yet. :o:o:o:eek::eek::eek: Though the balances have all being going down too, just rather slowly.

    Hey peaceandfreedom - thank you for the advice :D

    I think its better - or at least it works for me anyway to really hurl everything at 1 thing at once and let the others tick over. I know others spread overpayments out over all bills but i just couldn't manage with that - whilst i don't forget about the other bills i don't find it as overwhelming with the way i deal with it :)
    Hmmm, I wonder what he has in mind? If you have other priorities, you are right to keep the garden the way it is and not spend money on it.

    On the other hand, my OH doesn't take any interest in the garden at all. It would be nice to share and discuss plans and ideas (and indeed it would be nice if someone else did a little bit of the heavy work every now and then) but I'm on my own with the garden. Good job I love doing it. :)

    Oh, i know what he has in mind - but it also wouldn't be right for our little cottage *whispers* but i've not told him this yet :o Plus there are things that need money spending on them in the garden - the patio needs relaying - the fence and the shed need buying and putting in so there's no point spending a load of money to re-landscape something that doesn't need to be done :naughty:

    I'm the same with the garden - it would be nice to share some of the work - especially the harder, heavier stuff - when we first moved in he created the path area by basically moving some small stones - since then i've had to dig the path out line it and re-lay it as we were getting thousands of weeds coming up that i then had to clear away :cool:
    jwil wrote: »
    I love lavender and plan to get some more this year. I planted loads at the last house and it looked great. I did get some for pots at this house but I killed it :o Maybe I'll try again this year.

    Do you keep an eye on the freebies board on here? There's quite often seeds being given away on there.



    DH is quite happy with the garden as it is at the moment until we get the big job done which will involve complete landscaping, levelling and other stuff too.

    Our garden is very small, and poorly designed. So couple that with the very large shrubs it looks a mess to me.

    I'm going to try and tackle it though, I think I will just have to try and give it a go.

    Hey jwil - no i rarely check the freebies board - i don't even know where it is :o - our garden is also small with big shrubs and this is why i've moved them to the edges to make room for nice flowering plants. Although after fall i'll move some more of the big ones - sometimes i think you need to do a bit see how that looks and then realise a bit more needs to be done.

    Hopefully you will enjoy it once you get out in the garden and you will get some great results - i think even with an hours work it can make a big difference and you can see what you've done.

    It is a shame about your lavender - maybe i just need to treat myself to this one plant this year if i can squirrel some money to one side from somewhere :think: - which then reminds me that all the things needed in the garden - compost, pots, plants etc. have all come out of my budget hmm....
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    jwil wrote: »
    Isn't it lovely being able to hang the washing out and bring it in again dry a couple of hours later :)

    Shame it's getting cooler again this weekend.

    Mr postman has brought me a book to review too so that was a nice surprise :)

    Woohoo to free books :T:T:T
    Our postie doesn't bring anything exciting these days very much at all. I don't think I get any bills in the post - they are all online these days.

    The good news is I've had a Lotto win. :j The bad news is that it was the usual tenner. :p

    Bloody silly people have all gone and panic-bought fuel in our nearest town, so either all fuel stations were sold out, or they had massive queues. OH is going on a long trip tomorrow and we needed a full tank of fuel - ended up having to buy it at a local petrol station, which is a good 7p more per litre. :eek: I mean, what's going on, there isn't even a strike yet. :mad:

    Well done on your lotto win :T

    And the fuel Grr! :mad: I had to fill up as the petrol station near me was out of petrol for i think 3 days so when i went by another station that had just a couple of pumps open i pulled in and thought i may as well fill up because i can see that once they get another delivery people will be queuing up again :mad: I never fill up my car - it was a very unbudgetted for expense :(
    brizzledfw wrote: »
    I know the queues have been horrendous. Luckily I am not driving at the moment otherwise I'd be well narked.

    Looking forward to the sun tomorrow..may even get the hammock out!

    Brizzle

    A hammock! :j:j:j I am indeed very jealous :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    elly68 wrote: »
    hi jwil on the garden front bm's have cheap lavender plants im going to buy some this weekend and pot them up ,its so nice being able to do outside jobs .
    i have a whole shed to clear so i need to ebay
    keep your chin up and smile u r doing so well x

    Hi elly - thanks for the advice on the lavender i will try and get there to have a look :)
    jwil wrote: »
    Hey everyone, another mad day today.

    It is payday though :j :j Always a happy day :)

    I have paid that £600 :eek: and some other bits so £744. It's going to be an incredibly tight month _pale_ but hey I'm £600 less in debt and I can't add that on again :T

    Not sure what the plan is for this weekend, one not nice task to do on Sunday, will be glad when that is over. Possibly some booting, and ought to be doing some assignment. I'd like to get some stuff on ebay but not sure if I have the time.

    Have a good one everyone :)

    What a huge and fantastic payment - as you say now its paid and you do not need to pay it again :D
    jwil wrote: »
    Well I managed to persuade DH to get the unpleasant task done this morning, so that's all sorted and we can now relax for the weekend. :j

    Hope everyone is having a good day :)

    Brilliant jwil - hope it all went ok and that is good that it was done early so you could enjoy your weekend :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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