you know when all you lovely people give advice...

postingalwaysposting

OMG!!!! i have been payed today ~ £904.24 :j :j thats means i made £110.84 after tax for boxing day woo hoo i like it :rotfl:

Lucy1982_2

Wow that's good! Shame it doesn't happen every day isn't it.

slowlyfading

wahey, what a great day for you!

postingalwaysposting

definatly sf & lucy ~ and guess what i am now debt free as thats all coming off my 0% debt :j

15th ~ janauary ~ 2008 ~ paps day to remember and the start of 2008 :j

beanielou

postingalwaysposting wrote: »

definatly sf & lucy ~ and guess what i am now debt free as thats all coming off my 0% debt :j

15th ~ janauary ~ 2008 ~ paps day to remember and the start of 2008 :j

Im going to cry now

bdmum1

Hi Pap

I'm a bit of a shy lurker but I've been reading your diary avidly for months now, and just wanted to say a massive CONGRATULATIONS!!!!! Nobody deserves success more than you and you're a brilliant example of how determinatioin and hard work pays off in the end.

Happy motoring and enjoy your new debt-free status: you're an inspiration!

xxx

JET34

Can I just say can today get any better!!!!! I am so so pleased for you!!!!!!!

postingalwaysposting

awww huge thanks bd, its nice when you see lurkers post. I want to be an insperation but also a product of what everyone here and the website has created. I still get my times of weakness etc but i try my best to make what little money i have work for me

thanks jet

~~~~

Right state of play. I have just payed off all my 0% debt so i am standing here with a clean slate. I said before i took my test i didnt want i car... i guess to a point that still stands. However i am sure that will start wearing off. I am going to see how this month pans out first what with the meet etc. But you will all be pleased to know In no way will i get a loan for a car! I am sorry but in my eyes i dont need a car i have busses here and i can use mums car to keep me refreshed. I will carry on saving but instead of chucking the money in my locked account i want to put it in my open account just incase i would like one. If however before september (cut off month) i dont use it i will chuck it all in my loacked account to get the interest

so soa for this month

Income = £902.64

£100.00 ~ mum/rent
£65.00 ~ BT
£11.00 ~ house insurance
£50.00 ~ bus cards (just gone up however i have a spare empty one here so could be only £25 this month)
£25.00 ~ Halifax ~ locked
£25.00 ~ Halifax ~ web saver
£20.00 ~ Sarah’s cards, monthly scrap
£50.00 ~ weekly spends

£150.00 ~ Birmingham spends/night out (could be less than this)
£80.00 ~ Darren (brother birthday gift ~ driving lessons :rotfl: may not be needed untill febuary but its there incase)

£155.70 ~ Argos paid 15/01 (woo hoo debt free ~ again) :j

Total = £731.70

Left = £170.94

Obvously whats not used at the meet will go with thw leftovers into my savings. Likewise if i spend too much i have the extra there as a cushion.

Also i need to book my mums and my holiday for may soon, however i am tempted to go for a really late deal :rotfl: not sure yet

postingalwaysposting

opps but i didnt include mums birthday gift :rolleyes: but with a bit of shuffling i can pay for my scrap with whats in paypal and then buy mums stuff later in the month.

SarahNeedle1872

Just caught up on ur thread.......

:j WELL DONE!!!:j

Congratulations hun, I'm really please for you :T I just shed a couple of tears when I read all the posts!

And if today is the start of 2008 for you, Happy New Year :beer: this year is Year of the Super-Pap!

Loves

Sarah x