We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

OR call yesterday - car being taken

2456710

Comments

  • kelpie35
    kelpie35 Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    How about getting a push bike with child seat attached. You can sometimes pick them up off freecycle in your area
  • sundays
    sundays Posts: 408 Forumite
    What is the value of the car.
    Id ring the OR back and explain the facts that no car means its impossible for you to get to work , explain the bus route and cost and if necessary, send it in letter form to the person via the email address.

    The child care prob would not be a fact as if hubbie is at home they would expect him to take her and prob on public transport,
    If you are in a area where busses etc are not serviced then say that to them ie how often do they come, how long is it to the bus stop, could you get home from work easily in bad weather etc.
    if only life was a box of chocs
  • Pushbike is NOT an option. It's about 7 miles each way to my work (then an additional mile to nursery) and I'm just not prepared to do that. Plus I do not feel those seats that attach to pushbikes are safe. I would certainly not feel happy using one.

    The car is valued at £1100 but they would accept a reasonable offer on it like a private sale.

    I did explain to the OR on the phone that I would have no reasonable means to get to work and they said there is nothing they can do.

    The car is deemed an asset and that's it.

    It's ok though. I'll hand in my notice. Then the money that the OR would get through my tax...they won't therefore get.

    They'll loose out.

    In fact, to be really mean, I could rally the money together for the car AND hand in my notice at work. I win both ways then. I keep the car and the OR doesn't get the tax.

    If they can be mean so can I.
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They are not being mean, they are doing the job they have to do. Each BR is individual and is looked at separately for the person. The car belongs to your DH and is an asset in his BR estate. He does not need the car for his needs so the OR is obliged to realise the asset in his estate.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • Ineedaname
    Ineedaname Posts: 3,681 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If you buy the BI from the OR and have the car transferred into your name then you may find you get allowances for using the car as you personally have a need for one.

    As TF says, it's about who owns the car, not who uses it.

    If you do end up using buses to get around, day tickets are much cheaper than lots of individual fares!
    When I joined, I needed a name. The forum members gave one to me...I am INAN :D
    "Fortunes ebb and flow and a boat must move with the tide and be thankful that it floats." Judith Allnatt
  • Sorry for the moan people....I'm in a bad place right now!
  • sundays
    sundays Posts: 408 Forumite
    They only get the tax for this financial year, so that ends at the start of April.
    So three payments if your paid monthly.



    I cant understand if the car is the be all and end to getting to work and there is no feasonable other way then why they would insist on taking it. I cant understand if your husband is the owner why its considered a asset for him as i didnt think you could have joint keepers.
    But i would def pursue it and put together a letter to send appealing the decision, you could have been dealing with some jobsworth , appeal the worst they can do is say no.

    If someone can help then let them , failing that get a cheaper car from the help dad might assist with, or maybe offer a lesser amount to the OR.

    I know your p... off but try to keep level headed and kill the OR with niceness, getting yourself more p... off wont help you.
    if only life was a box of chocs
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sweetie, moan away. You need to get this off your chest and this I'd the place to do it. ((( hugs)))

    Once you get yourself back in the right place again then think calmly and logically about it and do what needs to be done. You'll get there, you've come a long way.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Hi singingsister Can't add anymore that INAN, TF and Sundays has said already just sending you a bit group hug.

    If...x


    GroupHug.gif
    "If wishes were horses, then beggars would ride"
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Sorry for the moan people....I'm in a bad place right now!

    Don't apologise. That is what we are here for.

    Plus, there is an intrinsic unfairness here.

    Where two people buy a vehicle as a couple, but legally it must be the property/asset of one, not both. When you go BR it can only be exempted (so it seems) if it is the owner who it is essential for.

    Personally I take issue with that, as as a whole I think the OR has a duty to take the family's reasonable domestic needs into account as a whole, rather than just treating each BR individual separately.

    That is assuming that this is what has happened here, rather than just a decision that you don't need the car yourself.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.