imutual post removed - why?

aupt

bristolleedsfan wrote: »

... or to be more precise evidencing against what you have said, every time your reason (s) for I-Mutual being in your words “probably the best Cashback Site” ...

In your opinion you may have done this but certainly not in mine. There are lots of posts on MSE and on the sites concerned where people are complaining about not being paid for one reason or another. Being promised greater cashback is no good at all if you are not actually paid it. Any one is perfectly able to search for posts concerning such unpaid transactions and Martin himself (or at least the site) has posted concerning many lost transactions on cashback sites.

If all 100% sites paid 100% then virtually all cashback sites would pay the same cashback and yet they don't. (And before you say yes I know that TCB pays 101% and more in certain circumstances). Although this whole 100% is often not what it seems because sites must gain their money from somewhere - bonuses etc which is absolutely fine but stretches the 100% definition (and yes I also know that some sites charge and many gain some money from advertising).

I find it interesting that you are always so keen to jump on imutual and I really don't understand why. The reasons for the xbingo cashback difference have been clearly explained on the imutual site. Again the point you have missed is that the site is owned by its members so if people don't agree with this (or any other) policy then they can put forward their arguments for discussion. This could lead to a policy change if the majority of members wanted it. Why are you so against imutual?

I am not against the other cashback sites and, as I have stated before, am a member of several. However, I have been let down by many sites over the years but not by imutual (long may this continue!). I am not alone - check out some more posts on MSE.

I really think you have some strange ideas and your last sentence makes me laugh. I hadn't read your comment on imutual before you pointed it out here and, to be honest, I had no idea what your user name was on imutual. But why so much suspicion? I am a reasonable bloke (I think and hope!) who was, and still is, offering my opinion.

bristolleedsfan

aupt wrote: »

[ Being promised greater cashback is no good at all if you are not actually paid it.

I find it interesting that you are always so keen to jump on imutual and I really don't understand why. The reasons for the xbingo cashback difference have been clearly explained on the imutual site. Again the point you have missed is that the site is owned by its members so if people don't agree with this (or any other) policy then they can put forward their arguments for discussion. This could lead to a policy change if the majority of members wanted it. Why are you so against imutual?

I am not against the other cashback sites and, as I have stated before, am a member of several. However, I have been let down by many sites over the years but not by imutual (long may this continue!). I am not alone - check out some more posts on MSE.

I really think you have some strange ideas and your last sentence makes me laugh. I hadn't read your comment on imutual before you pointed it out here and, to be honest, I had no idea what your user name was on imutual. But why so much suspicion? I am a reasonable bloke (I think and hope!) who was, and still is, offering my opinion.

.”Being promised greater cashback is no good at all if you are not actually paid it”



Paid within 14 days, the best Cashback Site I.Y.O not only doesn’t offer its members this offer had it done so payment would have been fixed @ anticipated award date - Possibly @ 3 Months from transaction date


07 Feb 2012 Netflix. £0.00 £0.15 £15.15 Payable Payable

( TCB had highest rate due to HCP + 1%))



Are you saying Aupt that a Cashback Site offering a lower rate than 101%+ is more likely to be paid for valid transactions than the higher paying site(s) in respect of the same ( same offer(s) ) valid transactions done at the same given time e.g on 21 February 2012 purely due to the Cashback rate difference ?

e.g Fatcheese - 5.00 Annual Fee - Cashback Guarantee +2% Lifetime Loyalty Bonus

http://www.fatcheese.co.uk/cashback/scottish-power/ 31.00/62.00 +2%


I-Mutual - No Fee - No Cashback Guarantee - No Loyalty Bonus

http://www.imutual.co.uk/energy-suppliers/scottishpower 21.00/42.00


( TCB - No Fee - Wil match FC rate with HCP + Minimum 1% xtra )


“I find it interesting that you are always so keen to jump on imutual and I really don't understand why”. “Why are you so against imutual?



Evidence that is not the case

http://forums.moneysavingexpert.com/showpost.php?p=48233403&postcount=193



– I and others have merely responded to postsl ike yours who seems to think MSE is a handy place to “spread the word” about I-Mutual using free shares and associated AGM, shares of which that it appears will only be worth anything if I-Mutual becomes the first ever UK 100% model Cashback site to be bought "with" buyout type payments made to its members






“Again the point you have missed is that the site is owned by its members so if people don't agree with this (orany other) policy then they can put forward their arguments for discussion.This could lead to a policy change if the majority of members wanted it”




Irrelevant to those who use different sites as if we don’t like a policy on one site we will use the site that has the policy that we do like, particularly those Cashback sites which pay its members as soon as it receives payment from the network not waiting for anticipated award date which is the case with I-Mutual




“I am not against the other cashback sites and, as I have stated before, am a member of several”



Yet 16 Months as a MSE member you have only posted about one Cashback Site whereas my posting history evidences I have posted positively about "ALL" 100% model Cashback Sites + several 50% Cashback Sites that I use



"I really think you have some strange ideas and your last sentence makes melaugh. I hadn't read your comment on imutual before you pointed it out hereand, to be honest, I had no idea what your user name was on imutual. But why so much suspicion"?



http://forums.moneysavingexpert.com/showpost.php?p=49401307&postcount=14


"I would suggest to all cashbacklovers that imutual is well worth checking out" ( cashbacklover of course being my I-Mutual ID)




As Quentin says this is MSE, the best Cashback sites are those who pay the highest Cashback rates most ( They also have more merchants, more exclusive merchants) often hence MSE Cashback Maximiser tool and when :money: sends out a email out with a Cashback Site related offer he send out the highest paying Cashback site related offer in his mail out, whilst he does say that Cashback is not guaranteed I have always been paid Cashback for every valid spend type transaction that I have done whichever 100% model site that I have used :beer:

aupt

Gosh - lots of question to answer/things I need to say.

I honestly did not know that your user name on imutal was cashbacklover. Please note that in my December post (that you referenced) I wrote the phrase "cashback lovers" (note two words and plural). This was a coincidence - I was genuinely talking about people that enjoy using cashback sites and I was not using a clever pun on your imutual user name.

"Are you saying Aupt that a Cashback Site offering a lower rate than 101%+ is more likely to be paid for valid transactions than the higher paying site(s) in respect of the same ( same offer(s) ) valid transactions done at the same given time e.g on 21 February 2012 purely due to the Cashback rate difference ? "

No. All I meant was offering mega cashback is no good if you are not actually paid it. In the past, I have been caught out by searching for the best cashback available for a certain internet site, clicking through from that best cashback available site and then earning absolutely nothing. So what I was trying to say was that reliability of payment is a critically important factor in assessing the quality of a cashback site. Well, it certainly is for me.

I think I am right in saying that somewhere on this site there is some astonishing figure of what % of cashback goes unpaid - 40% I believe. Like me you probably think that figure seems a little too pessimistic but nevertheless it does show that non-payment of cashback is an issue.

If you have been paid out for all of the transactions you have done on cashback sites then you have done extremely well.

" ....Yet 16 Months as a MSE member you have only posted about one Cashback Site whereas my posting history evidences I have posted positively about "ALL" 100% model Cashback Sites + several 50% Cashback Sites that I use"

To be fair, virtually all of my posts have been in this thread in response to questions I have been asked. I don't post very often either here or on other forums (maybe I should post more?), but if someone asks me a question I feel reasonably obliged to answer it. The reason why I posted on MSE in the first place about imutual was because for me if I was only going to use one cashback site then that would be the site to use. You obviously don't agree with me and that's fine. I do actually use more than one cashback site but the majority (I think?) of my cashback is made on daily clicks and so I focus my efforts on imutual. I have had some problems with other sites with purchase transactions and so when I make these I tend to use imutal now as well. This may mean that I might not get the market leading rate on some transactions (although actually with the sites I buy from the difference is negligible) but all of my imutaul transactions have tracked. That is worth quite a lot to me. There is an increasing number of sites that imutual does pay market leading cashback for.

I actually posted on MSE after I had had a conversation with a work colleague and I thought I actually had something worthy of posting on MSE having been a lurker for several years. Obviously, you would disagree with me but hey it was my opinion and hopefully that was how it came through.

It was not my intention to do a hard sell on imutual. It was my personal recommendation which is what many MSE posts are about.

“I find it interesting that you are always so keen to jump on imutual and I really don't understand why”. “Why are you so against imutual?


"Evidence that is not the case

http://forums.moneysavingexpert.com/showpost.php?p=48233403&postcount=193"


Okay, I see that you have posted a positive post about imutual. It did seem to me, though, that you were unnecessarily hard on imutual. Some of your posts (to me, at least) do seem overly critical. Do you have a particular problem with imutual or can you say that you are simply representing the best cashback argument? I am asking that because I feel genuinely unsure of your intentions. Apologies if that sounds aggressive - I really don't mean it to be. Perhaps I have completely misunderstood your intentions?

Reading back a few posts I realise that one of my posts on the imutual agm was clearly misunderstood. I didn't mean to say or imply that the imutal agm was a moneysaving event in its own right. I was merely pointing out that it was happenning and that imutual was unique in that it is (now) the only cashback site where members become shareholders. I don't wish to start a whole debate on the value of the shares because that has been covered elsewhere. I thought that the event was unusual, perhaps a bit of fun (!) for cashback site lovers; I assumed that some MSErs might not know about imutual and might be interested in the agm.

That is probably enough for now but happy to continue at a later date .....