We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CSA1 or CSA2

Options
135

Comments

  • pd001
    pd001 Posts: 871 Forumite
    Part of the Furniture Combo Breaker
    jarhead66 wrote: »
    I too had a conversation about my girlfriend moving in, I was told by the CSA that my protected income would go up to that of a married couple on income support, plus my morgate payments ( aprox £650 all in) And because my girlfriend would be moving my household income would go up, so my CSA payments would go up, but they would not tell me how much my CSA payments would go up by until after my girlfriend has moved in.
    Its a pain being one of DAVID CAMERON'S dead beat dads who should be outcast from society, just for paying maintenance not seeing your kids because of laws passed by the conservative party in 1991 ( child support act?)
    :beer::beer::beer:

    Simple solution then,
    in certain circumstances it might not be the best course of action to tell the csa that someone is moving in with you, but...
    do not be surprised if someone else does tell them! (the pwc maybe?)
  • Its a sad day when a law abiding tax paying british subject has to lie to an outstanding govement body like the CSA are!!! I mean the CSA wouldn't lie to an N.R.P. would they??
    The govement goes on about family values what message does this sort of thing send out!!

    :beer::beer:
  • pd001
    pd001 Posts: 871 Forumite
    Part of the Furniture Combo Breaker
    jarhead66 wrote: »
    Its a sad day when a law abiding tax paying british subject has to lie to an outstanding govement body like the CSA are!!! I mean the CSA wouldn't lie to an N.R.P. would they??
    The govement goes on about family values what message does this sort of thing send out!!
    :beer::beer:

    Can only agree with you..but we are where we are.....we are all in this together..lol
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Marisco wrote: »
    I remember having an argument with the CSA about this! They kept insisting that my income would not be taken into account, and I said it would! (I wasn't working at the time, because of this!) They do it in a roundabout way, they assume that a working partner will be paying half the bills, leaving the NRP more disposable income to take payments from. So if your rent is say, £400 pm the partner will be assumed to be paying £200 of it, that leaves the NRP more income to grab from!! Now whichever way you cut it, to me that means the NRPP's income IS counted!!! That is another reason CSA 2 is way better!!

    Not true - in many cases the assessment will remain the same - if the NRP is paying the full amount of child support assessed using their assessable income. What happens is that this figure is compared to what is left after the protected income is calculated- so, if there is less than the assessable income figure, the NRP pays less, they get a discounted figure so to speak. If they pay the full amount as there is enough income left after the protected income is calculated, then the assessment will remain the same even if the partner earns lots.

    The only change to this is if the PWC applies for a variation on the grounds that the partner can contribute towards housing costs - which would be fed into the assessable income figure as the NRP would get only the housing costs proportional to theirs and their partner's income.

    If a partner refuses (which they are entitled to do) then there will be no protected income as it cannot be calculated without the information. This could mean an increase in payments if the NRP is paying the reduced amount.

    What happens with a partner income is that they increase the household income so that after the protected income is calculated (at a higher rate than as a single person), there is more likely to be money left over if the full amount of the assessable income figure is paid in full, so this is why it may increase.
  • so in some cases the CSA can take some of the N.R.P's partners income into account,
    I pay my maintenace needed which is £87 aweek but the CSA have decided that i can afford to pay an extra £19 aweek based on the amount i earn!! how can they demand more that amount needed???
    on the second page of the letter that was sent to me it had all the figures on then a line saying "maintenace needed £87 aweek" but we have decided that you can afford another £19 aweek!! that means me wroking another 10 hrs amonth just because they have decided!!!, thats another reason why CSA2 is alot better and fairer than CSA1
    So if my girlfriend moved in then god knows how they would decide what i could afford to pay!!!!!

    :beer::beer:
  • pd001
    pd001 Posts: 871 Forumite
    Part of the Furniture Combo Breaker
    jarhead66 wrote: »
    So if my girlfriend moved in then god knows how they would decide what i could afford to pay!!!!!
    :beer::beer:

    There is nothing wrong with your girlfriend staying with you 3 or 4 nights a week without you having to declare that she is moving in full time, is there?
    Its (supposedly) a free country in which we live, and both you and she can pick and choose and mix and match the nights that she stays, to suit yourselves.
    She then hasnt moved in officially and you therefore need not declare anything to the csa...however, as I have stated previously...and I quote myself here..
    do not be surprised if someone else does tell them! (the pwc maybe?)
  • The CSA told me when i asked them how many nights my girlfriend can stay they told me as i was on CSA1 the same rules that apply to someone on income support she could stay 2 nights aweek and could not contribute to my household. I find this hard to believe as i am a working tax payer, pay council tax, national insurance that i am told by a govement body who stays in my house and for how many nights aweek.
    What has my girlfriend go to do with contributing to my kids is beyond me!!! Thats why i would like to get onto this CSA3 as my g/f income is not taken into consideration and she can stay as many nights as she wants!!

    :beer::beer::beer:
  • pd001
    pd001 Posts: 871 Forumite
    Part of the Furniture Combo Breaker
    jarhead66 wrote: »
    The CSA told me when i asked them how many nights my girlfriend can stay they told me as i was on CSA1 the same rules that apply to someone on income support she could stay 2 nights aweek and could not contribute to my household. I find this hard to believe as i am a working tax payer, pay council tax, national insurance that i am told by a govement body who stays in my house and for how many nights aweek.
    What has my girlfriend go to do with contributing to my kids is beyond me!!! Thats why i would like to get onto this CSA3 as my g/f income is not taken into consideration and she can stay as many nights as she wants!!

    :beer::beer::beer:

    No sure if the two night rule is correct!
    Unfortunately it's a game, and if you dont play then you wont get anywhere and dont forget...
    pwc s play the same game
  • I was told that as i am on CSA1 the same rules used for people on income support apply to those N.R.P's on CSA1, All you have to do is look at how they work out your protected income,, your morgate and what you would get aweek on income support, that is all they have to leave you with by law, and they don't include council tax in this calculation

    :beer::beer:
  • pd001
    pd001 Posts: 871 Forumite
    Part of the Furniture Combo Breaker
    jarhead66 wrote: »
    I was told that as i am on CSA1 the same rules used for people on income support apply to those N.R.P's on CSA1, All you have to do is look at how they work out your protected income,, your morgate and what you would get aweek on income support, that is all they have to leave you with by law, and they don't include council tax in this calculation

    :beer::beer:

    I know what they have to leave you with..in law
    They actually left me homeless because i couldnt afford to pay rent!
    I ended up sofa surfing and also living and sleeping in a small van!

    Is the 2 night thing really an income support rule? I would question that.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.