Car hit from behind - Driver has no Insurance

Flyboy152

The_Turner wrote: »

If there is no injury he is not required to provide insurance details.

Even if there is an injury, there is no requirement.

Flyboy152

McKneff wrote: »

Of course he has to provide insurance details, to enable the damage to be repaired.

Or do you mean if there is no injury, the police need not be involved.

No he doesn't.

Flyboy152

vaio wrote: »

Registered keeper? surely if anyone get sued it will be the driver?

The first port of call would be to the registered keeper. If the were not driving, the onus will then be on them to reveal who was driving at the time. If they cannot, they will be liable.

Flyboy152

thenudeone wrote: »

I hate to get in the way of the fight between The Turner and McNeff, I think I have learned something about the RTA today and want to share it with you.

Whilst the law clearly says that as long as name and address details are exchanged, you do not need to produce your certificate of insurance after an accident unless someone (other than you) is injured, http://www.legislation.gov.uk/ukpga/1988/52/section/170;

It also seems to say here http://www.legislation.gov.uk/ukpga/1988/52/section/154 that if anyone makes a claim against you (which should be covered by compulsory insurance), you must say whether you have insurance and if so, give details of it.

If I have read this correctly, you are both partly right.:T and the law is a little confusing.:)

There is still no need to produce anything at the the scene of an injury accident. If you do not have your insurance details available at the time, you have to produce it at a police station within seven days.

Kirri

I f I was being intimidated the first thing I would do would be to call the police back and tell them!

I also take photos on my phone of vehicle/driver/damage - no way would I have walked off with £100 and a load of threats.

Last time someone hit my car it cost a lot more than £100 to get it repaired.