Car hit from behind - Driver has no Insurance

The_Turner

McKneff wrote: »

Of course he has to provide insurance details, to enable the damage to be repaired.

Or do you mean if there is no injury, the police need not be involved.

Stick to facts and don't guess.

McKneff

The_Turner wrote: »

Stick to facts and don't guess.

I didnt guess ???

I made a statement and I asked a question.

What you posted was totally innacurate, I was asking you if you had got mixed up, read the post again, please.
and yours.

The_Turner

McKneff wrote: »

I didnt guess ???

I made a statement and I asked a question.

What you posted was totally innacurate, I was asking you if you had got mixed up, read the post again, please.
and yours.

You're the one who's mixed up.

useless_git_requires_wife

If you have the van's registration number you could probably pursue a claim via the MIB (assuming he has no insurance).

JQ.

McKneff wrote: »

I didnt guess ???

I made a statement and I asked a question.

What you posted was totally innacurate, I was asking you if you had got mixed up, read the post again, please.
and yours.

Your first statement in this thread was factually incorrect, hence why he told you to stick to facts. You don't need to provide insurance details.

McKneff

The_Turner wrote: »

You're the one who's mixed up.

You are a fool.

I dont suffer fools gladly and will be ignoring all your posts from now on. So dont waste your time pet.

Hammyman

zayn wrote: »

Was i right to walk away?? what would you do when encountered by a driver who obviously has no insurance and cannot be trusted to give real details ??


It ****ed me right off as it is because of this the premiums are through the roof now, What punishment will this man get? I believe nothing ???

No you weren't right. He has got off and some other poor sap is going to be potentially a victim.

Do you have the vehicle reg? If so pass it on to your insurers. Use the legal expenses you've paid for to sue the registered keeper.

The_Turner

McKneff wrote: »

You are a fool.

I dont suffer fools gladly and will be ignoring all your posts from now on. So dont waste your time pet.

Your lack of understanding about the rta has made you look foolish tonight love.

vaio

Hammyman wrote: »

......Do you have the vehicle reg? If so pass it on to your insurers. Use the legal expenses you've paid for to sue the registered keeper.

Registered keeper? surely if anyone get sued it will be the driver?

Freefall

vaio wrote: »

Registered keeper? surely if anyone get sued it will be the driver?

If he has insurance for driving the car then of course.

However, it gets more complicated if he is not insured. To cut a long story short, in such circumstances, it could be:
(a) the RK's/Owner's/Normal-driver's insurers;
(b) the Motor Insurer's Bureau (MIB); or
(c) RK's/Owner's/Normal-driver's insurers as "Article 75 Insurers" under the MIB scheme;

that pay out the claim. However, in the case of property damage for (b) and (c) only for any sum over £600 (iirc). Best bet is to phone Help Hire, Drive Assist, Accident Exchange or your legal-expense insurers for advice.