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9 x Old Crisis Loans DWP Debt Letter
Comments
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right go another letter from gpb solicitors today. LEGAL ACTION PENDING
You have failed to pay this outstanding debt and we have been instructed to recover the outstanding sum.
Full payment must be recieved within 7 days otherwise a County Court Claim may be issued without futher warning. If a claim is issued the total amount will increase as follows:
Current Balance £908.62
Interest £0.00
Court Fees £55.00
Sols Costs£70.00
Toatal Due £1,033.62
If judgement is awarded against you futher costs may be added.
You must contact us ........etc etc
We could get an attachment of earnings or bailiff.
Should I write back and say its in dispute as i've not have a signature proof of debt being taken by myself.
I need to do something soon as pressure is on me from family!!0 -
If is over 6yrs old and not been acknowledged before the 6 years cut off it cant be recovered in court (county or otherwise), do not contact them in any other way but in writing. The debit is over the limitation period and in dispute they can actively try to collect but that is it. This is a breach of OFT guidance, report them to OFT.0
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Would send a statute barred letter to them, there is a template of one below.
http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=25_liability_for_debts_and_the_limitation_actExcel Parking, MET Parking, Combined Parking Solutions, VP Parking Solutions, ANPR PC Ltd, & Roxburghe Debt Collectors. What do they all have in common?
They are all or have been suspended from accessing the DVLA database for gross misconduct!
Do you really need to ask what kind of people run parking companies?0 -
what does this mean in real day to day life??If is over 6yrs old and not been acknowledged before the 6 years cut off it cant be recovered in court (county or otherwise), do not contact them in any other way but in writing. The debit is over the limitation period and in dispute they can actively try to collect but that is it. This is a breach of OFT guidance, report them to OFT.
Will they just threaten court action but not take it?
Will the debt go up?
will they go to court to get a ccj bu the court say no due to the length of time, just need clarifying please0 -
what does this mean in real day to day life??
Will they just threaten court action but not take it?
Will the debt go up?
will they go to court to get a ccj bu the court say no due to the length of time, just need clarifying please
They cant take court action and the debt cant go up. They can chase you for it though.0 -
They cant take court action and the debt cant go up. They can chase you for it though.
And you just ignore them, never speak to debt collectors over the phone, send the statute barred letter to them, if they took it to court they won't win ! Just keep a diary of contact with them, file all letters, if you do speak to them tell the debt is denied because its statute barred!Excel Parking, MET Parking, Combined Parking Solutions, VP Parking Solutions, ANPR PC Ltd, & Roxburghe Debt Collectors. What do they all have in common?
They are all or have been suspended from accessing the DVLA database for gross misconduct!
Do you really need to ask what kind of people run parking companies?0 -
They can take you to court but you can defend it because the debts are statute barred. This will leave them picking up the tab for the court costs with nice eggy faces. If you can successfully defend this case brought against you then they should pick up the tab for your out of pocket expences too.
As has already been mentioned though, DWP can claw back any monies owed to them through with-holding or reducing benefits you may be claiming now or in the future. Its better that you take control and deal with it now otherwise you could find if you ever needed to apply for benefits they would take it then when you are probably more in need than now.
PooOne of Mike's Mob, Street Found Money £1.66, Non Sealed Pot (5p,2p,1p)£6.82? (£0 banked), Online Opinions 5/50pts, Piggy points 15, Ipsos 3930pts (£25+), Valued Opinions £12.85, MutualPoints 1786, Slicethepie £0.12, Toluna 7870pts, DFD Computer says NO!0 -
we get working tax credits so could they take deductions from that?They can take you to court but you can defend it because the debts are statute barred. This will leave them picking up the tab for the court costs with nice eggy faces. If you can successfully defend this case brought against you then they should pick up the tab for your out of pocket expences too.
As has already been mentioned though, DWP can claw back any monies owed to them through with-holding or reducing benefits you may be claiming now or in the future. Its better that you take control and deal with it now otherwise you could find if you ever needed to apply for benefits they would take it then when you are probably more in need than now.
Poo0 -
They can take you to court but you can defend it because the debts are statute barred. This will leave them picking up the tab for the court costs with nice eggy faces. If you can successfully defend this case brought against you then they should pick up the tab for your out of pocket expences too.
As has already been mentioned though, DWP can claw back any monies owed to them through with-holding or reducing benefits you may be claiming now or in the future. Its better that you take control and deal with it now otherwise you could find if you ever needed to apply for benefits they would take it then when you are probably more in need than now.
Poo
An excellent point, and something often missed when this subject is discussed.0
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