'Child Support Maintenance Calculation Regulations 2012' - consultation period

kevin137

RedSky wrote: »

If reviews are annual and an assessment takes place in June with a 25% change occurring in July then the assessment would not alter until 11 months later, unless it is required to report 25% changes immediately. Without annual reviews then unreported changes, or those less than 25%, will never be detected.

But at the same time, you could end up getting a reduction of 24% in income and still end up paying way to much...? And in their current climate there are many people having to take pay cuts just to keep there jobs... Fair...? Probably not, not when there will be more going down than there will going up...!

As an example, London Bus drivers are currently looking at an 11% reduction on wages for 1 company...! And if done on last years Tax return, they are going to be screwed, and this particular company employs 30,000 of which at least 1100 are subject to DEO's...! So not really a fair system, as that will leave a lot of people unable to pay mortgages or rent, in an economy that is really hard already...!

RedSky

kevin137 wrote: »

But at the same time, you could end up getting a reduction of 24% in income and still end up paying way to much...? And in their current climate there are many people having to take pay cuts just to keep there jobs... Fair...? Probably not, not when there will be more going down than there will going up...!

As an example, London Bus drivers are currently looking at an 11% reduction on wages for 1 company...! And if done on last years Tax return, they are going to be screwed, and this particular company employs 30,000 of which at least 1100 are subject to DEO's...! So not really a fair system, as that will leave a lot of people unable to pay mortgages or rent, in an economy that is really hard already...!

And PWCs will miss out on an NRPs' 24% pay rises. I agree that a 25% change threshold is high but it should prevent those requesting reassessments every month or so while annual reviews should prevent indefinite incorrect payments.

kevin137

Oh i understand what you mean, but in this economic climate there are far more wage reductions than pay rises...! And for those who have to budget every single penny, then it is a killer...

The example i gave you is extremely unfair, as what is being offered is a cash sum for a reduction in enhanced pay for unsociable hours to be cut, the basic pay to be cut in turn you get a longer working day by an hour, and a cash settlement of £1600 so this will ALL be added into this years tax for assessment next year, so less money less enhanced rates, no lump cash settlement, and a higher CSA bill as a result...!

I think that there will be a lot of screwed over people should this go through, and that is only one sector of the workforce... And only one place in London... Imagine how this will pan out over the country...!

If you have to budget every penny, it is extremely hard working in any industry that pays the way they do on buses, you are paid by the minute and those enhancements make a huge difference. And so as to give you an idea, as with any assessment, when i was working in that industry your wages could differ from as little as £280 take home, to £550 take-home if you did a good shift pattern and one days overtime... Yet you are assessed on your income as a whole... SO take someone who is assessed at £65 a week, now they have 3 bad weeks on rosta in a row... they cannot pay there bills anyway, sucks doesn't it....!!! And with this being introduced on the last years income the way it has, that could be a difference in assessment of overpaying by £15 a week based on 1 child...! £750 a year too much...! And will it be corrected, looking at it, it doesn't seem likely, it will force so many people below the poverty line, and into unemployment, which i guess is not such a bad thing when you get it so easy on benefits...!

Do you see where i am coming from...?

nessy39

Re: The paragraphs that refer to 'relevant other children' and show an example of where 'John' earns £400 and has one qualifying child, Louise and one 'relevant other child' Peter.

On the end column it says there is a proposed reduction of 11% as opposed to the current 12% against Peter.

In our family there is one qualifying child and two relevant children, so what is their proposed reduction rate? I would like to calculate the costs but until I have this figure I can't do it!

Also, are they still proposing that the PWC has to pay an upfront fee to use the new rules if they cannot agree a private agreement?

clearingout

Kevin, you seem to think that pay cuts only affect NRPs? We're all in the same boat, aren't we? Isn't it about parents taking responsibility for their children? If parents are unable to make an agreement, then the Government cuts in with some 'off the top of the head' calculations which don't necessarily reflect the reality of the financial situation for either the NRP or the PWC. Isn't that the price we pay for having got into relationships with total idiots?!

PreludeForTimeFeelers

nessy39 wrote: »

In our family there is one qualifying child and two relevant children, so what is their proposed reduction rate? I would like to calculate the costs but until I have this figure I can't do it!

Also, are they still proposing that the PWC has to pay an upfront fee to use the new rules if they cannot agree a private agreement?

I would guess at about 15%, but who knows, the calculations are just in the proposal stage currently.

Charging for applications/collections is still awaiting ministerial sign-off. As far as I'm aware, there won't be any charges when the new scheme is launched, charging won't be introduced until at least 9 months down the line.

jarhead66

I know that the consultation period for the changes ends 23rd febuary, does anyone know when the new scheme will start?? I think that they plan to run the new scheme for 6 months then invite everyone on the old schemes to transfer, but the rules for transfer havn't been sorted yet.
What is the problem with the CSA they were quick enough to introduce benefit disregard for P.W.C., but seem to be dragging there heels abit on this new scheme!! All this should have been done along time ago as the CSA knew it was going to happen when the Henshaw report was released in 2008

PreludeForTimeFeelers

jarhead66 wrote: »

I know that the consultation period for the changes ends 23rd febuary, does anyone know when the new scheme will start?? I think that they plan to run the new scheme for 6 months then invite everyone on the old schemes to transfer, but the rules for transfer havn't been sorted yet.
What is the problem with the CSA they were quick enough to introduce benefit disregard for P.W.C., but seem to be dragging there heels abit on this new scheme!! All this should have been done along time ago as the CSA knew it was going to happen when the Henshaw report was released in 2008

Blame the Government, there are assorted hoops that have to be jumped through...these consultations have to be signed off at a ministerial level.

The 'new scheme' will launch in Autumn/Winter 2012, initially this will only be for new cases. Approximately six months after this, the CSA will start writing to current clients to ask them to close their existing cases and open again on the new scheme. The cases won't 'transfer', as such.

kevin137

clearingout wrote: »

Kevin, you seem to think that pay cuts only affect NRPs? We're all in the same boat, aren't we? Isn't it about parents taking responsibility for their children? If parents are unable to make an agreement, then the Government cuts in with some 'off the top of the head' calculations which don't necessarily reflect the reality of the financial situation for either the NRP or the PWC. Isn't that the price we pay for having got into relationships with total idiots?!

Yes i understand, BUT, and have you ever thought of this as a response...

A PWC can not legally be left below the poverty line, you can claim Housing Benefit, Council Tax Benefit, Child Benefit, Working Tax Credits Single Parent Allowance, the list goes on and on...!

An NRP if he works, like lots do, are not normally eligible for such benefits, and CAN, yes CAN be left below the poverty line...!

And before you say that is not possible, my mortgage was £700 a month, less than the rent would be for the same property, my council tax was £110 a month, and my protected income was £243 a week, so yes, i was quite often left below the poverty line, and without food, and yes i still chose to work...! And then there was also the car that i had to make payments on, because the credit was in my name, but i couldn't sell the car because it was registered in her name...! So yes i kept paying for that on top of everything else...!!!

Call me cynical, but doesn't seem right does it, because on top of all the stuff that you can claim as a PWC, you still get to take the food from the NRP's mouths who actually do think that they should pay for there children...!

jarhead66

So it looks like there is no chance of my g/f moving in with me until 2013 when i come off CSA1 !! The CSA helpline told me that i would probaly be invited to change schemes in Oct 2012, but what's another 6 months ive been waiting since 2003 to come off CSA1!!
I always find it strange that the CSA tell me that its my M.P's fault and my M.P. says that its the CSA who failed to provide what they promised!! One more thing if CSA1 was so good why did they introduce CSA2 ??