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The "Cripes, Christmas is almost here" December NSD thread
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Totally amazing myself (and DH) by declaring NSD N0 14.
Well done to everyone who has done this challenge whether you've reached target or not. It's the trying that counts. Keep it up and we'll see each other in January. :T:T:T
Be Well.
Hugs to all who are ill. :grouphug:
S.P.C. 9 2016 No. 062 Banked £337.50
My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin0 -
As predicted another big spend day for me today. Tomorrow is my first day off since 23rd, and I am having lots of family around, so lots of shopping and cooking for me.DFW Nerd 1394.
Total Debt Paid £38109.29/ £40259.24.0 -
NSD21 for me today please and 2nd target met:beer:If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
NSD 14 for me today - one more to go and one day left to get it!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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NSD no 17 for meMFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0
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One more - thats the target of 10 reached :jBe the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat'
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Would be great to have a MSE meet in the New Year :j
Count me in.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NSD no 20 today as reading the latest Quintin Jardine!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Happy to say that I got my cashmere jumper(s)-I bought more than one and not in the sale.:o I've decided that it's an 'investment'.....
Also got some fruit and coffee.
I'll get an NSD tomorrow,which means that I'll reach my second target.
kerri yes cross-country is more physical,but less taxing.If I ever ski again,I would do cross-country.
Happy Friday night to you all!0 -
Discovered a "postie's card" just before (wee cat has a habit of pinching them - which isn't helpful!;) - and I find them all over the house.
Anyway, trouped round to the dog kennel (where he leaves stuff) and .... it's my new heavy duty hole punch:j:j:j
I've wanted one for ages but have always been put off by the cost ... but found one on Am*azon very well priced a while ago so gave in.
I've just sat and punched all my insurance booklets / gadget manuals etc that were too thick for a normal sized one and these are all now safely filed away (instead of in one of many drawers:o):j:j(I hate polypockets in the files)
Also managed to find my car insurance docs that I've turned the house upside down looking for in the past few days.
I've a big lever arch file for each year that I file stuff in - and transfer stuff that runs over the year into the new one at the start of the next year and ..... I'd actually already filed them in my 2012 folder (Big Phew! as I was about at the point of having to request a duplicate - which no doubt would've cost!) Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0
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